Betterment Us — United States

Live offers from Betterment Us in United States, tracked daily by Giraffy.

Live offers

  1. Betterment Visa Debit · Betterment · $0 /month
  2. Betterment Cash Reserve · Betterment · 4.75% AER
  3. Betterment Checking · Betterment · Price on request
  4. Betterment Investing · Betterment · Price on request

Betterment is the largest US independent robo-advisor, managing a diversified portfolio of ETFs on your behalf, with automatic rebalancing, tax-loss harvesting, and retirement planning tools.

Betterment — quick facts
ProductsRobo-advisory, IRAs, banking
Best forUS investors wanting fully managed diversified investing without picking stocks
AlternativesWealthfront, M1 Finance, Fidelity Go

Best for

  • US investors who want a hands-off diversified portfolio managed for them
  • Retirement savers using Betterment IRA

Not ideal for

  • DIY investors who want to pick their own stocks — use Robinhood or Fidelity

Betterment vs alternatives

Betterment vs Wealthfront

Better tax-loss harvesting algorithm. Wealthfront and Betterment are the two biggest robo-advisors — both excellent. Wealthfront's TLH is more granular; Betterment has better banking integration.

Betterment in United States — FAQ

Is Betterment worth the fee?

Betterment charges 0.25% per year (0.40% for premium). For hands-off investors, the automatic rebalancing and TLH can more than offset the fee. Compare with Wealthfront on Giraffy.