ADCB — Compare bank accounts, credit cards and loans in UAE
Abu Dhabi Commercial Bank (ADCB) is a major UAE bank majority owned by Abu Dhabi government (through ADQ). It offers retail and corporate banking including current and savings accounts, mortgages, credit cards, personal loans and wealth management. ADCB is known for its Hayyak digital account, TouchPoints rewards programme and competitive mortgage products. It is one of the top three Abu Dhabi-headquartered banks alongside FAB and ADIB.
Live offers
- ADCB Current Account
- ADCB Savings Account UAE
- ADCB Prepaid Travel Card
- ADCB Active Account UAE
- ADCB Active Chequing Account
| Provider | Abu Dhabi Commercial Bank (ADCB) |
|---|---|
| Country | UAE |
| Ownership | Majority Abu Dhabi government-owned (ADQ) |
| Best for | UAE residents who want competitive mortgage rates or the Hayyak digital account |
| Alternatives | First Abu Dhabi Bank (FAB), Emirates NBD, ADIB |
Best for
- UAE residents who want a comprehensive bank with competitive mortgage and savings products
- Users who want the Hayyak digital-first account
- TouchPoints rewards earners who want to accumulate and redeem across retail partners
Not ideal for
- Users who want exclusively Islamic products — use ADIB instead
- Users in the Northern Emirates with fewer ADCB branches
Abu Dhabi Commercial Bank vs alternatives
Abu Dhabi Commercial Bank vs FAB
UAE's largest bank by assets — Abu Dhabi government-linked. ADCB vs FAB: Both are Abu Dhabi government-linked banks. Compare savings account rates, credit card rewards and mortgage rates.
Abu Dhabi Commercial Bank vs Emirates NBD
Dubai's leading government-backed bank. ADCB vs Emirates NBD: ADCB is Abu Dhabi-focused; Emirates NBD is Dubai-centric. Compare products for your specific needs.
Abu Dhabi Commercial Bank vs ADIB
Abu Dhabi Islamic Bank for Sharia-compliant products. ADCB vs ADIB: ADCB is a conventional bank; ADIB is fully Islamic. Choose based on whether you want Sharia-compliant products.
Abu Dhabi Commercial Bank in United Arab Emirates — FAQ
What is ADCB Hayyak?
Hayyak is ADCB's digital-first bank account that can be opened entirely online. It offers a prepaid card and basic banking features for UAE residents who want an app-based account.
Is ADCB good for mortgages in UAE?
ADCB is one of the leading UAE banks for home loans. Compare its mortgage rates and eligibility with FAB, Emirates NBD and Mashreq on Giraffy.