Compare Prepaid Cards in Saudi Arabia

Find the Best Prepaid Cards in Saudi Arabia – Compare fees, reload options, and features to choose the ideal prepaid card for budgeting, online shopping, or travel. Explore top offers and flexible solutions from leading providers.

51 live prepaid cards offers tracked across 16 Saudi providers. Data current as of 20 October 2026 and updated daily from the Giraffy database.

Live offers

51 live offers compared from 16 providers, from SAR 10 /month. Updated daily.

Mada World SME Card Riyad Bank

SAR 0

  • Cash Withdrawal Fee (SAR): 10.0
  • International Transaction Fee: 2.50%
  • Card Replacement Fee (SAR): 30
  • Cash Withdrawal Fee INT (SAR): 25.0

EDUPAY Student Card SAIB

SAR 0

  • Cash Withdrawal Fee (SAR): 0.8
  • International Transaction Fee: 2.75%
  • Card Replacement Fee (SAR): 50
  • Cash Withdrawal Fee INT (SAR): 75.0

Platinum Cashback prepaid card Alinma Pay

SAR 0

  • Reward Rate: 1.20% Cashback
  • Cash Withdrawal Fee (SAR): 25.0
  • International Transaction Fee: 2.20%
  • Card Replacement Fee (SAR): 30
  • Cash Withdrawal Fee INT (SAR): 25.0

Classic STC Pay

SAR 0

  • Reward Rate: 0.50% Cashback
  • Cash Withdrawal Fee (SAR): 28.75
  • International Transaction Fee: 2.00%
  • Card Replacement Fee (SAR): 57.5
  • Cash Withdrawal Fee INT (SAR): 28.75

Mada Classic Card Riyad Bank

SAR 0

  • Cash Withdrawal Fee (SAR): 10.0
  • International Transaction Fee: 2.75%
  • Card Replacement Fee (SAR): 30
  • Cash Withdrawal Fee INT (SAR): 25.0

Mada Diamond World Card Riyad Bank

SAR 0

  • Cash Withdrawal Fee (SAR): 10.0
  • International Transaction Fee: 2.75%
  • Card Replacement Fee (SAR): 30
  • Cash Withdrawal Fee INT (SAR): 25.0

Travel Card Prepaid Alinma

SAR 0

  • Reward Rate: Local 1.0 points / SAR
  • Reward Rate: International 1.0 points / SAR
  • Cash Withdrawal Fee (SAR): 20.0
  • International Transaction Fee: 2.00%
  • Card Replacement Fee (SAR): 50
  • Cash Withdrawal Fee INT (SAR): 5.0

Visa Prepaid Card urpay

SAR 0

  • Cash Withdrawal Fee (SAR): 28.5
  • International Transaction Fee: 2.20%
  • Cash Withdrawal Fee INT (SAR): 28.5

Alahli Prepaid Card - Saudi National Team Edition Saudi National Bank

SAR 0

  • Reward Rate: Local 0.5 points / SAR
  • Reward Rate: International 0.5 points / SAR
  • Cash Withdrawal Fee (SAR): 30.0
  • International Transaction Fee: 2.75%
  • Card Replacement Fee (SAR): 50
  • Cash Withdrawal Fee INT (SAR): 30.0

Visa Virtual Prepaid Riyad Bank

SAR 0

  • International Transaction Fee: 2.75%

UEFA Champions League Prepaid Card Saudi National Bank

SAR 0

  • Reward Rate: Local 0.5 points / SAR
  • Reward Rate: International 0.5 points / SAR
  • Cash Withdrawal Fee (SAR): 75.0
  • International Transaction Fee: 2.75%
  • Card Replacement Fee (SAR): 50
  • Cash Withdrawal Fee INT (SAR): 30.0

Classic Mobily Pay

SAR 0

  • Reward Rate: 0.50% Cashback (Local)
  • Reward Rate: 0.50% Cashback (International)
  • Cash Withdrawal Fee (SAR): 0.0
  • International Transaction Fee: 2.75%
  • Cash Withdrawal Fee INT (SAR): 75.0

Platinum Mobily Pay

SAR 0

  • Reward Rate: 1.00% Cashback (Local)
  • Reward Rate: 1.50% Cashback (International)
  • Cash Withdrawal Fee (SAR): 0.0
  • International Transaction Fee: 1.99%
  • Cash Withdrawal Fee INT (SAR): 75.0

Mada Titanium Card Riyad Bank

SAR 0

  • Cash Withdrawal Fee (SAR): 10.0
  • International Transaction Fee: 2.75%
  • Card Replacement Fee (SAR): 30
  • Cash Withdrawal Fee INT (SAR): 25.0

Mada Platinum Card Riyad Bank

SAR 0

  • Cash Withdrawal Fee (SAR): 10.0
  • International Transaction Fee: 2.75%
  • Card Replacement Fee (SAR): 30
  • Cash Withdrawal Fee INT (SAR): 25.0

Mada World Private Card Riyad Bank

SAR 0

  • Cash Withdrawal Fee (SAR): 10.0
  • International Transaction Fee: 2.75%
  • Card Replacement Fee (SAR): 30
  • Cash Withdrawal Fee INT (SAR): 25.0

Barq Platinum Card Barq

SAR 0

  • Cash Withdrawal Fee (SAR): 30.0
  • International Transaction Fee: 0.00%
  • Card Replacement Fee (SAR): 50
  • Cash Withdrawal Fee INT (SAR): 30.0

Bouki Card Bouki

SAR 0

  • Cash Withdrawal Fee (SAR): 35.0
  • International Transaction Fee: 2.75%
  • Card Replacement Fee (SAR): 30
  • Cash Withdrawal Fee INT (SAR): 35.0

Mada Debit Card Alinma Pay

SAR 0

  • Cash Withdrawal Fee (SAR): 0.0
  • International Transaction Fee: 2.40%
  • Cash Withdrawal Fee INT (SAR): 25.0

Gamers Card Al Rajhi Bank

SAR 0

  • Reward Rate: Domestic 0.60% Cashback
  • Reward Rate: International 1.00% Cashback
  • Reward Rate: Online gaming platforms 20.00% Capped cashback
  • Cash Withdrawal Fee (SAR): 25.0
  • International Transaction Fee: 2.00%
  • Cash Withdrawal Fee INT (SAR): 3.00% Maximum Fee: 75.0
  • Welcome Bonus Reward: Earn 1,000 mokafaa points when you apply through alrajhi bank app

Digital Cashback Al Rajhi Bank

SAR 0

  • Reward Rate: Local 0.60% Cashback
  • Reward Rate: International 1.00% Cashback
  • International Transaction Fee: 2.00%
  • Welcome Bonus Reward: 1,000 mokafaa Points when you apply through alrajhi bank app

Barq mada card Barq

SAR 0

Barq mada card from Barq. Reward Rate: None; Cash Withdrawal Fee (SAR): 0.0; International Transaction Fee: 0.00%; Card Replacement Fee (SAR): 50.

  • Cash Withdrawal Fee (SAR): 0.0
  • International Transaction Fee: 0.00%
  • Card Replacement Fee (SAR): 50
  • Cash Withdrawal Fee INT (SAR): 0.0

tiqmo Platinum Card Tiqmo

SAR 0

tiqmo Platinum Card is a prepaid cards offer from Tiqmo in Saudi Arabia. Key details — Reward Rate: 2.00% Cashback; Cash Withdrawal Fee (SAR): 75.0; International Transaction Fee: 1.70%; Card Replacement Fee (SAR): 50.

  • Reward Rate: Up to 2.00% Cashback
  • Cash Withdrawal Fee (SAR): 75.0
  • International Transaction Fee: 1.70%
  • Card Replacement Fee (SAR): 50
  • Cash Withdrawal Fee INT (SAR): 30.0

Edge Card Tweeq

SAR 0

Edge Card is a prepaid cards offer from Tweeq in Saudi Arabia. Key details — Reward Rate: 2.00% Cashback for 3 months; Cash Withdrawal Fee (SAR): 75.0; International Transaction Fee: 2.50%; Card Replacement Fee (SAR): 26.

  • Reward Rate: All Spend 2.00% Cashback for 3 months
  • Cash Withdrawal Fee (SAR): 75.0
  • International Transaction Fee: 2.50%
  • Card Replacement Fee (SAR): 26
  • Cash Withdrawal Fee INT (SAR): 75.0

Neoleap 10GB urpay

SAR 10 /month

  • Validity: 30 days

Neoleap 25GB urpay

SAR 15 /month

  • Validity: 30 days

Neoleap 50GB urpay

SAR 20 /month

  • Validity: 30 days

neoleap urpay

SAR 25 /month

  • Data: 20GB
  • Validity: 30 days

Al Ahli Club Prepaid Card urpay

SAR 34.50

  • Cash Withdrawal Fee (SAR): 28.5
  • International Transaction Fee: 2.20%
  • Card Replacement Fee (SAR): 34.5
  • Cash Withdrawal Fee INT (SAR): 28.5

SNBPlay Prepaid Card Saudi National Bank

SAR 50

  • Reward Rate: Local 0.33 points / SAR
  • Reward Rate: International 0.33 points / SAR
  • Reward Rate: Gaming Merchants 0.66 points / SAR
  • International Transaction Fee: 2.75%
  • Cash Withdrawal Fee INT (SAR): 30

"EasyPay" Payroll Card SAIB

SAR 50

  • Cash Withdrawal Fee (SAR): 2.0
  • International Transaction Fee: 2.75%
  • Card Replacement Fee (SAR): 50
  • Cash Withdrawal Fee INT (SAR): 75.0

Mastercard Prepaid Card Riyad Bank

SAR 50

  • Cash Withdrawal Fee (SAR): 5.0
  • International Transaction Fee: 2.75%
  • Card Replacement Fee (SAR): 30
  • Cash Withdrawal Fee INT (SAR): 10.0

"EasyPay" Household Card SAIB

SAR 50

  • Cash Withdrawal Fee (SAR): 2.0
  • International Transaction Fee: 2.75%
  • Card Replacement Fee (SAR): 50
  • Cash Withdrawal Fee INT (SAR): 75.0

Currencies Prepaid Card Riyad Bank

SAR 75

  • Cash Withdrawal Fee (SAR): 30.0
  • International Transaction Fee: 2.75%
  • Card Replacement Fee (SAR): 50
  • Cash Withdrawal Fee INT (SAR): 40.0

Currencies Card ANB

SAR 86.25

  • Cash Withdrawal Fee (SAR): 28.75 ANB ATMs: 5.75 SAR
  • International Transaction Fee: 1.32%
  • Card Replacement Fee (SAR): 15
  • Cash Withdrawal Fee INT (SAR): 3.00% Maximum Fee: 75 SAR

Payday BSF

SAR 90

  • Cash Withdrawal Fee (SAR): 75.0
  • International Transaction Fee: 2.70%
  • Card Replacement Fee (SAR): 50
  • Cash Withdrawal Fee INT (SAR): 75.0

Salary Card Riyad Bank

SAR 90

  • Cash Withdrawal Fee (SAR): 2.0
  • Card Replacement Fee (SAR): 50

Business Expenses Card Alinma

SAR 90

  • Cash Withdrawal Fee (SAR): 2.0
  • International Transaction Fee: 2.00%
  • Card Replacement Fee (SAR): 50
  • Cash Withdrawal Fee INT (SAR): 28.75

Medad Prepaid Card Bank AlBilad

SAR 100

  • Reward Rate: Domestic 1.0 points / SAR
  • Reward Rate: International 2.0 points / SAR
  • Cash Withdrawal Fee (SAR): 25.0
  • International Transaction Fee: 2.50%
  • Card Replacement Fee (SAR): 50
  • Cash Withdrawal Fee INT (SAR): 25.0

Multi currency Medad Card Bank AlBilad

SAR 100

  • Reward Rate: Domestic 1.0 points / SAR
  • Reward Rate: International 2.0 points / SAR
  • Cash Withdrawal Fee (SAR): 25.0
  • International Transaction Fee: 2.00%
  • Card Replacement Fee (SAR): 50
  • Cash Withdrawal Fee INT (SAR): 25.0

Travel Card SAIB

SAR 100

  • Reward Rate: All Spend 0.33 points / SAR
  • Cash Withdrawal Fee (SAR): 22.5
  • International Transaction Fee: 1.00%
  • Card Replacement Fee (SAR): 50
  • Cash Withdrawal Fee INT (SAR): 22.5

My Currencies Card BSF

SAR 100

  • Cash Withdrawal Fee (SAR): 25.0
  • International Transaction Fee: 1.00%
  • Card Replacement Fee (SAR): 15
  • Cash Withdrawal Fee INT (SAR): 35.0

My Space Card BSF

SAR 100 Annual

  • Reward Rate: Jana Rewards Programme
  • Cash Withdrawal Fee (SAR): 25
  • International Transaction Fee: 2.00%
  • Card Replacement Fee (SAR): 15
  • Cash Withdrawal Fee INT (SAR): 35

tasawaq card Al Rajhi Bank

SAR 115

  • Reward Rate: Domestic 1.0 points / SAR
  • Reward Rate: International 2.0 points / SAR
  • Cash Withdrawal Fee (SAR): 3.00% Maximum Fee: 75.0
  • International Transaction Fee: 2.00%
  • Card Replacement Fee (SAR): 15
  • Cash Withdrawal Fee INT (SAR): 75.0
  • Welcome Bonus Reward: 10,000 points upon SAR 5,000 of spend within 90 days

Travel Plus Card Al Rajhi Bank

SAR 150

  • Cash Withdrawal Fee (SAR): 3.00% Maximum Fee: 75.0
  • International Transaction Fee: 1.00%
  • Card Replacement Fee (SAR): 15
  • Cash Withdrawal Fee INT (SAR): 75.0
  • Welcome Bonus Reward: 1,000 mokafaa Points when you apply for Travel Plus through alrajhi bank app

Alahli Prepaid Card - Platinum Saudi National Bank

SAR 200

  • Reward Rate: Local 0.66 points / SAR
  • Reward Rate: International 1.33 points / SAR
  • Cash Withdrawal Fee (SAR): 30.0
  • International Transaction Fee: 2.75%
  • Card Replacement Fee (SAR): 50
  • Cash Withdrawal Fee INT (SAR): 30.0

Platinum STC Pay

SAR 230

STC Pay Platinum

  • Reward Rate: 0.70% Cashback
  • Cash Withdrawal Fee (SAR): 28.75
  • International Transaction Fee: 2.00%
  • Card Replacement Fee (SAR): 57.5
  • Cash Withdrawal Fee INT (SAR): 28.75

Signature prepaid card Alinma Pay

SAR 300

  • Reward Rate: 1.60% Cashback
  • Cash Withdrawal Fee (SAR): 25.0
  • International Transaction Fee: 2.20%
  • Card Replacement Fee (SAR): 150
  • Cash Withdrawal Fee INT (SAR): 25.0

Visa Signature prepaid Card urpay

SAR 345

  • Cash Withdrawal Fee (SAR): 28.5
  • International Transaction Fee: 2.20%
  • Card Replacement Fee (SAR): 345
  • Cash Withdrawal Fee INT (SAR): 28.5

Signature STC Pay

SAR 575

  • Reward Rate: 1.00% Cashback
  • Cash Withdrawal Fee (SAR): 28.75
  • International Transaction Fee: 2.00%
  • Card Replacement Fee (SAR): 575
  • Cash Withdrawal Fee INT (SAR): 28.75

Signature Mobily Pay

SAR 575

  • Reward Rate: 1.50% Cashback (Local)
  • Reward Rate: 2.00% Cashback (International)
  • Cash Withdrawal Fee (SAR): 0.0
  • International Transaction Fee: 1.99%
  • Card Replacement Fee (SAR): 460
  • Cash Withdrawal Fee INT (SAR): 75.0
  • Welcome Bonus Reward: 3,000 miles

Prepaid cards in Saudi Arabia: October 2026 at a glance

Giraffy lists more than 45 prepaid cards from 16 banks and wallet apps, including Saudi National Bank (Al Ahli), Al Rajhi Bank, Riyad Bank, Alinma, STC Pay, urpay, tiqmo, Barq and Mobily Pay. 24 of them have no annual fee — for example Riyad Bank's Mada Classic card, STC Pay Classic, tiqmo Platinum, Tweeq Edge and Barq's Platinum card. Premium Signature cards from STC Pay and Mobily Pay cost SAR 575 a year in exchange for perks such as airport lounge visits.

The annual fee is only part of the cost. Check the international transaction fee (most cards charge 2%–2.75% per foreign-currency payment, a few 1% or less, and Barq's cards list 0%), the ATM withdrawal fee, and cashback — tiqmo Platinum and Tweeq Edge both list 2%. Sending money abroad instead? Compare money transfer services. Need to borrow? Compare credit cards.

Introduction: What Are Prepaid Cards?

Prepaid cards have become a popular choice for managing money in Saudi Arabia. Unlike traditional credit or debit cards, prepaid cards are loaded with money in advance, allowing you to spend only what you’ve added to the card. These cards are convenient, secure, and can be used for shopping, paying bills, and even online transactions.

This guide will explore the different types of prepaid cards available in Saudi Arabia, including options from banks and alternatives like STC Pay and Mobily Pay, helping you choose the best one for your needs.

 

Why Choose a Prepaid Card?

Prepaid cards offer several benefits that make them a great choice for different types of users:

  • Budget Control: Since you can only spend what’s loaded onto the card, it’s easy to control your spending and stick to a budget.
  • No Debt: Unlike credit cards, prepaid cards don’t allow you to borrow money, so there’s no risk of going into debt.
  • Wide Acceptance: Prepaid cards can be used anywhere that accepts card payments, including online shopping, in-store purchases, and even international transactions.
  • No Credit Checks: You don’t need a credit history to get a prepaid card, making it accessible for everyone, including those with poor credit or no credit.

 

Non-Bank Prepaid Card Alternatives

In addition to traditional bank cards, digital payment platforms like STC Pay and Mobily Pay offer convenient prepaid card solutions. These options are great for users who prefer managing their finances through mobile apps.

 

Benefits of Using a Prepaid Card

Prepaid cards offer many advantages for users in Saudi Arabia:

  • Security: Prepaid cards provide added protection when shopping online, as they are not linked to your bank account.
  • Budgeting: Prepaid cards are perfect for budgeting since you can only spend the amount you’ve pre-loaded.
  • Control: Parents can give prepaid cards to their children with a set spending limit.
  • No Overspending: You can't go into debt because the card only lets you spend the balance you’ve added.
  • Cashback Rewards: Some prepaid cards offer cashback benefits, allowing you to earn a percentage back on your purchases, enhancing your spending power.
  • Travel Convenience: Many prepaid cards are accepted internationally, making them great for travelers who want to avoid carrying cash.

 

How to Get a Prepaid Card in Saudi Arabia

Getting a prepaid card is simple and usually doesn’t require much paperwork:

  1. Choose a Provider: Decide whether you want a prepaid card from a bank or a mobile app like STC Pay or Mobily Pay.
  2. Submit Your Application: Visit the provider’s website or app, or visit a bank branch to apply.
  3. Load Your Card: Once you receive your prepaid card, load it with funds through your bank account, cash deposit, or the app.
  4. Start Using It: You can now use your card for shopping, bill payments, online transactions, and more.

 

Managing Your Prepaid Card

To get the most out of your prepaid card, keep these tips in mind:

  • Track Your Spending: Use the bank’s app or the prepaid card provider’s platform to monitor your balance and track your spending.
  • Reload When Needed: Top up your prepaid card as necessary through bank transfers, cash deposits, or mobile apps.
  • Stay Aware of Fees: Some prepaid cards may charge fees for ATM withdrawals or foreign transactions, so be sure to read the terms carefully.
  • Use It for Online Security: Prepaid cards are perfect for online purchases as they limit exposure to your primary bank account.

 

Conclusion: Finding the Right Prepaid Card in Saudi Arabia

Prepaid cards are a flexible, safe, and convenient way to manage your money without needing a traditional bank account or credit card. Whether you prefer a card from a major bank like Al Rajhi or SNB, or a digital option like STC Pay or Mobily Pay, there are plenty of choices to suit your needs.

Make sure to compare the features and fees of each prepaid card to find the best one for you. Whether for budgeting, online shopping, or travel, prepaid cards can be a great financial tool in Saudi Arabia.

 

Frequently Asked Questions (FAQs)

  1. Can I use a prepaid card for online shopping?
    Yes, prepaid cards can be used for online shopping just like a regular debit or credit card.
  2. What is the difference between a prepaid card and a credit card?
    A prepaid card is loaded with money in advance, and you can only spend the amount on the card. A credit card allows you to borrow money up to a certain limit, which you pay back later.
  3. Can I withdraw cash with a prepaid card?
    Yes, most prepaid cards allow cash withdrawals from ATMs, but there may be fees.
  4. Do I need a bank account to get a prepaid card?
    Not necessarily. Some prepaid cards, like those from STC Pay and Mobily Pay, don’t require a bank account.
  5. Are there fees for using a prepaid card?
    Some prepaid cards may have fees for things like ATM withdrawals or foreign transactions, so check the terms and conditions of your card.

 

 

Prepaid Cards in Saudi Arabia — FAQ

What is the best prepaid card in Saudi Arabia?

Giraffy tracks 51 prepaid cards across 16 banks and wallet providers in Saudi Arabia. The best card depends on how you use it: compare the annual fee, international transaction fee, cashback rate and ATM withdrawal fee rather than the card tier.

Which prepaid cards in Saudi Arabia have no annual fee?

Many do. Banks such as Riyad Bank offer mada prepaid cards with no annual fee, and wallet apps including STC Pay, tiqmo, Barq and urpay issue their entry-level cards free. Platinum and Signature tiers usually charge an annual fee in exchange for perks such as airport lounge access.

Which prepaid card is best for travel and foreign currency spending?

Check the international transaction fee first: most cards listed charge between 2% and 2.75% on every foreign-currency payment, a few charge 1% or less, and Barq's cards list 0%. Then compare the fee for cash withdrawals outside Saudi Arabia.

What is the Al Ahli prepaid card?

Saudi National Bank (SNB, formerly Al Ahli / NCB) issues the Alahli Prepaid Card range, including a Platinum card and a Saudi National Team edition with no annual fee, plus the SNBPlay card. urpay separately issues an Al Ahli Club prepaid card. All are listed above with their fees.

Can I get a prepaid card in Saudi Arabia without a bank account?

Yes. Wallet apps such as STC Pay, urpay, tiqmo, Barq and Mobily Pay issue Visa or Mastercard prepaid cards through their apps once you verify your identity with your National ID or Iqama. Bank prepaid cards are usually issued to the bank's own customers.

What is the difference between a prepaid card and a credit card?

A prepaid card only lets you spend money you have loaded onto it, so there is no interest, no debt and normally no credit check. A credit card lets you borrow up to a limit and repay later, with interest or a profit rate charged on any balance you carry.