Compare Airline Miles Credit Cards in Saudi Arabia

Compare the earn rate on everyday spending and the sign-up bonus against the annual fee — most airline credit cards only deliver value if you redeem points for premium-cabin flights.

24 live airline miles credit cards offers tracked across 11 Saudi providers, with annual fees from ⃁ 150. Data current as of 5 November 2026 and updated daily from the Giraffy database.

Live offers

24 live offers compared from 11 providers, from SAR 150. Updated daily.

Alfursan Platinum Credit Card Alinma

SAR 150

  • Monthly Profit Rate: 2.50% From 2.50% to 3.00% (as per the signed contract)
  • Monthly Min Payment: 5.00%
  • Annual Supplementary Fee: 75
  • Late Payment Fee: 50
  • Card Replacement Fee: 15
  • Card Category: Airline Miles Credit Cards
  • Reward Rate: Local 0.25 miles / SAR
  • Reward Rate: International 0.33 miles / SAR

Rahhala Platinum Credit Card Emirates NBD KSA

SAR 300 Annual

  • Monthly Profit Rate: 2.99%
  • Monthly Min Payment: 5.00%
  • Supplementary Free Cards: 5
  • Late Payment Fee: 50
  • Card Replacement Fee: 15
  • Card Category: Airline Miles Credit Card
  • Reward Rate: Domestic 0.25 miles / SAR
  • Reward Rate: International 0.33 miles / SAR

Alfursan Visa Credit Card - Platinum Saudi National Bank

SAR 350

  • Monthly Profit Rate: 2.55%
  • Monthly Min Payment: 5.00%
  • Supplementary Free Cards: 3
  • Annual Supplementary Fee: 175
  • Late Payment Fee: 50
  • Card Replacement Fee: 15
  • Card Category: Airline Miles Credit Cards
  • Reward Rate: Local 0.33 miles / SAR

Flynas Signature Credit Card Al Rajhi Bank

SAR 500

  • Monthly Profit Rate: 2.20%
  • Monthly Min Payment: 5.00%
  • Supplementary Free Cards: 2
  • Annual Supplementary Fee: 75
  • Late Payment Fee: 100
  • Card Replacement Fee: 15
  • Card Category: Airline Miles Credit Cards
  • Reward Rate: 0.33 Domestic miles / SAR

Bank AlBilad Traveler Card KSA Bank AlBilad

SAR 500 /year

  • Monthly Profit Rate: 3.75%
  • Monthly Min Payment: 5%
  • Supplementary Free Cards: 1
  • Annual Supplementary Fee: SAR 200/year
  • Late Payment Fee: SAR 100
  • Card Replacement Fee: SAR 50
  • Card Category: Gold
  • Reward Rate: 2 miles/SAR 1

Alfursan Signature Credit Card Alinma

SAR 500

  • Monthly Profit Rate: 2.50% From 2.50% to 3.00% (as per the signed contract)
  • Monthly Min Payment: 5.00%
  • Annual Supplementary Fee: 75
  • Late Payment Fee: 50
  • Card Replacement Fee: 15
  • Card Category: Airline Miles Credit Cards
  • Reward Rate: Local 0.33 miles / SAR
  • Reward Rate: International 0.66 miles / SAR

Visa Al Fursan Platinum Credit Card BSF

SAR 600

  • Monthly Profit Rate: 2.50%
  • Monthly Min Payment: 5.00%
  • Supplementary Free Cards: 2
  • Annual Supplementary Fee: 75
  • Late Payment Fee: 100
  • Card Replacement Fee: 50
  • Card Category: Airline Miles Credit Cards
  • Reward Rate: Domestic 0.25 miles / SAR

BSF Signature Miles Card KSA BSF

SAR 600 /year

  • Monthly Profit Rate: 3.75%
  • Monthly Min Payment: 5%
  • Supplementary Free Cards: 1
  • Annual Supplementary Fee: SAR 250/year
  • Late Payment Fee: SAR 100
  • Card Replacement Fee: SAR 50
  • Card Category: Signature
  • Reward Rate: 3 miles/SAR 1

Rahhala Infinite Credit Card Emirates NBD KSA

SAR 700 Annual

  • Monthly Profit Rate: 2.99%
  • Monthly Min Payment: 5.00%
  • Supplementary Free Cards: 5
  • Late Payment Fee: 50
  • Card Replacement Fee: 15
  • Card Category: Airline Miles Credit Card
  • Reward Rate: Domestic 0.33 miles / SAR
  • Reward Rate: International 0.5 miles / SAR

Bank Aljazira Miles Card KSA Bank Aljazira

SAR 700 /year

  • Monthly Profit Rate: 3.75%
  • Monthly Min Payment: 5%
  • Supplementary Free Cards: 1
  • Annual Supplementary Fee: SAR 300/year
  • Late Payment Fee: SAR 100
  • Card Replacement Fee: SAR 50
  • Card Category: Platinum
  • Reward Rate: 3 miles/SAR 1

SAB Emirates Infinite Credit Card SAB

SAR 750

  • Monthly Profit Rate: 3.00%
  • Monthly Min Payment: 5.00%
  • Supplementary Free Cards: 5
  • Late Payment Fee: 50
  • Card Replacement Fee: 15
  • Card Category: Airline Miles Credit Cards
  • Reward Rate: Domestic 0.2 miles / SAR
  • Car Rental: Avis

Alfursan Visa Credit Card - Infinite Saudi National Bank

SAR 750

  • Monthly Profit Rate: 2.55%
  • Monthly Min Payment: 5.00%
  • Supplementary Free Cards: 3
  • Annual Supplementary Fee: 325
  • Late Payment Fee: 50
  • Card Replacement Fee: 15
  • Card Category: Airline Miles Credit Cards
  • Reward Rate: Local 0.33 miles / SAR

ANB Elite Miles Card KSA ANB

SAR 800 /year

  • Monthly Profit Rate: 3.75%
  • Monthly Min Payment: 5%
  • Supplementary Free Cards: 1
  • Annual Supplementary Fee: SAR 300/year
  • Late Payment Fee: SAR 100
  • Card Replacement Fee: SAR 50
  • Card Category: World
  • Reward Rate: 3.5 miles/SAR 1

Alfursan Infinite Credit Card Alinma

SAR 1000

  • Monthly Profit Rate: 2.50% From 2.50% to 3.00% (as per the signed contract)
  • Monthly Min Payment: 5%
  • Annual Supplementary Fee: 75
  • Late Payment Fee: 50
  • Card Replacement Fee: 15
  • Card Category: Airline Miles Credit Cards
  • Reward Rate: Local 0.66 miles / SAR
  • Reward Rate: International 1.0 miles / SAR

Visa Al Fursan Signature Credit Card BSF

SAR 1000

  • Monthly Profit Rate: 3.00%
  • Monthly Min Payment: 5.00%
  • Supplementary Free Cards: 2
  • Annual Supplementary Fee: 75
  • Late Payment Fee: 50
  • Card Replacement Fee: 15
  • Card Category: Airline Miles Credit Cards
  • Reward Rate: Domestic 0.33 miles / SAR

anb AlFursan Signature Credit Card ANB

SAR 1000

  • Monthly Profit Rate: 3.54%
  • Monthly Min Payment: 5.00%
  • Supplementary Free Cards: 2
  • Annual Supplementary Fee: 1000
  • Late Payment Fee: 50
  • Card Replacement Fee: 15
  • Card Category: Airline Miles Credit Cards
  • Reward Rate: Domestic 0.25 miles / SAR

AlFursan Infinite Credit Card Al Rajhi Bank

SAR 1000

  • Monthly Profit Rate: 2.20%
  • Monthly Min Payment: 5.00%
  • Supplementary Free Cards: 2
  • Late Payment Fee: 100
  • Card Replacement Fee: 15
  • Card Category: Airline Miles Credit Card
  • Reward Rate: Domestic 0.33 miles / SAR
  • Reward Rate: International 0.5 miles / SAR

AlFursan Visa Signature Credit Card Riyad Bank

SAR 1000

  • Monthly Profit Rate: 2.35%
  • Monthly Min Payment: 5.00%
  • Late Payment Fee: 50
  • Card Replacement Fee: 15
  • Card Category: Airline Miles Credit Cards
  • Reward Rate: Local 0.4 miles / SAR
  • Reward Rate: International 0.5 miles / SAR
  • Travel Insurance: No

AlFursan American Express® Credit Card American Express

SAR 1078

  • Monthly Profit Rate: 2.75%
  • Monthly Min Payment: 5.00%
  • Annual Supplementary Fee: 1078
  • Late Payment Fee: 100
  • Card Replacement Fee: 75
  • Card Category: Airline Miles Credit Cards
  • Reward Rate: Domestic (1st year) 0.8 miles / SAR
  • Reward Rate: International (1st year) 1.6 miles / SAR

SAB Infinite Miles Card KSA SAB

SAR 1200 /year

SAB Infinite Miles Card KSA from SAB. Monthly Profit Rate: 3.75%; Monthly Min Payment: 5%; Supplementary Free Cards: 1; Annual Supplementary Fee: SAR 400/year.

  • Monthly Profit Rate: 3.75%
  • Monthly Min Payment: 5%
  • Supplementary Free Cards: 1
  • Annual Supplementary Fee: SAR 400/year
  • Late Payment Fee: SAR 100
  • Card Replacement Fee: SAR 50
  • Card Category: World Elite
  • Reward Rate: 4 miles/SAR 1

Dream Credit Card Riyad Bank

SAR 1300 Annual

Dream Credit Card: Monthly Profit Rate 3.10%; Monthly Min Payment 5.00%; Supplementary Free Cards 0; Annual Supplementary Fee 75.

  • Monthly Profit Rate: 3.10%
  • Monthly Min Payment: 5.00%
  • Annual Supplementary Fee: 75
  • Late Payment Fee: 50
  • Card Replacement Fee: 15
  • Card Category: Airline Miles Credit Card
  • Reward Rate: Etihad (Domestic) 0.27 miles / SAR
  • Reward Rate: Qatar Airways (Domestic) 0.33 miles / SAR

AlFursan Visa Infinite Credit Card Riyad Bank

SAR 2000

  • Monthly Profit Rate: 2.20%
  • Monthly Min Payment: 5.00%
  • Supplementary Free Cards: 1
  • Late Payment Fee: 50
  • Card Replacement Fee: 15
  • Card Category: Airline Miles Credit Cards
  • Reward Rate: Local 0.4 miles / SAR
  • Reward Rate: International 0.66 miles / SAR

Visa Al Fursan Infinite Credit Card BSF

SAR 2000

  • Monthly Profit Rate: 3.00%
  • Monthly Min Payment: 5.00%
  • Supplementary Free Cards: 2
  • Annual Supplementary Fee: 75
  • Late Payment Fee: 50
  • Card Replacement Fee: 15
  • Card Category: Airline Miles Credit Cards
  • Reward Rate: Domestic 0.4 miles / SAR

anb AlFursan Infinite Credit Card ANB

SAR 2000

anb AlFursan Infinite Credit Card: Monthly Profit Rate 4.60%; Monthly Min Payment 5.00%; Supplementary Free Cards 2; Annual Supplementary Fee 2000.

  • Monthly Profit Rate: 4.60%
  • Monthly Min Payment: 5.00%
  • Supplementary Free Cards: 2
  • Annual Supplementary Fee: 2000
  • Late Payment Fee: 50
  • Card Replacement Fee: 15
  • Card Category: Airline Miles Credit Cards
  • Reward Rate: Domestic 0.33 miles / SAR

Airline miles credit cards in Saudi Arabia: November 2026 at a glance

Giraffy compares 24 airline miles credit cards from 11 Saudi banks and card issuers. Most earn Saudia's Alfursan miles; Al Rajhi Bank's flynas Signature earns flynas miles, SAB's Emirates Infinite earns Emirates Skywards, and Emirates NBD's Rahhala and Riyad Bank's Dream cards run their own programmes. Annual fees start at SAR 150 for Alinma's Alfursan Platinum, SAR 300 for Emirates NBD's Rahhala Platinum and SAR 350 for Saudi National Bank's Alfursan Visa Platinum, and reach SAR 2,000 for the Visa Infinite cards from Riyad Bank, BSF and anb.

The main differences are the earn rate (from 0.2 miles per SAR up to 1.6 on the AlFursan American Express®), the welcome bonus and its spend condition (up to 170,000 miles on Al Rajhi Bank's AlFursan Infinite after SAR 105,000 of spend in a year), and the monthly profit rate (2.20% to 4.60%). Most cards charge a 2.00% international transaction fee. Want cash back instead? Compare cashback credit cards or all credit cards in Saudi Arabia.

Introduction: Get the Most Out of Airline Miles Credit Cards

If you love to travel, airline miles credit cards can help you earn rewards from your everyday spending and make your trips more enjoyable. In Saudi Arabia, there are many credit cards that allow you to collect miles or points that you can use for flights and travel perks. This guide will help you understand how these cards work and how to pick the best one for your needs.

 

What Are Airline Miles Credit Cards?

Airline miles credit cards let you earn miles or points when you make purchases. These miles can be used to get free flights, upgrades, and other travel benefits. Many of these cards also offer extra travel perks like lounge access, making them a great option for frequent or occasional travelers.

 

Benefits of Airline Miles Credit Cards

  • Earn Miles on Everyday Purchases: You don’t have to fly to earn miles. You can earn them from your regular shopping.
  • Travel Perks: Some cards give you extras like priority boarding, free checked bags, and access to airport lounges.
  • Sign-Up Bonuses: Many cards offer big bonuses when you first sign up, giving you a head start on your next trip.
  • Flexible Redemption Options: Use your miles for flights, hotel stays, car rentals, and more.
  • Travel Insurance: Many airline cards include travel insurance for added protection.
  • No Foreign Transaction Fees: Save money when making purchases in other countries with cards that don’t charge these fees.

 

How to Choose the Right Airline Miles Credit Card

When picking the best airline miles card, consider these factors:

  • Travel Habits: Do you travel internationally? If so, pick a card with global airline partnerships.
  • Earning Rates: Compare how many miles you earn for every riyal you spend.
  • Annual Fees: Some cards charge a fee every year, so make sure the benefits are worth it.
  • Sign-Up Bonuses: Look for cards that offer large sign-up bonuses.
  • Extra Perks: Some cards offer travel insurance, lounge access, and other perks.
  • Redemption Options: Make sure the card’s miles can be used with your favorite airlines and destinations.

 

Maximizing Your Airline Miles Credit Card Rewards

To get the most out of your airline miles card:

  • Use Your Card Regularly: The more you use your card, the more miles you’ll earn.
  • Pay Attention to Bonus Categories: Some cards offer extra miles for spending on things like travel or dining.
  • Take Advantage of Sign-Up Bonuses: Try to meet the spending requirements to earn the welcome bonus.
  • Pool Miles with Family: Some programs let you combine miles with family members for quicker redemptions.
  • Look for Promotions: Banks sometimes offer special deals, like bonus miles or discounts on redemptions.
  • Pay Your Balance in Full: Avoid interest by paying off your balance each month so your rewards aren’t eaten up by fees.

 

Applying for an Airline Miles Credit Card

To apply for an airline miles credit card, you’ll usually need:

  • Requirements:
    1. Saudi citizenship or valid residency (Iqama).
    2. Be at least 18-21 years old.
    3. Proof of income or employment.
    4. Good credit history.
  • Application Process:
    1. Research and choose the card that fits your needs.
    2. Gather documents like your ID and proof of income.
    3. Apply online or visit a bank branch.
    4. Wait 1-2 weeks for approval.
    5. Activate your card and start earning miles.

 

Managing Your Airline Miles Credit Card

  • Check Your Miles: Use the bank’s app or online banking to track how many miles you’ve earned.
  • Keep an Eye on Expiration: Some miles expire after a certain period, so make sure to use them before that happens.
  • Review Your Statements: Regularly check your account for unauthorized charges.
  • Set Up Automatic Payments: This will help you avoid late fees and maintain a good credit score.

 

Conclusion: Enhance Your Travel with Airline Miles Credit Cards

Airline miles credit cards are a great way to earn rewards from your everyday spending and make your travel experiences better. By choosing the right card and using it smartly, you can enjoy free flights, upgrades, and other perks. Whether you travel often or just a few times a year, an airline miles credit card can be a valuable addition to your wallet in Saudi Arabia.

Remember to compare different card options, read the terms carefully, and always use your card responsibly. With the right approach, your next trip could be paid for with the miles you’ve earned!

 

Frequently Asked Questions

  1. Can I transfer miles between different airline programs? 
    Some cards let you transfer miles between partner airlines, but it depends on the card’s policy.
  2. Do airline miles expire? 
    Some miles expire after a certain time, while others don’t as long as your account is active. Check your program’s rules.
  3. Are there restrictions on redeeming miles for flights? 
    Yes, sometimes it’s hard to find available seats during busy travel periods. It’s best to book early.

 

 

The cheapest Airline Miles Credit Cards in Saudi Arabia is SAR 150 from Alinma.

Airline Miles Credit Cards in Saudi Arabia — FAQ

What is the cheapest airline miles credit card in Saudi Arabia?

Giraffy compares 24 airline miles cards from 11 banks. The lowest annual fee is Alinma's Alfursan Platinum Credit Card at SAR 150 (0.25–0.33 miles per SAR, 5,000 welcome miles after SAR 1,000 of spend in 90 days), then Emirates NBD's Rahhala Platinum at SAR 300, Saudi National Bank's Alfursan Visa Platinum at SAR 350 and Al Rajhi Bank's flynas Signature at SAR 500.

Which card earns the most miles per riyal?

Among Alfursan cards, the highest listed earn rate is on the AlFursan American Express® Credit Card: 0.2 to 1.6 miles per SAR depending on spend type, for a SAR 1,078 annual fee. Next are Alinma's Alfursan Infinite (0.66–1.0 miles per SAR, SAR 1,000 a year) and Al Rajhi Bank's AlFursan Infinite (0.33–0.8 miles per SAR, SAR 1,000 a year).

Which miles card has the biggest welcome bonus?

Al Rajhi Bank's AlFursan Infinite gives 170,000 miles after SAR 105,000 of cumulative spend within 365 days. BSF's Visa Al Fursan Infinite gives 50,000 miles, Alinma's Alfursan Infinite 45,000 miles after SAR 1,000 of spend in 90 days, and Riyad Bank's AlFursan Visa Infinite 45,000 miles on activation. Compare the spend condition, not just the headline number.

Which loyalty programmes can I earn besides Alfursan?

Most listed cards earn Saudia's Alfursan miles. Alternatives are Al Rajhi Bank's flynas Signature (flynas), SAB's Emirates Infinite (Emirates Skywards, 10,000 welcome miles after SAR 10,000 of spend in 90 days), Emirates NBD's two Rahhala cards, and Riyad Bank's Dream card, where you choose the partner.

What are the foreign transaction fees and profit rates on miles cards?

The international transaction fee is 2.00% on most cards, 2.70% on BSF's Visa Al Fursan Platinum and 2.75% on the American Express card. Monthly profit rates run from 2.20% (Al Rajhi Bank, and Riyad Bank's AlFursan Visa Infinite) to 4.60% (anb AlFursan Infinite), so paying the balance in full each month keeps the profit charge from wiping out the value of the miles.

Do miles cards include airport lounge access and travel insurance?

Most do: Alinma's Alfursan Signature and Infinite include Alfursan lounges and LoungeKey, and Al Rajhi Bank's flynas Signature includes LoungeKey and DragonPass. Riyad Bank's AlFursan Visa Signature lists neither lounge access nor travel insurance, and Saudi National Bank's Alfursan Visa Infinite lists no travel insurance. Check each card's benefits in the table.