Synchrony — United States

Live offers from Synchrony in United States, tracked daily by Giraffy.

Live offers

  1. Synchrony Bank CD · Synchrony Bank · $0 4.65% APY
  2. Synchrony High Yield Savings · Synchrony Bank · $0
  3. Synchrony High-Yield Savings · Synchrony Bank · 4.65% AER
  4. Synchrony CD 12-mo · Synchrony Bank · 4.80% gross

Synchrony is a US private-label and co-brand credit card issuer partnering with major retailers like Amazon, PayPal, Lowe's, and more. It also offers high-yield savings accounts and CDs.

Synchrony Bank — quick facts
ProductsStore credit cards, savings, CDs
Best forUS retail credit card users and savers wanting competitive CD rates
AlternativesComenity, Capital One, Ally

Best for

  • US retail shoppers using store-branded cards for loyalty perks
  • Savers wanting competitive CD rates

Not ideal for

  • General-purpose credit card users — major issuers like Chase or Citi are better

Synchrony Bank vs alternatives

Synchrony Bank vs Ally

Full online banking experience. Ally offers broader banking; Synchrony focuses on retail cards and high-yield savings/CDs.

Synchrony Bank in United States — FAQ

Is Synchrony Bank safe?

Yes — Synchrony is FDIC-insured and is one of the largest US savings banks. Compare savings rates on Giraffy.