Compare Prepaid Cards for Saudi Arabia October 2025

Find the Best Prepaid Cards in Saudi Arabia – Compare fees, reload options, and features to choose the ideal prepaid card for budgeting, online shopping, or travel. Explore top offers and flexible solutions from leading providers.

BSF My Space Card

Jana Rewards Programme

100

Annual

View Offer

STC Pay

Platinum

Reward Rate

0.70%

Cashback

Cash Withdrawal Fee (SAR)

28.75

International Transaction Fee

2.00%

Price

Annual

230

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

Riyad Bank

Visa Virtual Prepaid

Reward Rate

None

Cash Withdrawal Fee (SAR)

N/A

International Transaction Fee

2.75%

Price

Annual

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

Riyad Bank

Mastercard Prepaid Card

Reward Rate

None

Cash Withdrawal Fee (SAR)

5.00

International Transaction Fee

2.75%

Price

Annual

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

Saudi National Bank

Alahli Prepaid Card - Saudi National Team Edition

Reward Rate

Local

0.50

points / SAR

International

0.50

points / SAR

Cash Withdrawal Fee (SAR)

30.00

International Transaction Fee

2.75%

Price

Issuance

Annual

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

Saudi National Bank

Alahli Prepaid Card - Platinum

Reward Rate

Local

0.66

points / SAR

International

1.33

points / SAR

Cash Withdrawal Fee (SAR)

30.00

International Transaction Fee

2.75%

Price

Issuance

200

Annual

200

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

Saudi National Bank

UEFA Champions League Prepaid Card

Reward Rate

Local

0.50

points / SAR

International

0.50

points / SAR

Cash Withdrawal Fee (SAR)

75.00

International Transaction Fee

2.75%

Price

Issuance

Annual

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

STC Pay

Classic

Reward Rate

0.50%

Cashback

Cash Withdrawal Fee (SAR)

28.75

International Transaction Fee

2.00%

Price

Annual

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

STC Pay

Signature

Reward Rate

1.00%

Cashback

Cash Withdrawal Fee (SAR)

28.75

International Transaction Fee

2.00%

Price

Annual

575

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

Mobily Pay

Classic

Reward Rate

0.50%

Cashback (Local)

0.50%

Cashback (International)

Cash Withdrawal Fee (SAR)

0.00

International Transaction Fee

2.75%

Price

Annual

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

Mobily Pay

Platinum

Reward Rate

1.00%

Cashback (Local)

1.50%

Cashback (International)

Cash Withdrawal Fee (SAR)

0.00

International Transaction Fee

1.99%

Price

Annual

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

urpay

Visa Prepaid Card

Reward Rate

None

Cash Withdrawal Fee (SAR)

28.50

International Transaction Fee

2.20%

Price

Annual

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

urpay

Al Ahli Club Prepaid Card

Reward Rate

None

Cash Withdrawal Fee (SAR)

28.50

International Transaction Fee

2.20%

Price

Annual

34.50

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

urpay

Visa Signature prepaid Card

Reward Rate

None

Cash Withdrawal Fee (SAR)

28.50

International Transaction Fee

2.20%

Price

Annual

345

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

Riyad Bank

Mada Classic Card

Reward Rate

None

Cash Withdrawal Fee (SAR)

10.00

International Transaction Fee

2.75%

Price

Annual

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

Riyad Bank

Mada Titanium Card

Reward Rate

None

Cash Withdrawal Fee (SAR)

10.00

International Transaction Fee

2.75%

Price

Annual

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

Riyad Bank

Mada Platinum Card

Reward Rate

None

Cash Withdrawal Fee (SAR)

10.00

International Transaction Fee

2.75%

Price

Annual

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

Riyad Bank

Mada Diamond World Card

Reward Rate

None

Cash Withdrawal Fee (SAR)

10.00

International Transaction Fee

2.75%

Price

Annual

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

Riyad Bank

Mada World Private Card

Reward Rate

None

Cash Withdrawal Fee (SAR)

10.00

International Transaction Fee

2.75%

Price

Annual

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

Riyad Bank

Mada World SME Card

Reward Rate

None

Cash Withdrawal Fee (SAR)

10.00

International Transaction Fee

2.50%

Price

Annual

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

Riyad Bank

Currencies Prepaid Card

Reward Rate

None

Cash Withdrawal Fee (SAR)

30.00

International Transaction Fee

2.75%

Price

Annual

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

Alinma

Business Expenses Card

Reward Rate

None

Cash Withdrawal Fee (SAR)

2.00

International Transaction Fee

2.00%

Price

Annual

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

BSF

Payday

Reward Rate

None

Cash Withdrawal Fee (SAR)

75.00

International Transaction Fee

2.70%

Price

Annual

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

Tweeq

Edge Card

Reward Rate

All Spend

2.00%

Cashback for 3 months

Cash Withdrawal Fee (SAR)

75.00

International Transaction Fee

2.50%

Price

Annual

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

Tiqmo

tiqmo Platinum Card

Reward Rate

Up to

2.00%

Cashback

Cash Withdrawal Fee (SAR)

75.00

International Transaction Fee

1.70%

Price

Annual

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

Barq

Barq Platinum Card

Reward Rate

None

Cash Withdrawal Fee (SAR)

30.00

International Transaction Fee

0.00%

Price

Annual

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

ANB

Currencies Card

Reward Rate

None

Cash Withdrawal Fee (SAR)

28.75

ANB ATMs: 5.75 SAR

International Transaction Fee

1.32%

Price

Issuance

Annual

86.25

57.50 SAR for digital card only

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

SAIB

Travel Card

Reward Rate

All Spend

0.33

points / SAR

Cash Withdrawal Fee (SAR)

22.50

International Transaction Fee

1.00%

Price

Annual

100

75 SAR after 1st year

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

SAIB

EDUPAY Student Card

Reward Rate

None

Cash Withdrawal Fee (SAR)

0.80

International Transaction Fee

2.75%

Price

Annual

No fees

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

SAIB

"EasyPay" Household Card

Reward Rate

None

Cash Withdrawal Fee (SAR)

2.00

International Transaction Fee

2.75%

Price

Annual

Platinum Segment

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

SAIB

"EasyPay" Payroll Card

Reward Rate

None

Cash Withdrawal Fee (SAR)

2.00

International Transaction Fee

2.75%

Price

Annual

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

Bouki

Bouki Card

Reward Rate

None

Cash Withdrawal Fee (SAR)

35.00

International Transaction Fee

2.75%

Price

Annual

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

Mobily Pay

Signature

Reward Rate

1.50%

Cashback (Local)

2.00%

Cashback (International)

Cash Withdrawal Fee (SAR)

0.00

International Transaction Fee

1.99%

Price

Annual

575

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

Alinma Pay

Platinum Cashback prepaid card

Reward Rate

1.20%

Cashback

Cash Withdrawal Fee (SAR)

25.00

International Transaction Fee

2.20%

Price

Annual

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

Alinma Pay

Signature prepaid card

Reward Rate

1.60%

Cashback

Cash Withdrawal Fee (SAR)

25.00

International Transaction Fee

2.20%

Price

Annual

300

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

Alinma Pay

Mada Debit Card

Reward Rate

None

Cash Withdrawal Fee (SAR)

0.00

International Transaction Fee

2.40%

Price

Annual

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

Barq

Barq mada card

Reward Rate

None

Cash Withdrawal Fee (SAR)

0.00

International Transaction Fee

0.00%

Price

Annual

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

Riyad Bank

Salary Card

Reward Rate

None

Cash Withdrawal Fee (SAR)

2.00

International Transaction Fee

N/A

Price

Annual

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

Bank AlBilad

Multi currency Medad Card

Reward Rate

Domestic

1.00

points / SAR

International

2.00

points / SAR

Cash Withdrawal Fee (SAR)

25.00

International Transaction Fee

2.00%

Price

Annual

100

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

Bank AlBilad

Medad Prepaid Card

Reward Rate

Domestic

1.00

points / SAR

International

2.00

points / SAR

Cash Withdrawal Fee (SAR)

25.00

International Transaction Fee

2.50%

Price

Annual

100

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

Alinma

Travel Card Prepaid

Reward Rate

Local

1.00

points / SAR

International

1.00

points / SAR

Cash Withdrawal Fee (SAR)

20.00

International Transaction Fee

2.00%

Price

Annual

Usually 75 SAR

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

Limited Offer: Free Lifetime Issuance

Al Rajhi Bank

tasawaq card

Reward Rate

Domestic

1.00

points / SAR

International

2.00

points / SAR

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75.00

International Transaction Fee

2.00%

Price

Annual

115

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

Al Rajhi Bank

Travel Plus Card

Reward Rate

None

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75.00

International Transaction Fee

1.00%

Price

Annual

150

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

Al Rajhi Bank

Gamers Card

Reward Rate

Domestic

0.60%

Cashback

International

1.00%

Cashback

Online gaming platforms

20.00%

Capped cashback

Cash Withdrawal Fee (SAR)

25.00

International Transaction Fee

2.00%

Price

Annual

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

Al Rajhi Bank

Digital Cashback

Reward Rate

Local

0.60%

Cashback

International

1.00%

Cashback

Cash Withdrawal Fee (SAR)

N/A

International Transaction Fee

2.00%

Price

Annual

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

FREE for Life

BSF

My Currencies Card

Reward Rate

None

Cash Withdrawal Fee (SAR)

25.00

International Transaction Fee

1.00%

Price

Annual

100

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

BSF

My Space Card

Reward Rate

Jana Rewards Programme

Cash Withdrawal Fee (SAR)

International Transaction Fee

2.00%

Price

100

Annual

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

Saudi National Bank

SNBPlay Prepaid Card

Reward Rate

Local

0.33

points / SAR

International

0.33

points / SAR

Gaming Merchants

0.66

points / SAR

Cash Withdrawal Fee (SAR)

International Transaction Fee

2.75%

Price

Issuance

Annual

Extras

Airport Lounge Access

Select Merchant Discounts

View Offer

Product Information

Introduction: What Are Prepaid Cards?

Prepaid cards have become a popular choice for managing money in Saudi Arabia. Unlike traditional credit or debit cards, prepaid cards are loaded with money in advance, allowing you to spend only what you’ve added to the card. These cards are convenient, secure, and can be used for shopping, paying bills, and even online transactions.

This guide will explore the different types of prepaid cards available in Saudi Arabia, including options from banks and alternatives like STC Pay and Mobily Pay, helping you choose the best one for your needs.

Why Choose a Prepaid Card?

Prepaid cards offer several benefits that make them a great choice for different types of users:

Budget Control: Since you can only spend what’s loaded onto the card, it’s easy to control your spending and stick to a budget.
No Debt: Unlike credit cards, prepaid cards don’t allow you to borrow money, so there’s no risk of going into debt.
Wide Acceptance: Prepaid cards can be used anywhere that accepts card payments, including online shopping, in-store purchases, and even international transactions.
No Credit Checks: You don’t need a credit history to get a prepaid card, making it accessible for everyone, including those with poor credit or no credit.

Non-Bank Prepaid Card Alternatives

In addition to traditional bank cards, digital payment platforms like STC Pay and Mobily Pay offer convenient prepaid card solutions. These options are great for users who prefer managing their finances through mobile apps.

Benefits of Using a Prepaid Card

Prepaid cards offer many advantages for users in Saudi Arabia:

Security: Prepaid cards provide added protection when shopping online, as they are not linked to your bank account.
Budgeting: Prepaid cards are perfect for budgeting since you can only spend the amount you’ve pre-loaded.
Control: Parents can give prepaid cards to their children with a set spending limit.
No Overspending: You can't go into debt because the card only lets you spend the balance you’ve added.
Cashback Rewards: Some prepaid cards offer cashback benefits, allowing you to earn a percentage back on your purchases, enhancing your spending power.
Travel Convenience: Many prepaid cards are accepted internationally, making them great for travelers who want to avoid carrying cash.

How to Get a Prepaid Card in Saudi Arabia

Getting a prepaid card is simple and usually doesn’t require much paperwork:

Choose a Provider: Decide whether you want a prepaid card from a bank or a mobile app like STC Pay or Mobily Pay.
Submit Your Application: Visit the provider’s website or app, or visit a bank branch to apply.
Load Your Card: Once you receive your prepaid card, load it with funds through your bank account, cash deposit, or the app.
Start Using It: You can now use your card for shopping, bill payments, online transactions, and more.

Managing Your Prepaid Card

To get the most out of your prepaid card, keep these tips in mind:

Track Your Spending: Use the bank’s app or the prepaid card provider’s platform to monitor your balance and track your spending.
Reload When Needed: Top up your prepaid card as necessary through bank transfers, cash deposits, or mobile apps.
Stay Aware of Fees: Some prepaid cards may charge fees for ATM withdrawals or foreign transactions, so be sure to read the terms carefully.
Use It for Online Security: Prepaid cards are perfect for online purchases as they limit exposure to your primary bank account.

Conclusion: Finding the Right Prepaid Card in Saudi Arabia

Prepaid cards are a flexible, safe, and convenient way to manage your money without needing a traditional bank account or credit card. Whether you prefer a card from a major bank like Al Rajhi or SNB, or a digital option like STC Pay or Mobily Pay, there are plenty of choices to suit your needs.

Make sure to compare the features and fees of each prepaid card to find the best one for you. Whether for budgeting, online shopping, or travel, prepaid cards can be a great financial tool in Saudi Arabia.

Frequently Asked Questions (FAQs)

Can I use a prepaid card for online shopping?
Yes, prepaid cards can be used for online shopping just like a regular debit or credit card.
What is the difference between a prepaid card and a credit card?
A prepaid card is loaded with money in advance, and you can only spend the amount on the card. A credit card allows you to borrow money up to a certain limit, which you pay back later.
Can I withdraw cash with a prepaid card?
Yes, most prepaid cards allow cash withdrawals from ATMs, but there may be fees.
Do I need a bank account to get a prepaid card?
Not necessarily. Some prepaid cards, like those from STC Pay and Mobily Pay, don’t require a bank account.
Are there fees for using a prepaid card?
Some prepaid cards may have fees for things like ATM withdrawals or foreign transactions, so check the terms and conditions of your card.