Adib Uae — United Arab Emirates

Live offers from Adib Uae in United Arab Emirates, tracked daily by Giraffy.

Live offers

  1. ADIB Current Account UAE · ADIB · AED 0 /month
  2. ADIB Current Account · ADIB · AED 0 /month
  3. ADIB Cashback Card · ADIB · AED 0 /year
  4. ADIB Miles Card · ADIB · AED 0 /year
  5. ADIB Reloadable Card · ADIB · AED 0 /month

Abu Dhabi Islamic Bank (ADIB) is the UAE's largest Islamic bank by assets and one of the world's largest Islamic banks globally. Established in 1997 and majority owned by Abu Dhabi government, ADIB offers exclusively Sharia-compliant products including current and savings accounts (Ghina), home finance, car finance and Cashback Visa credit cards. ADIB is consistently rated highly for Islamic banking product innovation in the UAE.

ADIB — quick facts
ProviderAbu Dhabi Islamic Bank (ADIB)
CountryUAE
Bank typeFull-service Islamic bank (Sharia-compliant exclusively)
OwnershipMajority Abu Dhabi government-owned
Best forUAE residents who want exclusively Islamic banking products from a leading UAE bank
AlternativesDubai Islamic Bank (DIB), Emirates Islamic, Al Hilal Bank, Ajman Bank

Best for

  • UAE nationals and Muslims who want exclusively Sharia-compliant banking from a leading UAE bank
  • Users who want ADIB's cashback Visa card with Islamic finance structure
  • Customers who want home or car finance under Murabaha or Ijara structures

Not ideal for

  • Users who prefer conventional interest-based banking products
  • Users who want the widest international banking network — ADIB is primarily UAE-focused

ADIB vs alternatives

ADIB vs Dubai Islamic Bank (DIB)

Dubai's leading Islamic bank and the world's oldest Islamic bank. ADIB vs DIB: Both are major UAE Islamic banks. ADIB is Abu Dhabi government-linked; DIB is Dubai government-linked. Compare savings account rates and home finance products.

ADIB vs Emirates Islamic

Emirates NBD's Islamic subsidiary. ADIB vs Emirates Islamic: Emirates Islamic is part of the Emirates NBD group. ADIB is independent. Compare Sharia-compliant savings and credit card products.

ADIB vs FAB

Conventional bank — if you don't require exclusively Islamic products. ADIB vs FAB: ADIB is fully Islamic. FAB is a conventional bank with some Islamic windows. Choose ADIB if you require all products to be Sharia-compliant.

ADIB in United Arab Emirates — FAQ

Is ADIB fully Islamic?

Yes. ADIB offers exclusively Sharia-compliant products. Unlike some banks that have Islamic 'windows' alongside conventional products, ADIB is a fully Islamic bank.

What is ADIB Ghina account?

Ghina is ADIB's investment-linked savings account offering monthly profit distributions. It is a Sharia-compliant alternative to a conventional savings account with monthly profit sharing.

Is ADIB or DIB better?

Both are excellent UAE Islamic banks. ADIB is Abu Dhabi government-linked; DIB is Dubai government-linked. Compare their current savings rates, credit card products and home finance terms on Giraffy.