Alinma
Alinma Bank, a prominent Sharia-compliant bank in Saudi Arabia, is known for its commitment to Islamic banking principles. Founded in 2006, it provides a wide array of financial services, including personal, corporate, and investment banking solutions, designed to support the growth and financial well-being of individuals and businesses across the Kingdom.
Alinma Bank Accounts: Flexible and Sharia-Compliant Banking for Everyone
Alinma Bank offers a variety of account types that adhere to Islamic finance principles, ensuring that customers can manage their money in a Sharia-compliant way. These accounts are designed to provide flexibility, security, and easy access, whether you're managing day-to-day finances or building long-term savings.
1. Current Accounts
Alinma Bank’s current accounts provide an efficient way to handle daily financial transactions. These accounts are accessible through a robust online banking system, mobile app, and a wide network of ATMs, making them ideal for personal and business use.
Key Features:
- No minimum balance requirement
- Free debit card issuance
- Access to online and mobile banking for 24/7 account management
- Free transfers within Saudi Arabia
- Bill payments via SADAD service
Why Choose It?
This account is perfect for individuals and businesses looking for easy access to funds without worrying about fees or complex requirements.
2. Savings Accounts
For those looking to grow their money over time, Alinma Bank offers savings accounts that follow a profit-sharing model in line with Islamic principles. Customers can enjoy peace of mind knowing their funds are being managed ethically.
Key Features:
- Profit-sharing based on Sharia principles
- No monthly fees or minimum balance requirements
- Convenient account access through mobile and online banking
- Competitive profit rates
Why Choose a Bank Account From Alinma Bank?
- Sharia-Compliant Options: All accounts and services follow Islamic banking principles.
- Flexible Account Choices: A variety of account types, including current, savings, and investment options.
- Comprehensive Digital Banking: A robust mobile app and online banking for easy account management and payments.
- Rewarding Credit Cards: Sharia-compliant cards with rewards and installment plans.
- Personalized Financing: Flexible financing options for home, auto, and personal needs, tailored to customers’ lifestyles.
Offers
Classic Banking
Accounts
Price
0.00 SR
Gold Banking
Accounts
Price
0.00 SR
Platinum Banking
Accounts
Price
0.00 SR
Alinma Bank Credit Cards: Choose the Card That Suits Your Needs
Alinma Bank provides a range of credit cards designed to meet diverse financial needs, whether you’re looking for cashback rewards, travel perks, or a Sharia-compliant credit solution. Each card is crafted to offer flexibility and unique benefits while adhering to Islamic finance principles.
Alinma Credit Cards Overview:
- Alinma Classic Card: A basic card for everyday purchases, offering cashback on domestic and international transactions.
- Alinma Signature Card: A premium option for those who want higher spending limits and exclusive travel perks.
- Alinma Platinum Card: Designed for frequent travelers, this card offers rewards on travel purchases and access to airport lounges worldwide.
Why Choose Alinma Bank Credit Cards?
- Sharia-Compliant and Ethical: Alinma credit cards are structured in accordance with Islamic principles, providing peace of mind for ethical financial use.
- Reward Programs: Earn rewards on everyday spending, with flexible redemption options tailored to customer needs.
- Flexible Payment Options: Convenient installment plans allow for manageable payments over time.
- Comprehensive Digital Access: Easily manage your card, make payments, and track spending through the Alinma mobile app.
- Exclusive Benefits: Access to unique offers, discounts, and promotions with Alinma’s trusted partners.
Offers
Classic Charge Card
Credit Cards
Price
250.00 SR
Signature Credit Card
Credit Cards
Price
250.00 SR
Platinum Credit Card
Credit Cards
Price
100.00 SR
Alinma Home Finance: Ethical & Transparent Path to Home Ownership
Alinma Home Finance delivers Shariah-compliant Murabaha financing for villas, apartments, land-and-construction projects, and refinancing—all with clear profit margins and flexible tenures. Apply end-to-end online via the Alinma App, website, or at any branch, with support from dedicated home-finance specialists and optional Takaful protection.
Why Choose Alinma for Home Finance?
- Fully Shariah-compliant Murabaha structure approved by Alinma’s Shariah Board
- Transparent profit rates with no hidden fees
- Flexible repayment tenures and customizable installment schedules
- Digital application and contract signing through the Alinma App
- Dedicated relationship managers and optional Takaful cover
Offers
Murabaha Home Finance
Home Finance
Price
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Alinma Personal Finance: Fast, Flexible Murabaha Funding
Alinma Personal Finance offers Murabaha-based financing for education, travel, debt consolidation, major purchases, and more. Benefit from rapid eligibility checks and approvals via the Alinma App or in-branch, competitive profit margins, and the ability to top-up or refinance without penalty—backed by responsive customer support.
Why Choose Alinma for Personal Finance?
- Shariah-compliant Murabaha contracts with clear, up-front terms
- Rapid approval process—often within hours
- Flexible financing amounts and repayment periods
- Fully digital application via the Alinma App or online portal
- Top-up and refinancing options with no early-settlement fees
Offers
Personal Finance
Personal Finance
Price
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- -
Alinma Auto Leasing: Ethical, Flexible Vehicle Leasing
Alinma Auto Leasing offers Ijarah-based leasing for new and certified pre-owned vehicles, featuring clear Shariah-compliant agreements and the freedom to transition to ownership at lease end. Use the fully online platform to estimate your lease, apply, and track payments via the Alinma App, with tailored insurance and service packages available for peace of mind.
Why Choose Alinma for Auto Leasing?
- Shariah-approved Ijarah leasing agreements
- Flexible lease tenures and end-of-lease ownership option
- End-to-end digital process through the Alinma App
- Transparent leasing rates with no hidden fees
- Optional insurance and service packages for full protection
Offers
Auto Lease Financing
Auto Leasing
Price
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Why Alinma ?
Alinma Bank is one of Saudi Arabia's leading financial institutions, known for its innovative, customer-focused approach and commitment to Sharia-compliant products and services. Whether you’re looking for a reliable savings account or a rewarding credit card, Alinma Bank offers a wide range of options designed to cater to the diverse financial needs of its customers. In this guide, we'll explore the key products that make Alinma Bank stand out.