Live offers across tracked providers in Saudi Arabia — updated daily from the Giraffy database.
86 live offers compared from 14 providers, from 0. Updated daily.
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0
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0 سنوي
0 سنوي
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50
75
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100
115
150
172.50
195.50
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287.50
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390
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425.50
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483
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540.50
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647
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700 سنوي
750
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862.50
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908.50
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1035
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The cheapest Credit Cards in Saudi Arabia is 0 from Alinma.
Minimum score requirements vary by card and issuer. In Saudi Arabia, scores are reported by SIMAH. Premium rewards and travel cards typically require a good-to-excellent score, while secured or entry-level cards are available with lower or no credit history. Checking eligibility with a soft search won't affect your score.
Giraffy tracks 5 credit cards across Alinma,Nayifat,Bank AlBilad banks in Saudi Arabia. Use the 'No Foreign Fees' filter on the card detail to find cards that don't charge for overseas spending — useful if you travel or shop in foreign currencies online.
A balance transfer moves your existing credit card debt to a new card, often at 0% interest for an introductory period. You typically pay a one-off transfer fee (1–3%). If you can repay the balance before the 0% period ends, you save on interest — check the revert rate carefully.
Rewards cards earn points, miles, or cashback on every purchase. Cashback is the simplest — a percentage of spending returned as cash. Points and miles can be worth more if redeemed for flights or hotels, but require more active management. Annual fees are often offset if you spend above a certain threshold.
Yes — several cards tracked by Giraffy in Saudi Arabia charge no annual fee. They typically offer fewer perks than premium cards, but are the most cost-effective choice if you pay your balance in full each month and want a card purely for convenience or building credit history.
If you pay your full statement balance by the due date each month, you pay zero interest. Interest only applies to carried balances, cash advances, or missed payments. The representative APR shown on each card covers all standard purchase interest — compare APRs when choosing a card you might not always pay off in full.
Your credit limit is the maximum you're allowed to borrow at any time. Your available balance is what's left after deducting current transactions. Staying well below your limit — ideally under 30% — helps maintain a healthy credit utilisation ratio, which is a key factor in your credit score.