Top 10 Premium Bank Accounts for Saudis in 2024
Choosing the right bank account can make a big difference in managing your finances. Here's a look at some of the best options available to Saudis in 2024:
» COMPARE: View and compare all on the comparison tool.
1. Al Rajhi Bank Diamond Affluent (Signature) Account This premium account offers access to 100 airport lounges globally through Lounge Key, restaurant discounts via "The ENTERTAINER", and 90-day insurance coverage for multi-trip and rental car. With a daily transfer limit of 500,000 SAR, it's ideal for high-net-worth individuals.
2. Al Rajhi Bank Private Banking (Infinite) Account For the ultra-wealthy, this account provides unlimited Lounge Key access, free transaction fees, and a free Infinite Credit Card. With a whopping 5,000,000 SAR daily transfer limit, it's designed for those with significant financial needs.
3. SNB Wessam AlAhli Platinum Offering a dedicated Relationship Manager, Wealth Manager, and free airport lounge access, this account is perfect for those seeking personalized banking services. The 1,000,000 SAR daily transfer limit is generous for most needs.
4. Riyad Bank Diamond Banking With features like a World MasterCard credit card and airport lounge access, this account is tailored for affluent customers. It requires a minimum deposit of SAR 1,000,000 or a monthly salary transfer of SAR 40,000 and above.
5. Alinma Bank Diamond Banking This account provides dedicated centers for elite clients and requires opening a new account with a deposit of SAR 800,000, maintaining an average minimum balance of SAR 500,000, or transferring a minimum salary of SAR 30,000.
6. SAB Premier Account Offering access to over 1000 airport lounges across 120 countries worldwide and luxury travel experiences, this account is great for frequent travelers. It requires a monthly salary with a minimum of SAR 40,000.
7. Al Rajhi Bank Affluent (Platinum) Account With Lounge Key access to 25 airport lounges globally and restaurant discounts through "The ENTERTAINER", this account offers a good balance of perks for the upper-middle class.
8. SNB Wessam AlAhli Gold Providing priority service at over 200 Wessam Lounges and free airport lounge access, this account is suitable for those with a monthly salary of SAR 20,000+.
9. Riyad Bank Golden Banking Offering a Visa Signature card and airport lounge access, this account is designed for those with a monthly salary between SAR 20,000 and SAR 40,000 or a minimum deposit of SAR 500,000.
10. Alinma Bank Gold Banking This account requires opening a new account with a deposit of SAR 75,000, maintaining an average minimum balance of SAR 50,000, or transferring a minimum salary of SAR 6,000, making it more accessible for many Saudis.
When choosing an account, consider factors like minimum balance requirements, salary transfer options, and the perks that matter most to you. Whether you're a high-net-worth individual or just starting your career, there's an account tailored to your needs in Saudi Arabia's competitive banking landscape.
Remember, while perks are attractive, also pay attention to core banking services, customer support, and digital banking capabilities when making your choice. Your ideal bank account should align with your financial goals and lifestyle needs.