Alinma

Alinma Bank offers a variety of account types that adhere to Islamic finance principles, ensuring that customers can manage their money in a Sharia-compliant way. These accounts are designed to provide flexibility, security, and easy access, whether you're managing day-to-day finances or building long-term savings.

1. Current Accounts

Alinma Bank’s current accounts provide an efficient way to handle daily financial transactions. These accounts are accessible through a robust online banking system, mobile app, and a wide network of ATMs, making them ideal for personal and business use.

Key Features:

• No minimum balance requirement
• Free debit card issuance
• Access to online and mobile banking for 24/7 account management
• Free transfers within Saudi Arabia
• Bill payments via SADAD service

Why Choose It?
This account is perfect for individuals and businesses looking for easy access to funds without worrying about fees or complex requirements.

2. Savings Accounts

For those looking to grow their money over time, Alinma Bank offers savings accounts that follow a profit-sharing model in line with Islamic principles. Customers can enjoy peace of mind knowing their funds are being managed ethically.

Key Features:

• Profit-sharing based on Sharia principles
• No monthly fees or minimum balance requirements
• Convenient account access through mobile and online banking
• Competitive profit rates

Alinma Bank provides a range of credit cards designed to meet diverse financial needs, whether you’re looking for cashback rewards, travel perks, or a Sharia-compliant credit solution. Each card is crafted to offer flexibility and unique benefits while adhering to Islamic finance principles.

Alinma Credit Cards Overview:

• Alinma Classic Card: A basic card for everyday purchases, offering cashback on domestic and international transactions.
• Alinma Signature Card: A premium option for those who want higher spending limits and exclusive travel perks.
• Alinma Platinum Card: Designed for frequent travelers, this card offers rewards on travel purchases and access to airport lounges worldwide.

Alinma Home Finance delivers Shariah-compliant Murabaha financing for villas, apartments, land-and-construction projects, and refinancing—all with clear profit margins and flexible tenures. Apply end-to-end online via the Alinma App, website, or at any branch, with support from dedicated home-finance specialists and optional Takaful protection.

Alinma Personal Finance offers Murabaha-based financing for education, travel, debt consolidation, major purchases, and more. Benefit from rapid eligibility checks and approvals via the Alinma App or in-branch, competitive profit margins, and the ability to top-up or refinance without penalty—backed by responsive customer support.

Alinma Auto Leasing offers Ijarah-based leasing for new and certified pre-owned vehicles, featuring clear Shariah-compliant agreements and the freedom to transition to ownership at lease end. Use the fully online platform to estimate your lease, apply, and track payments via the Alinma App, with tailored insurance and service packages available for peace of mind.