Compare Prepaid Cards for The Kingdom of Saudi Arabia
Find the Best Prepaid Cards in Saudi Arabia – Compare fees, reload options, and features to choose the ideal prepaid card for budgeting, online shopping, or travel. Explore top offers and flexible solutions from leading providers.
Updated on 18 January 2025
34 results available
Al Rajhi Bank
Gamers Card
Reward Rate
Domestic
0.60%
Cashback
International
1.00%
Cashback
Online gaming platforms
20.00%
Capped cashback
Cash Withdrawal Fee (SAR)
25
International Transaction Fee
2.75%
Price
Extras
Airport Lounge Access
Select Merchant Discounts
STC Pay
Platinum
Reward Rate
0.70%
Cashback
Cash Withdrawal Fee (SAR)
28.75
International Transaction Fee
2.00%
Price
Extras
Airport Lounge Access
Select Merchant Discounts
Al Rajhi Bank
Travel Plus Card
Reward Rate
None
Cash Withdrawal Fee (SAR)
42
International Transaction Fee
1.00%
Price
Extras
Airport Lounge Access
Select Merchant Discounts
Al Rajhi Bank
Hosting the world cup 2034 Card
Reward Rate
Domestic
1.00
points / SAR
International
2.00
points / SAR
Cash Withdrawal Fee (SAR)
75
International Transaction Fee
2.75%
Price
Extras
Airport Lounge Access
Select Merchant Discounts
Riyad Bank
Visa Virtual Prepaid
Reward Rate
None
Cash Withdrawal Fee (SAR)
N/A
International Transaction Fee
2.75%
Price
Extras
Airport Lounge Access
Select Merchant Discounts
Riyad Bank
Mastercard Prepaid Card
Reward Rate
None
Cash Withdrawal Fee (SAR)
5
International Transaction Fee
2.75%
Price
Extras
Airport Lounge Access
Select Merchant Discounts
Saudi National Bank
Alahli Prepaid Card - Saudi National Team Edition
Reward Rate
Local
0.50
points / SAR
International
0.50
points / SAR
Cash Withdrawal Fee (SAR)
30
International Transaction Fee
2.75%
Price
Extras
Airport Lounge Access
Select Merchant Discounts
Saudi National Bank
Alahli Prepaid Card - Platinum
Reward Rate
Local
0.66
points / SAR
International
1.33
points / SAR
Cash Withdrawal Fee (SAR)
30
International Transaction Fee
2.75%
Price
Extras
Airport Lounge Access
Select Merchant Discounts
Saudi National Bank
UEFA Champions League Prepaid Card
Reward Rate
Local
0.50
points / SAR
International
0.50
points / SAR
Cash Withdrawal Fee (SAR)
75
International Transaction Fee
2.75%
Price
Extras
Airport Lounge Access
Select Merchant Discounts
Alinma
Travel Card Prepaid
Reward Rate
Local
1.00
points / SAR
International
1.00
points / SAR
Cash Withdrawal Fee (SAR)
20
International Transaction Fee
2.00%
Price
Extras
Airport Lounge Access
Select Merchant Discounts
STC Pay
Classic
Reward Rate
0.50%
Cashback
Cash Withdrawal Fee (SAR)
28.75
International Transaction Fee
2.00%
Price
Extras
Airport Lounge Access
Select Merchant Discounts
STC Pay
Signature
Reward Rate
1.00%
Cashback
Cash Withdrawal Fee (SAR)
28.75
International Transaction Fee
2.00%
Price
Extras
Airport Lounge Access
Select Merchant Discounts
Mobily Pay
Classic
Reward Rate
0.50%
Cashback (Local)
0.50%
Cashback (International)
Cash Withdrawal Fee (SAR)
0
International Transaction Fee
2.75%
Price
Extras
Airport Lounge Access
Select Merchant Discounts
Mobily Pay
Platinum
Reward Rate
1.00%
Cashback (Local)
1.50%
Cashback (International)
Cash Withdrawal Fee (SAR)
0
International Transaction Fee
1.99%
Price
Extras
Airport Lounge Access
Select Merchant Discounts
Mobily Pay
Signature
Reward Rate
1.50%
Cashback (Local)
2.00%
Cashback (International)
Cash Withdrawal Fee (SAR)
0
International Transaction Fee
1.99%
Price
Extras
Airport Lounge Access
Select Merchant Discounts
urpay
Visa Prepaid Card
Reward Rate
None
Cash Withdrawal Fee (SAR)
28.50
International Transaction Fee
2.20%
Price
Extras
Airport Lounge Access
Select Merchant Discounts
urpay
Al Ahli Club Prepaid Card
Reward Rate
None
Cash Withdrawal Fee (SAR)
28.50
International Transaction Fee
2.20%
Price
Extras
Airport Lounge Access
Select Merchant Discounts
urpay
Visa Signature prepaid Card
Reward Rate
None
Cash Withdrawal Fee (SAR)
28.50
International Transaction Fee
2.20%
Price
Extras
Airport Lounge Access
Select Merchant Discounts
Al Rajhi Bank
Digital Cashback
Reward Rate
Local
0.60%
Cashback
International
1.00%
Cashback
Cash Withdrawal Fee (SAR)
N/A
International Transaction Fee
2.75%
Price
Extras
Airport Lounge Access
Select Merchant Discounts
Alinma Pay
Mada Debit Card
Reward Rate
None
Cash Withdrawal Fee (SAR)
75
International Transaction Fee
2.20%
Price
Extras
Airport Lounge Access
Select Merchant Discounts
Alinma Pay
Platinum Cashback prepaid card
Reward Rate
1.20%
Cashback
Cash Withdrawal Fee (SAR)
75
International Transaction Fee
1.90%
Price
Extras
Airport Lounge Access
Select Merchant Discounts
Alinma Pay
Signature prepaid card
Reward Rate
1.60%
Cashback
Cash Withdrawal Fee (SAR)
75
International Transaction Fee
1.85%
Price
Extras
Airport Lounge Access
Select Merchant Discounts
Riyad Bank
Mada Classic Card
Reward Rate
None
Cash Withdrawal Fee (SAR)
10
International Transaction Fee
2.75%
Price
Extras
Airport Lounge Access
Select Merchant Discounts
Riyad Bank
Mada Titanium Card
Reward Rate
None
Cash Withdrawal Fee (SAR)
10
International Transaction Fee
2.75%
Price
Extras
Airport Lounge Access
Select Merchant Discounts
Riyad Bank
Mada Platinum Card
Reward Rate
None
Cash Withdrawal Fee (SAR)
10
International Transaction Fee
2.75%
Price
Extras
Airport Lounge Access
Select Merchant Discounts
Riyad Bank
Mada Diamond World Card
Reward Rate
None
Cash Withdrawal Fee (SAR)
10
International Transaction Fee
2.75%
Price
Extras
Airport Lounge Access
Select Merchant Discounts
Riyad Bank
Mada World Private Card
Reward Rate
None
Cash Withdrawal Fee (SAR)
10
International Transaction Fee
2.75%
Price
Extras
Airport Lounge Access
Select Merchant Discounts
Riyad Bank
Mada World SME Card
Reward Rate
None
Cash Withdrawal Fee (SAR)
10
International Transaction Fee
Mass: 2.50% Silver banking: 2.00% Golden banking: 1.75% Private banking: 1.50%
Price
Extras
Airport Lounge Access
Select Merchant Discounts
Riyad Bank
Salary Card
Reward Rate
None
Cash Withdrawal Fee (SAR)
4 free transactions per month. The fifth transaction onwards SAR 2 per transaction including VAT
International Transaction Fee
None
Price
Extras
Airport Lounge Access
Select Merchant Discounts
Riyad Bank
Currencies Prepaid Card
Reward Rate
None
Cash Withdrawal Fee (SAR)
30
International Transaction Fee
2.75%
Price
Extras
Airport Lounge Access
Select Merchant Discounts
Alinma
Business Expenses Card
Reward Rate
None
Cash Withdrawal Fee (SAR)
FREE for the first 4 transactions, 2 SAR fee for each transaction thereafter
International Transaction Fee
2.00%
Price
Extras
Airport Lounge Access
Select Merchant Discounts
Alinma
Domestic worker prepaid card
Reward Rate
None
Cash Withdrawal Fee (SAR)
10
International Transaction Fee
2.20%
Price
Extras
Airport Lounge Access
Select Merchant Discounts
Saudi National Bank
SNB E-Gaming Prepaid Card
Reward Rate
Local
0.33
points / SAR
International
0.33
points / SAR
Gaming Merchants
0.66
points / SAR
Cash Withdrawal Fee (SAR)
None
International Transaction Fee
2.75%
Price
Extras
Airport Lounge Access
Select Merchant Discounts
Bank AlBilad
Multi currency Medad Card
Reward Rate
Domestic
1.00
points / SAR
International
2.00
points / SAR
Cash Withdrawal Fee (SAR)
25
International Transaction Fee
2.00%
Price
Extras
Airport Lounge Access
Select Merchant Discounts
Introduction: What Are Prepaid Cards?
Prepaid cards have become a popular choice for managing money in Saudi Arabia. Unlike traditional credit or debit cards, prepaid cards are loaded with money in advance, allowing you to spend only what you’ve added to the card. These cards are convenient, secure, and can be used for shopping, paying bills, and even online transactions.
This guide will explore the different types of prepaid cards available in Saudi Arabia, including options from banks and alternatives like STC Pay and Mobily Pay, helping you choose the best one for your needs.
Why Choose a Prepaid Card?
Prepaid cards offer several benefits that make them a great choice for different types of users:
- Budget Control: Since you can only spend what’s loaded onto the card, it’s easy to control your spending and stick to a budget.
- No Debt: Unlike credit cards, prepaid cards don’t allow you to borrow money, so there’s no risk of going into debt.
- Wide Acceptance: Prepaid cards can be used anywhere that accepts card payments, including online shopping, in-store purchases, and even international transactions.
- No Credit Checks: You don’t need a credit history to get a prepaid card, making it accessible for everyone, including those with poor credit or no credit.
Non-Bank Prepaid Card Alternatives
In addition to traditional bank cards, digital payment platforms like STC Pay and Mobily Pay offer convenient prepaid card solutions. These options are great for users who prefer managing their finances through mobile apps.
Benefits of Using a Prepaid Card
Prepaid cards offer many advantages for users in Saudi Arabia:
- Security: Prepaid cards provide added protection when shopping online, as they are not linked to your bank account.
- Budgeting: Prepaid cards are perfect for budgeting since you can only spend the amount you’ve pre-loaded.
- Control: Parents can give prepaid cards to their children with a set spending limit.
- No Overspending: You can't go into debt because the card only lets you spend the balance you’ve added.
- Cashback Rewards: Some prepaid cards offer cashback benefits, allowing you to earn a percentage back on your purchases, enhancing your spending power.
- Travel Convenience: Many prepaid cards are accepted internationally, making them great for travelers who want to avoid carrying cash.
How to Get a Prepaid Card in Saudi Arabia
Getting a prepaid card is simple and usually doesn’t require much paperwork:
- Choose a Provider: Decide whether you want a prepaid card from a bank or a mobile app like STC Pay or Mobily Pay.
- Submit Your Application: Visit the provider’s website or app, or visit a bank branch to apply.
- Load Your Card: Once you receive your prepaid card, load it with funds through your bank account, cash deposit, or the app.
- Start Using It: You can now use your card for shopping, bill payments, online transactions, and more.
Managing Your Prepaid Card
To get the most out of your prepaid card, keep these tips in mind:
- Track Your Spending: Use the bank’s app or the prepaid card provider’s platform to monitor your balance and track your spending.
- Reload When Needed: Top up your prepaid card as necessary through bank transfers, cash deposits, or mobile apps.
- Stay Aware of Fees: Some prepaid cards may charge fees for ATM withdrawals or foreign transactions, so be sure to read the terms carefully.
- Use It for Online Security: Prepaid cards are perfect for online purchases as they limit exposure to your primary bank account.
Conclusion: Finding the Right Prepaid Card in Saudi Arabia
Prepaid cards are a flexible, safe, and convenient way to manage your money without needing a traditional bank account or credit card. Whether you prefer a card from a major bank like Al Rajhi or SNB, or a digital option like STC Pay or Mobily Pay, there are plenty of choices to suit your needs.
Make sure to compare the features and fees of each prepaid card to find the best one for you. Whether for budgeting, online shopping, or travel, prepaid cards can be a great financial tool in Saudi Arabia.
Frequently Asked Questions (FAQs)
- Can I use a prepaid card for online shopping?
Yes, prepaid cards can be used for online shopping just like a regular debit or credit card. - What is the difference between a prepaid card and a credit card?
A prepaid card is loaded with money in advance, and you can only spend the amount on the card. A credit card allows you to borrow money up to a certain limit, which you pay back later. - Can I withdraw cash with a prepaid card?
Yes, most prepaid cards allow cash withdrawals from ATMs, but there may be fees. - Do I need a bank account to get a prepaid card?
Not necessarily. Some prepaid cards, like those from STC Pay and Mobily Pay, don’t require a bank account. - Are there fees for using a prepaid card?
Some prepaid cards may have fees for things like ATM withdrawals or foreign transactions, so check the terms and conditions of your card.