Compare the Best Credit Cards in The Kingdom of Saudi Arabia for September 2025 | Giraffy

Compare Credit Cards for Saudi Arabia September 2025

Find the Best Credit Cards in Saudi Arabia – Compare rewards, cashback, fees, and profit rates from leading banks to choose the perfect card for your lifestyle. Explore exclusive offers and benefits tailored to your financial needs.

Updated on 18 September 2025

87 results available

Price
0.00
3000.00
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SAIB logo
SAIB
Visa Infinite Credit Card

Monthly Profit Rate

2.49%

Reward Rate

Domestic

2.50

points / SAR

GCC & Europe

2.50

points / SAR

International

5.00

points / SAR

Welcome Bonus

None

International Transaction Fees

2.75%

Cash Withdrawal Fee (SAR)

75.00

Price

Annual
SAR 800

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
SAB logo
SAB
Visa Signature Credit Card

Monthly Profit Rate

3.00%

Reward Rate

Domestic & EU

0.125

points / SAR

International

0.15

points / SAR

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00%

Maximum Fee: 75 SAR

Price

Issuance
SAR 0

Annual
SAR 475

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
SAB logo
SAB
SAB AlFursan Black Mastercard Credit Card

Monthly Profit Rate

3.00%

Reward Rate

Domestic

0.40

miles / SAR

International

1.00

miles / SAR

Welcome Bonus

30,000 miles

upon SAR 1,000 of spend within 90 days

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00%

Maximum Fee: 75 SAR

Price

Issuance
SAR 0

Annual
SAR 1,950

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
SAB logo
SAB
SAB Premier Mastercard Credit Card

Monthly Profit Rate

2.39%

Reward Rate

Domestic & EU

0.15

points / SAR

International

0.175

points / SAR

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00%

Maximum Fee: 75 SAR

Price

Issuance
SAR 0

Annual
SAR 0

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
SAB logo
SAB
SAB Advance Visa Platinum

Monthly Profit Rate

3.00%

Reward Rate

Domestic & EU

0.10

points / SAR

International

0.125

points / SAR

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00%

Maximum Fee: 75 SAR

Price

Issuance
SAR 0

Annual
SAR 0

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
SAB logo
SAB
SAB Platinum Mastercard Credit Card

Monthly Profit Rate

3.25%

Reward Rate

Domestic & EU

0.10

points / SAR

International

0.125

points / SAR

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00%

Maximum Fee: 75 SAR

Price

Issuance
SAR 0

Annual
SAR 400

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
SAB logo
SAB
SAB Visa Platinum Credit Card

Monthly Profit Rate

3.25%

Reward Rate

Domestic & EU

0.10

points / SAR

International

0.125

points / SAR

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00%

Maximum Fee: 75 SAR

Price

Issuance
SAR 0

Annual
SAR 400

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Saudi National Bank logo
Saudi National Bank
Alahli Mastercard Credit Card - Titanium

Monthly Profit Rate

2.95%

Reward Rate

Local

1.00

points / SAR

International

1.50

points / SAR

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00%

Maximum Fee: 75 SAR

Price

Issuance
SAR 0

Annual
SAR 400

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Saudi National Bank logo
Saudi National Bank
Alahli Mastercard Credit Card - Platinum

Monthly Profit Rate

2.70%

Reward Rate

Local

1.50

points / SAR

International

2.00

points / SAR

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00%

Maximum Fee: 75 SAR

Price

Issuance
SAR 0

Annual
SAR 600

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Saudi National Bank logo
Saudi National Bank
Alahli Wessam Gold Mastercard Credit Card - World

Monthly Profit Rate

2.95%

Reward Rate

Local

2.00

points / SAR

International

2.50

points / SAR

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00%

Maximum Fee: 75 SAR

Price

Issuance
SAR 0

Annual
SAR 1,000

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Saudi National Bank logo
Saudi National Bank
Flexi Mastercard Credit Card

Monthly Profit Rate

0.00%

Reward Rate

None

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00%

Maximum Fee: 75 SAR

Price

Issuance
SAR 0

Annual
SAR 0

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Four monthly installment plan. Zero profit rate
Alinma logo
Alinma
Signature Credit Card

Monthly Profit Rate

1.90%

From 1.90% to 3.00% (as per the signed contract)

Reward Rate

Local

5.00

points / SAR

International

7.00

points / SAR

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00%

Maximum Fee: 75 SAR

Price

Issuance
SAR 0
Usually 250 SAR

Annual
SAR 0
Usually 250 SAR

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Free for Life Issuance with No Annual Fees
Alinma logo
Alinma
Platinum Credit Card

Monthly Profit Rate

1.90%

From 1.90% to 3.00% (as per the signed contract)

Reward Rate

Local

4.00

points / SAR

International

6.00

points / SAR

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00%

Maximum Fee: 75 SAR

Price

Issuance
SAR 0
Usually 100 SAR

Annual
SAR 0
Usually 100 SAR

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Free for Life Issuance with No Annual Fees
Alinma logo
Alinma
Infinite Charge Card

Monthly Profit Rate

1.90%

Reward Rate

Local

3.00

points / SAR

International

4.00

points / SAR

Welcome Bonus

None

International Transaction Fees

1.15%

Cash Withdrawal Fee (SAR)

6.50

Price

Annual
SAR 250

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Alinma logo
Alinma
Signature Charge Card

Monthly Profit Rate

2.50%

Reward Rate

Local

2.00

points / SAR

International

3.00

points / SAR

Welcome Bonus

None

International Transaction Fees

1.15%

Cash Withdrawal Fee (SAR)

6.50

Price

Annual
SAR 250

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Alinma logo
Alinma
Platinum Charge Card

Monthly Profit Rate

2.50%

Reward Rate

Local

1.00

points / SAR

International

2.00

points / SAR

Welcome Bonus

None

International Transaction Fees

1.15%

Cash Withdrawal Fee (SAR)

6.50

Price

Annual
SAR 250

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Alinma logo
Alinma
Gold Charge Card

Monthly Profit Rate

2.50%

Reward Rate

Local

1.00

points / SAR

International

1.00

points / SAR

Welcome Bonus

None

International Transaction Fees

1.15%

Cash Withdrawal Fee (SAR)

6.50

Price

Annual
SAR 250

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Alinma logo
Alinma
Classic Charge Card

Monthly Profit Rate

2.50%

Reward Rate

Local

1.00

points / SAR

International

1.00

points / SAR

Welcome Bonus

None

International Transaction Fees

1.15%

Cash Withdrawal Fee (SAR)

6.50

Price

Annual
SAR 250

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
BSF logo
BSF
VISA Platinum Islamic

Monthly Profit Rate

2.50%

Reward Rate

Domestic & EU

1.00

points / SAR

International

1.50

points / SAR

Welcome Bonus

None

International Transaction Fees

2.70%

Cash Withdrawal Fee (SAR)

75.00

Price

Annual
SAR 400

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
BSF logo
BSF
World Elite

Monthly Profit Rate

2.50%

Reward Rate

Domestic & EU

1.50

points / SAR

International

2.00

points / SAR

Welcome Bonus

None

International Transaction Fees

2.70%

Cash Withdrawal Fee (SAR)

75.00

Price

Annual
SAR 3,000

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
SAIB logo
SAIB
Visa Platinum Credit Card

Monthly Profit Rate

2.49%

Reward Rate

Domestic

1.50

points / SAR

GCC & Europe

1.50

points / SAR

International

2.50

points / SAR

Welcome Bonus

None

International Transaction Fees

2.75%

Cash Withdrawal Fee (SAR)

75.00

Price

Annual
SAR 300

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
American Express logo
American Express
The American Express Platinum Card®

Monthly Profit Rate

N/A

Reward Rate

All spend

0.25

points / SAR

Welcome Bonus

25,000 points

upon USD 3,000 of spend within 90 days

International Transaction Fees

2.75%

Cash Withdrawal Fee (SAR)

86.25

Price

Annual
SAR 1,150

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Meem logo
Meem
meem Platinum Credit Card

Monthly Profit Rate

2.75%

Reward Rate

Domestic

1.00

points / SAR

International

1.50

points / SAR

Welcome Bonus

None

International Transaction Fees

2.75%

Cash Withdrawal Fee (SAR)

75.00

Price

Annual
SAR 0
Free for Life - Usually SAR 350

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
ANB logo
ANB
anb Visa Platinum

Monthly Profit Rate

2.59%

Reward Rate

Domestic

1.20

points / SAR

International

1.80

points / SAR

Welcome Bonus

No

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00%

Maximum Fee: 75 SAR

Price

Issuance
SAR 0

Annual
SAR 300
Free for Platinum/Gold customers

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
ANB logo
ANB
anb Mastercard World

Monthly Profit Rate

3.02%

Reward Rate

Domestic

1.50

points / SAR

International

2.50

points / SAR

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00%

Maximum Fee: 75 SAR

Price

Issuance
SAR 0

Annual
SAR 700
Free for Platinum/Gold customers

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
ANB logo
ANB
anb Mastercard Platinum

Monthly Profit Rate

2.63%

Reward Rate

Domestic

1.50

points / SAR

International

2.00

points / SAR

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00%

Maximum Fee: 75 SAR

Price

Issuance
SAR 0

Annual
SAR 350
Free for Platinum/Gold customers

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
ANB logo
ANB
anb Visa Infinite

Monthly Profit Rate

3.18%

Reward Rate

Domestic

2.00

points / SAR

International

2.50

points / SAR

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00%

Maximum Fee: 75 SAR

Price

Issuance
SAR 0

Annual
SAR 850
Free for Platinum customers

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
ANB logo
ANB
anb Mastercard Titanium

Monthly Profit Rate

2.47%

Reward Rate

Domestic

1.00

points / SAR

International

1.50

points / SAR

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00%

Maximum Fee: 75 SAR

Price

Issuance
SAR 0

Annual
SAR 200
Free for Platinum/Gold customers

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
ANB logo
ANB
anb Visa Signature

Monthly Profit Rate

2.79%

Reward Rate

Domestic

1.50

points / SAR

International

2.30

points / SAR

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00%

Maximum Fee: 75 SAR

Price

Issuance
SAR 0

Annual
SAR 450
Free for Platinum/Gold customers

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Bank Aljazira logo
Bank Aljazira
Bank AlJazira Multi-Currency card

Monthly Profit Rate

2.20%

Reward Rate

None

Welcome Bonus

None

International Transaction Fees

2.75%

Cash Withdrawal Fee (SAR)

35.00

Price

Annual
SAR 75

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Meem logo
Meem
meem Signature Credit Card

Monthly Profit Rate

2.25%

Reward Rate

Domestic

1.50

points / SAR

International

2.00

points / SAR

Welcome Bonus

None

International Transaction Fees

2.75%

Cash Withdrawal Fee (SAR)

75.00

Price

Annual
SAR 0
Free for Life - Usually SAR 500

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Nayifat logo
Nayifat
Nayifat Classic Card

Monthly Profit Rate

2.99%

Reward Rate

None

Welcome Bonus

None

International Transaction Fees

1.50%

Cash Withdrawal Fee (SAR)

40.00

Price

Annual
SAR 0

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
American Express logo
American Express
The American Express Platinum Credit Card

Monthly Profit Rate

2.75%

Reward Rate

All spend

0.25

points / SAR

Welcome Bonus

None

International Transaction Fees

2.75%

Cash Withdrawal Fee (SAR)

86.25

Price

Annual
SAR 1,035

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
American Express logo
American Express
The American Express Gold Card

Monthly Profit Rate

0.00%

Reward Rate

All spend

0.25

points / SAR

Welcome Bonus

SAR 1,000 vouchers

from Saco, Damas, aDawliah, Giordano, Abousafi, and ETRE.

International Transaction Fees

2.75%

Cash Withdrawal Fee (SAR)

86.25

Price

Annual
SAR 908.50

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
American Express logo
American Express
The American Express Green Card

Monthly Profit Rate

2.75%

Reward Rate

All spend

0.25

points / SAR

Selected Merchants

0.50

points / SAR

Welcome Bonus

15,000 points

Upon SAR 7,500 spend within 90 days

International Transaction Fees

2.75%

Cash Withdrawal Fee (SAR)

86.25

Price

Annual
SAR 647

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
American Express logo
American Express
The American Express Gold Credit Card

Monthly Profit Rate

2.75%

Reward Rate

All spend

0.25

points / SAR

Welcome Bonus

SAR 1,000 vouchers

from Saco, Damas, aDawliah, Giordano, Abousafi, and ETRE.

International Transaction Fees

2.75%

Cash Withdrawal Fee (SAR)

86.25

Price

Annual
SAR 460

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
American Express logo
American Express
The American Express Blue Card

Monthly Profit Rate

2.75%

Reward Rate

All spend

0.25

points / SAR

Welcome Bonus

SAR 1,000 vouchers

from Saco, Damas, aDawliah, Giordano, Abousafi, and ETRE.

International Transaction Fees

2.75%

Cash Withdrawal Fee (SAR)

86.25

Price

Annual
SAR 230

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
ANB logo
ANB
anb Visa Platinum low-limit

Monthly Profit Rate

2.40%

Reward Rate

None

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00%

Maximum Fee: 75 SAR

Price

Issuance
SAR 0

Annual
SAR 172.50

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
ANB logo
ANB
anb Visa low-limit

Monthly Profit Rate

2.49%

Reward Rate

None

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00%

Maximum Fee: 75 SAR

Price

Issuance
SAR 0

Annual
SAR 115

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
SAIB logo
SAIB
“EasyShopping” Card

Monthly Profit Rate

0.00%

Reward Rate

Domestic

0.25

points / SAR

GCC & Europe

0.25

points / SAR

International

0.33

points / SAR

Welcome Bonus

None

International Transaction Fees

2.75%

Cash Withdrawal Fee (SAR)

22.00

Price

Annual
SAR 100
75 SAR after 1st year

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
SAIB logo
SAIB
Visa Signature Credit Card

Monthly Profit Rate

2.49%

Reward Rate

Domestic

2.00

points / SAR

GCC & Europe

2.00

points / SAR

International

4.50

points / SAR

Welcome Bonus

None

International Transaction Fees

2.75%

Cash Withdrawal Fee (SAR)

75.00

Price

Annual
SAR 500

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Alinma logo
Alinma
Purchase Card

Monthly Profit Rate

N/A

Reward Rate

None

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00%

Maximum fee: 75 SAR

Price

Issuance
SAR 0
Usually 100 SAR

Annual
SAR 100

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Limited Offer: Free Lifetime Issuance
Saudi National Bank logo
Saudi National Bank
Alahli Wessam Platinum Mastercard Credit Card - World

Monthly Profit Rate

2.95%

Reward Rate

Local

2.00

points / SAR

International

2.50

points / SAR

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00%

Maximum Fee: 75 SAR

Price

Annual
SAR 0

Annual
SAR 1,500

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
American Express logo
American Express
The American Express® Business Credit Card

Monthly Profit Rate

2.75%

Reward Rate

All spend

0.25

points / SAR

Welcome Bonus

None

International Transaction Fees

2.75%

Cash Withdrawal Fee (SAR)

86.25

Price

Annual
SAR 520

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Al Rajhi Bank logo
Al Rajhi Bank
Classic Charge Credit Card

Monthly Profit Rate

0.00%

Reward Rate

Domestic

1.00

points / SAR

International

2.00

points / SAR

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

18

Price

Annual
SAR 370

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Al Rajhi Bank logo
Al Rajhi Bank
Marriott Bonvoy® Al Rajhi Bank Credit Card

Monthly Profit Rate

2.20%

Reward Rate

Domestic

1.50

points / SAR

International

3.50

points / SAR

Hotels & resorts participating in Marriott Bonvoy

6.00

points / SAR

Welcome Bonus

180,000

upon SAR 30,000 of cumulative spend within 90 days

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75.00

Price

Annual
SAR 1,200

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Riyad Bank logo
Riyad Bank
Visa Signature Islamic

Monthly Profit Rate

2.50%

Reward Rate

Hassad Rewards

Welcome Bonus

200 points

upon activating

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75.00

Price

Annual
SAR 500

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Riyad Bank logo
Riyad Bank
Titanium Islamic Mastercard Credit Card

Monthly Profit Rate

2.55%

Reward Rate

Hassad Rewards

Welcome Bonus

420 points

upon SAR 5,000 of spend within 90 days

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75.00

Price

Annual
SAR 290

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Riyad Bank logo
Riyad Bank
Mastercard Platinum Islamic

Monthly Profit Rate

2.55%

Reward Rate

Hassad Rewards

Welcome Bonus

200 points

upon activating

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75.00

Price

Annual
SAR 390

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Riyad Bank logo
Riyad Bank
Mastercard World Elite Islamic

Monthly Profit Rate

2.20%

Reward Rate

Hassad Rewards

Welcome Bonus

500 points

upon activating

International Transaction Fees

1.90%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75.00

Price

Annual
SAR 1,500
Free for Private Banking customers

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Riyad Bank logo
Riyad Bank
Mastercard World Islamic

Monthly Profit Rate

2.35%

Reward Rate

Hassad Rewards

Welcome Bonus

500 points

upon activating

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75.00

Price

Annual
SAR 750

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Riyad Bank logo
Riyad Bank
Visa Platinum Islamic

Monthly Profit Rate

2.55%

Reward Rate

Hassad Rewards

Welcome Bonus

850 points

upon SAR 8,000 of spend within 90 days

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75.00

Price

Annual
SAR 390

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Alinma logo
Alinma
Infinite Credit Card

Monthly Profit Rate

1.90%

From 1.90% to 3.00% (as per the signed contract)

Reward Rate

Local

6.00

points / SAR

International

7.00

points / SAR

Welcome Bonus

30,000 points

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00%

Maximum Fee: 75 SAR

Price

Issuance
SAR 0
Usually 300 SAR

Annual
SAR 0
Usually 300 SAR

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Free for Life Issuance with No Annual Fees
BSF logo
BSF
VISA Infinite Islamic

Monthly Profit Rate

3.00%

Reward Rate

Domestic & EU

1.50

points / SAR

International

2.0

points / SAR

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75.00

Price

Annual
SAR 1,000

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
BSF logo
BSF
VISA Signature Islamic

Monthly Profit Rate

3.00%

Reward Rate

Domestic & EU

1.00

points / SAR

International

2.00

points / SAR

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

75.00

Price

Annual
SAR 750

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
American Express logo
American Express
Marriott Bonvoy® American Express® Credit Card

Monthly Profit Rate

2.75%

Reward Rate

Marriott Bonvoy

1.33

points / SAR

International (exc. SAR & USD)

0.80

points / SAR

USD or SAR spend

0.50

points / SAR

Welcome Bonus

50,000 points

Upon SAR 12,000 spend within 90 days

International Transaction Fees

2.75%

Cash Withdrawal Fee (SAR)

86.25

Price

Annual
SAR 862.50

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Limited Time Offer
Al Rajhi Bank logo
Al Rajhi Bank
Infinite Charge Credit Card

Monthly Profit Rate

0.00%

Reward Rate

Domestic

3.00

points / SAR

International

5.00

points / SAR

Welcome Bonus

150,000 points

upon SAR 25,000 of spend within 90 days

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

18

Price

Annual
SAR 370

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Al Rajhi Bank logo
Al Rajhi Bank
Infinite Credit Card

Monthly Profit Rate

2.20%

Reward Rate

Domestic

3.00

points / SAR

International

5.00

points / SAR

Welcome Bonus

150,000 points

upon SAR 250,00 spend within 90 days

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75.00

Price

Annual
SAR 0
Currently Free for Life - Usually 990 SAR

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Al Rajhi Bank logo
Al Rajhi Bank
Platinum Charge Credit Card

Monthly Profit Rate

0.00%

Reward Rate

Domestic

1.00

points / SAR

International

4.00

points / SAR

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

18

Price

Annual
SAR 370

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Al Rajhi Bank logo
Al Rajhi Bank
Platinum Credit Card

Monthly Profit Rate

2.20%

Reward Rate

Domestic

1.00

points / SAR

International

4.00

points / SAR

Welcome Bonus

25,000 points

upon SAR 15,000 spend within 90 days

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75.00

Price

Annual
SAR 0
Currently Free for Life - Usually 490 SAR

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Al Rajhi Bank logo
Al Rajhi Bank
Selective Credit Card

Monthly Profit Rate

2.20%

Reward Rate

Domestic

3.00

points / SAR

International

5.00

points / SAR

Welcome Bonus

75,000 points

upon SAR 25,000 of spend within 90 days

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75.00

Price

Annual
SAR 0
Currently Free for Life - Usually 790 SAR

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Al Rajhi Bank logo
Al Rajhi Bank
Signature Credit Card

Monthly Profit Rate

2.20%

Reward Rate

Domestic

3.00

points / SAR

International

5.00

points / SAR

Welcome Bonus

75,000 points

upon SAR 250,00 of spend within 90 days

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75.00

Price

Annual
SAR 0
Currently Free for Life - Usually 790 SAR

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Saudi National Bank logo
Saudi National Bank
Global Multi Currency Mastercard Credit Card

Monthly Profit Rate

2.50%

Reward Rate

Local

1.00

points / SAR

International

0.33

points / SAR

Welcome Bonus

None

International Transaction Fees

0.00%

Cash Withdrawal Fee (SAR)

3.00%

Maximum Fee: 75 SAR

Price

Issuance
SAR 0

Annual
SAR 275

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Meem logo
Meem
meem Infinite Credit Card

Monthly Profit Rate

2.25%

Reward Rate

Domestic

2.00

points / SAR

International

1.75

points / SAR

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75.00

Price

Annual
SAR 0
Free for Life - Usually SAR 750

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Bank AlBilad logo
Bank AlBilad
Infinite Credit Card

Monthly Profit Rate

0.00%

Reward Rate

Domestic

3.00

points / SAR

International

3.00

points / SAR

Welcome Bonus

None

International Transaction Fees

1.15%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

23.00

Price

Annual
SAR 540.50

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Bank AlBilad logo
Bank AlBilad
Platinum Credit Card

Monthly Profit Rate

0.00%

Reward Rate

Domestic

1.50

points / SAR

International

1.50

points / SAR

Welcome Bonus

None

International Transaction Fees

1.15%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

23.00

Price

Annual
SAR 425.50

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Bank AlBilad logo
Bank AlBilad
Signature Credit Card

Monthly Profit Rate

0.00%

Reward Rate

Domestic

3.00

points / SAR

International

3.00

points / SAR

Welcome Bonus

None

International Transaction Fees

1.15%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

23.00

Price

Annual
SAR 483

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Bank AlBilad logo
Bank AlBilad
Silver Credit Card

Monthly Profit Rate

N/A

Reward Rate

Domestic

1.00

points / SAR

International

1.00

points / SAR

Welcome Bonus

None

International Transaction Fees

1.15%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

23.00

Price

Annual
SAR 195.50

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Bank Aljazira logo
Bank Aljazira
Ajwaa Infinite Credit Card

Monthly Profit Rate

2.50%

Reward Rate

Domestic

2.75

points / SAR

International

3.50

points / SAR

Welcome Bonus

25,000 points

Upon SAR 1,000 of spend within 45 days

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75.00

Price

Annual
SAR 900

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Bank Aljazira logo
Bank Aljazira
Ajwaa Plus Credit Card

Monthly Profit Rate

2.90%

Reward Rate

Domestic

1.50

points / SAR

International

2.00

points / SAR

Welcome Bonus

10,000 points

Upon SAR 1,000 of spend within 45 days

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75.00

Price

Annual
SAR 200

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Bank Aljazira logo
Bank Aljazira
Ajwaa Signature Credit Card

Monthly Profit Rate

2.50%

Reward Rate

Domestic

2.25

points / SAR

International

3.25

points / SAR

Welcome Bonus

20,000 points

Upon SAR 1,000 of spend within 45 days

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75.00

Price

Annual
SAR 500

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Bank Aljazira logo
Bank Aljazira
AlJazira Platinum Mastercard Credit Card

Monthly Profit Rate

2.90%

Reward Rate

Domestic

1.00

points / SAR

International

1.25

points / SAR

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75.00

Price

Annual
SAR 200

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Bank Aljazira logo
Bank Aljazira
AlJazira World Elite Mastercard Credit Card

Monthly Profit Rate

2.50%

Reward Rate

Domestic

1.25

points / SAR

International

2.00

points / SAR

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75.00

Price

Annual
SAR 1,000

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Bank Aljazira logo
Bank Aljazira
Classic Credit Card

Monthly Profit Rate

2.90%

Reward Rate

Domestic

0.75

points / SAR

International

1.00

points / SAR

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75.00

Price

Annual
SAR 150

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Bank Aljazira logo
Bank Aljazira
Infinite Credit Card

Monthly Profit Rate

2.50%

Reward Rate

Domestic

1.25

points / SAR

International

2.00

points / SAR

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75.00

Price

Annual
SAR 700

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Bank Aljazira logo
Bank Aljazira
Platinum Credit Card

Monthly Profit Rate

2.90%

Reward Rate

Domestic

1.00

points / SAR

International

1.25

points / SAR

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75.00

Price

Annual
SAR 200

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Bank Aljazira logo
Bank Aljazira
Ajwaa Digital Card

Monthly Profit Rate

2.20%

Reward Rate

Domestic

0.50

points / SAR

International

1.00

points / SAR

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75.00

Price

Annual
SAR 50

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Bank Aljazira logo
Bank Aljazira
Ajwaa Platinum Credit Card

Monthly Profit Rate

2.90%

Reward Rate

Domestic

2.00

points / SAR

International

2.75

points / SAR

Welcome Bonus

15,000 points

Upon SAR 1,000 of spend within 45 days

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75.00

Price

Annual
SAR 300

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Bank Aljazira logo
Bank Aljazira
Tomouh Low Limit Credit Card

Monthly Profit Rate

2.20%

Reward Rate

None

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75.00

Price

Annual
SAR 100

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
SAIB logo
SAIB
Visa Signature Credit Card

Monthly Profit Rate

2.49%

Reward Rate

Domestic

2.00

points / SAR

GCC & Europe

2.00

points / SAR

International

4.50

points / SAR

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75.00

Price

Annual
SAR 500

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Bank AlBilad logo
Bank AlBilad
Tamkeen plus classic

Monthly Profit Rate

1.80%

Reward Rate

Domestic

2.50

points / SAR

International

3.50

points / SAR

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

75.00

Price

Annual
SAR 287.50

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Bank AlBilad logo
Bank AlBilad
Tamkeen plus infinite

Monthly Profit Rate

1.80%

Reward Rate

Domestic

5.00

points / SAR

International

6.50

points / SAR

Welcome Bonus

250,000 points

upon activation

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

75.00

Price

Annual
SAR 0
Currently Free for Life - Usually 1035 SAR

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Bank AlBilad logo
Bank AlBilad
Tamkeen plus platinum

Monthly Profit Rate

1.99%

Reward Rate

Domestic

3.50

points / SAR

International

4.50

points / SAR

Welcome Bonus

15,000 points

upon SAR 10,000 spend within 60 days

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

86.25

Price

Annual
SAR 0
Currently Free for life - Usually 345

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Bank AlBilad logo
Bank AlBilad
Tamkeen plus signature

Monthly Profit Rate

1.80%

Reward Rate

Domestic

5.00

points / SAR

International

6.50

points / SAR

Welcome Bonus

75,000 points

upon activation

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

86.25

Price

Annual
SAR 0
Currently Free for Life - Usually 517.50 SAR

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Emirates NBD KSA logo
Emirates NBD KSA
Infinite Credit Card

Monthly Profit Rate

2.99%

Reward Rate

All spend

1.00

points / SAR

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75

Price

SAR 700
Annual

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Emirates NBD KSA logo
Emirates NBD KSA
Platinum Credit Card

Monthly Profit Rate

2.99%

Reward Rate

All spend

1.00

points / SAR

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75

Price

SAR 0
Annual
Free for 1st year. Usually 300 SAR

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Emirates NBD KSA logo
Emirates NBD KSA
Platinum Plus Credit Card

Monthly Profit Rate

2.99%

Reward Rate

All spend

1.00

points / SAR

Welcome Bonus

None

International Transaction Fees

2.00%

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75

Price

SAR 0
Annual

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer