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Compare Cashback Credit Cards for Saudi Arabia September 2025

Discover and compare the best cashback credit cards in Saudi Arabia. Explore cards that offer generous cashback rewards, exclusive financial benefits, and competitive perks from leading banks. Whether you’re aiming to maximize your savings on everyday purchases, earn rewards on specific spending categories, or enjoy premium cardholder advantages, find the perfect cashback credit card to suit your lifestyle and financial goals.

Updated on 18 September 2025

24 results available

Top Rated Price: Low to High Price: High to Low Newest

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SAB

SAB Visa Cashback Credit Card

Monthly Profit Rate

3.25%

Reward Rate

Domestic

unlimited cashback

International

unlimited cashback

Preferred Categories

10%

capped cashback

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00%

Maximum Fee: 75 SAR

Price

Issuance

Annual

Extras

Travel Insurance

Airport Lounge Access

Concierge Service

Select Merchant Discounts

View Offer

Saudi National Bank

Alahli Cashback Mastercard Credit Card

Monthly Profit Rate

2.80%

Reward Rate

Purchases between SAR 500 - 4,999

0.50%

Cashback

Purchases between SAR 5,000 - 9,999

1.00%

Cashback

Purchases of or above SAR 10,000

2.00%

Cashback

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00%

Maximum Fee: 75 SAR

Price

Issuance

Annual

Extras

Travel Insurance

Airport Lounge Access

Concierge Service

Select Merchant Discounts

View Offer

Saudi National Bank

UEFA Champions League Mastercard Credit Card

Monthly Profit Rate

2.80%

Reward Rate

Purchases between SAR 500 - 4,999

0.50%

Cashback

Purchases between SAR 5,000 - 9,999

1.00%

Cashback

Purchases of or above SAR 10,000

2.00%

Cashback

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00%

Maximum Fee: 75 SAR

Price

Issuance

Annual

Extras

Travel Insurance

Airport Lounge Access

Concierge Service

Select Merchant Discounts

View Offer

Offers to win UEFA Champions League Match Tickets

Riyad Bank

Al-Hilal Mastercard World Credit Card

Monthly Profit Rate

3.69%

Reward Rate

Local

1.25%

Cashback

International

1.75%

Cashback

Online purchases

1.25%

Cashback

Welcome Bonus

None

International Transaction Fees

2.75%

Cash Withdrawal Fee (SAR)

75.00

Price

Annual

1,500

Extras

Travel Insurance

Airport Lounge Access

Concierge Service

Select Merchant Discounts

View Offer

Nayifat

Nayifat Gold Card

Monthly Profit Rate

2.99%

Reward Rate

Restaurants & Beverages

10.00%

Capped Cashback

Medical & Pharmacies

5.00%

Capped Cashback

Groceries

3.00%

Capped Cashback

Welcome Bonus

None

International Transaction Fees

2.75%

Cash Withdrawal Fee (SAR)

75.00

Price

Annual

Extras

Travel Insurance

Airport Lounge Access

Concierge Service

Select Merchant Discounts

View Offer

Tasheel

World Credit Card

Monthly Profit Rate

2.25%

Reward Rate

Ecommerce

2.25%

Capped Cashback

Groceries

1.50%

Capped Cashback

International

2.25%

Capped Cashback

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

0.00%

Price

Issuance

Annual

Extras

Travel Insurance

Airport Lounge Access

Concierge Service

Select Merchant Discounts

View Offer

No Annual Fees for the First Year

Tasheel

Titanium Credit Card

Monthly Profit Rate

2.75%

Reward Rate

Ecommerce

1.00%

Capped Cashback

Groceries

1.50%

Capped Cashback

International

1.50%

Capped Cashback

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

0.00%

Price

Issuance

Usually 250 SAR

Annual

Extras

Travel Insurance

Airport Lounge Access

Concierge Service

Select Merchant Discounts

View Offer

No Annual Fees for the First Year

Nayifat

Nayifat Rewards Card

Monthly Profit Rate

2.99%

Reward Rate

Restaurants & Beverages

10.00%

Capped Cashback

Medical & Pharmacies

5.00%

Capped Cashback

Groceries

3.00%

Capped Cashback

Welcome Bonus

None

International Transaction Fees

2.75%

Cash Withdrawal Fee (SAR)

75.00

Price

Annual

Extras

Travel Insurance

Airport Lounge Access

Concierge Service

Select Merchant Discounts

View Offer

ANB

Cashback Digital Card

Monthly Profit Rate

2.49%

Reward Rate

Domestic

0.50%

Cashback

International

1.00%

Cashback

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00%

Maximum Fee: 75 SAR

Price

Issuance

Annual

100

Extras

Travel Insurance

Airport Lounge Access

Concierge Service

Select Merchant Discounts

View Offer

Emkan

Platinum Card

Monthly Profit Rate

2.99%

Reward Rate

Domestic

0.50%

Cashback

International

2.00%

Cashback

Welcome Bonus

None

International Transaction Fees

2.75%

Cash Withdrawal Fee (SAR)

75.00

Price

Annual

400

Extras

Travel Insurance

Airport Lounge Access

Concierge Service

Select Merchant Discounts

View Offer

Emkan

Signature Card

Monthly Profit Rate

2.99%

Reward Rate

All Spend

3.00%

Cashback

Welcome Bonus

None

International Transaction Fees

2.75%

Cash Withdrawal Fee (SAR)

75.00

Price

Annual

6,200

Extras

Travel Insurance

Airport Lounge Access

Concierge Service

Select Merchant Discounts

View Offer

Emkan

Infinite Card

Monthly Profit Rate

2.99%

Reward Rate

All Spend

3.50%

Cashback

Welcome Bonus

None

International Transaction Fees

2.75%

Cash Withdrawal Fee (SAR)

75.00

Price

Annual

900

Extras

Travel Insurance

Airport Lounge Access

Concierge Service

Select Merchant Discounts

View Offer

Emkan

Classic Card

Monthly Profit Rate

2.99%

Reward Rate

All Spend

0.60%

Cashback

Welcome Bonus

None

International Transaction Fees

2.75%

Cash Withdrawal Fee (SAR)

75.00

Price

Annual

200

Extras

Travel Insurance

Airport Lounge Access

Concierge Service

Select Merchant Discounts

View Offer

Al Rajhi Bank

Cashback Plus Platinum Credit Card

Monthly Profit Rate

2.20%

Reward Rate

Dining

10.00%

Max SAR 200

Supermarkets

6.00%

Max SAR 200

Online Shopping

2.00%

Max SAR 50

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75.00

Price

Annual

250

Extras

Travel Insurance

Airport Lounge Access

Concierge Service

Select Merchant Discounts

View Offer

Al Rajhi Bank

Cashback Plus Signature Credit Card

Monthly Profit Rate

2.20%

Reward Rate

Dining

10.00%

Max SAR 200

Supermarkets

6.00%

Max SAR 162

Online Shopping

2.00%

Max SAR 46

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75.00

Price

Annual

450

Extras

Travel Insurance

Airport Lounge Access

Concierge Service

Select Merchant Discounts

View Offer

ENTERTAIN app access

Riyad Bank

Al-Hilal Mastercard World Elite Cashback Credit Card

Monthly Profit Rate

4.11%

Reward Rate

Local

1.50%

Cashback

International

2.00%

Cashback

Online purchases

1.75%

Cashback

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75.00

Price

Annual

3,000

Extras

Travel Insurance

Airport Lounge Access

Concierge Service

Select Merchant Discounts

View Offer

Riyad Bank

Visa Signature Cashback Islamic

Monthly Profit Rate

2.50%

Reward Rate

Monthly spend over SAR 15,000

10.00%

Cashback cap at 1,000

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75.00

Price

Annual

500

Extras

Travel Insurance

Airport Lounge Access

Concierge Service

Select Merchant Discounts

View Offer

Access to Visa Golf & Extended warranty on purchases

Riyad Bank

Al-Hilal Mastercard Platinum Cashbasck Credit Card

Monthly Profit Rate

3.38%

Reward Rate

Local

0.80%

Cashback

International

1.25%

Cashback

Online purchases

1.00%

Cashback

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75.00

Price

Annual

300

Extras

Travel Insurance

Airport Lounge Access

Concierge Service

Select Merchant Discounts

View Offer

Welcome gift & various Al-Hilal discounts and incentives

Saudi National Bank

Alahli Cashback Premium Mastercard Credit Card

Monthly Profit Rate

3.10%

Reward Rate

Gas Station

11.00%

Cashback (Cap 100 SAR)

Restaurants & Food Delivery

5.00%

Cashback (Cap 200 SAR)

Grocery

5.00%

Cashback (Cap 200 SAR)

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00%

Maximum Fee: 75 SAR

Price

Issuance

Annual

200

Extras

Travel Insurance

Airport Lounge Access

Concierge Service

Select Merchant Discounts

View Offer

SAIB

Platinum Cashback Credit Card

Monthly Profit Rate

2.49%

Reward Rate

SAR 3,000 - 9,999 Spend

Up to 3.00%

Capped Cashback

SAR 10,000 - 15,000 Spend

Up to 5.00%

Capped Cashback

SAR 15,000+ Spend

Up to 10.00%

Capped Cashback

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75.00

Price

Annual

399

Extras

Travel Insurance

Airport Lounge Access

Concierge Service

Select Merchant Discounts

View Offer

BSF

Lifestyle Credit Card

Monthly Profit Rate

3.00%

Reward Rate

Selected Categories

10.00%

Capped Cashback

Selected Categories

3.00%

Capped Cashback

Selected Categories

2.00%

Capped Cashback

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

75.00

Price

Annual

287.50

Extras

Travel Insurance

Airport Lounge Access

Concierge Service

Select Merchant Discounts

View Offer

Emirates NBD KSA

Jarir Infinite Credit Card

Monthly Profit Rate

2.99%

Reward Rate

Jarir Stores

2.00%

Unlimited Cashback

Domestic

1.00%

Cashback

International

1.00%

Cashback

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

Price

600

Annual

Extras

Travel Insurance

Airport Lounge Access

Concierge Service

Select Merchant Discounts

View Offer

Emirates NBD KSA

Jarir Platinum Credit Card

Monthly Profit Rate

2.99%

Reward Rate

Jarir Stores

2.00%

Unlimited Cashback

Domestic

1.00%

Cashback

International

1.00%

Cashback

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

Price

300

Annual

Extras

Travel Insurance

Airport Lounge Access

Concierge Service

Select Merchant Discounts

View Offer

Emirates NBD KSA

Mazeed Platinum Credit Card

Monthly Profit Rate

2.99%

Reward Rate

Restaurants

10.00%

Cashback

Groceries

5.00%

Cashback

School & Education

5.00%

Cashback

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

Price

200

Annual

Extras

Travel Insurance

Airport Lounge Access

Concierge Service

Select Merchant Discounts

View Offer

Product Information

Introduction: Earning While You Spend with Cashback Credit Cards

In the ever-evolving financial landscape of Saudi Arabia, cashback credit cards have emerged as a popular choice for savvy consumers looking to get more value from their everyday spending. This comprehensive guide will explore the world of cashback credit cards available in the Kingdom, helping you choose the best card for your needs and maximize your returns.

What are Cashback Credit Cards?

Cashback credit cards are a type of rewards credit card that returns a percentage of your spending back to you in the form of cash or statement credits. This straightforward rewards system allows cardholders to earn money on their purchases, effectively providing a discount on everything they buy.

Benefits of Cashback Credit Cards

Earn Money on Everyday Spending: Get a percentage of your purchases back as cash.
Simplicity: Cashback rewards are straightforward and easy to understand.
Flexibility: Use your cashback for anything you want, unlike points or miles with restrictions.
No Expiration: Unlike some rewards programs, cash doesn't expire.
Potential for High Returns: Some cards offer higher cashback rates in specific spending categories.
Introductory Bonuses: Many cashback cards offer sign-up bonuses for new cardholders.

How to Choose the Right Cashback Credit Card

Evaluate Your Spending Habits: Look for cards that offer higher cashback in categories where you spend the most.
Compare Cashback Rates: Some cards offer a flat rate, while others have tiered or category-based systems.
Check for Caps on Rewards: Some cards limit how much cashback you can earn.
Consider the Annual Fee: Ensure the cashback earned outweighs any fees.
Look at Redemption Options: Some cards automatically credit your account, while others require manual redemption.
Assess Additional Perks: Consider extras like purchase protection, travel insurance, or concierge services.

Maximizing Your Cashback Credit Card Rewards

Use Your Card for All Eligible Purchases: The more you use your card, the more cashback you'll earn.
Pay Attention to Bonus Categories: Some cards offer extra cashback for specific spending categories or during promotional periods.
Take Advantage of Sign-Up Bonuses: Meet the initial spending requirements to earn lucrative welcome offers.
Stack Rewards: Use your cashback card in conjunction with store loyalty programs for double rewards.
Set Up Automatic Redemptions: Ensure you're regularly benefiting from your cashback by setting up automatic redemptions if available.
Pay Your Balance in Full: Avoid interest charges by paying your full balance each month, ensuring your cashback isn't offset by fees.

Applying for a Cashback Credit Card

General Requirements:

Saudi citizenship or valid residency (Iqama)
Minimum age requirement (usually 18-21 years)
Proof of income or employment
Good credit history

Application Process:

Research and choose the card that best fits your spending habits
Gather required documents (ID, proof of income, etc.)
Apply online through the bank's website or visit a branch
Wait for approval (usually takes 1-2 weeks)
Activate your card upon receipt and start earning cashback

Managing Your Cashback Credit Card

Regularly check your cashback balance through your online banking portal or mobile app
Keep track of any rotating bonus categories and adjust your spending accordingly
Review your statement for any unauthorized charges
Set up automatic payments to avoid late fees and maintain a good credit score

Conclusion: Maximizing Your Returns with Cashback Credit Cards

Cashback credit cards offer a straightforward way to earn rewards on your everyday spending in Saudi Arabia. By choosing the right card that aligns with your spending habits and using it strategically, you can significantly boost your returns and effectively save money on all your purchases.

Remember to compare different card options, read the terms and conditions carefully, and always use your credit card responsibly. With the right approach, a cashback credit card can be a valuable financial tool, putting money back in your pocket with every purchase.

Frequently Asked Questions

What is the monthly profit rate on cashback credit cards?

Profit rates can vary widely between cards and banks. It's best to check with the specific card issuer for current rates.

Can I convert my cashback to airline miles or other rewards?

This depends on the specific card. Some cards offer flexibility in how you use your rewards, while others are strictly cash back.

Is there a limit to how much cashback I can earn?

Some cards have caps on how much cashback you can earn overall or in specific categories. Check your card's terms for details.

How often can I redeem my cashback?

Redemption policies vary by card. Some automatically credit your account monthly, while others allow you to redeem anytime after reaching a minimum amount.

Compare Cashback Credit Cards for Saudi Arabia September 2025

Price

Price

SAB

Extras

Saudi National Bank

Extras

Saudi National Bank

Extras

Riyad Bank

Extras

Nayifat

Extras

Tasheel

Extras

Tasheel

Extras

Nayifat

Extras

ANB

Extras

Emkan

Extras

Emkan

Extras

Emkan

Extras

Emkan

Extras

Al Rajhi Bank

Extras

Al Rajhi Bank

Extras

Riyad Bank

Extras

Riyad Bank

Extras

Riyad Bank

Extras

Saudi National Bank

Extras

SAIB

Extras

BSF

Extras

Emirates NBD KSA

Extras

Emirates NBD KSA

Extras

Emirates NBD KSA

Extras

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