American Express Review, Offers, Rates & Alternatives
American Express in Saudi Arabia offers a range of charge and credit cards through local banking partners. The Saudi AmEx lineup includes the Blue Card (SAR 230/year), Gold Credit Card (SAR 460), Green Card (SAR 647), Business Credit Card (SAR 520) and the AlFursan American Express Credit Card (SAR 1,078/year) which earns SAUDIA AlFursan airline miles. American Express is known globally for its premium service, purchase protection and airport lounge access benefits that vary by card tier.
Live offers
- The American Express Blue Card
- The American Express Gold Credit Card
- The American Express® Business Credit Card
- The American Express Green Card
- Marriott Bonvoy® American Express® Credit Card
| Provider | American Express Saudi Arabia |
|---|---|
| Country | Saudi Arabia |
| Cards | Blue (SAR 230), Gold (SAR 460), Business (SAR 520), Green (SAR 647), AlFursan (SAR 1,078) |
| Best for | Users who want AmEx brand benefits (purchase protection, Centurion lounge access on higher tiers) in Saudi Arabia |
| Alternatives | Al Rajhi Bank (AlFursan Infinite), Alinma (AlFursan Infinite), Riyad Bank (AlFursan Visa Infinite) |
Best for
- Business travellers who want AmEx's global purchase protection and travel benefits
- SAUDIA frequent flyers who want the AmEx AlFursan co-branded card (SAR 1,078/year)
- Users who value the American Express brand and its international acceptance network
Not ideal for
- Users who want the lowest annual fee credit card — Bank AlJazira's SAR 50 card is cheaper
- Users who need Islamic (Sharia-compliant) credit card structures — verify AmEx Saudi card terms
American Express vs alternatives
American Express vs Al Rajhi Bank
The widest Saudi credit card selection with Islamic bank backing. AmEx vs Al Rajhi: Al Rajhi's AlFursan Infinite card earns SAUDIA miles at SAR 1,000/year, slightly cheaper than AmEx AlFursan at SAR 1,078/year. Compare miles earn rates and benefits.
American Express vs Alinma
Digital-first Islamic bank with AlFursan Infinite at SAR 1,000/year. AmEx vs Alinma: Alinma's AlFursan Infinite is SAR 1,000/year versus AmEx AlFursan at SAR 1,078. AmEx cards offer the American Express Membership Rewards ecosystem and global network.
American Express in Saudi Arabia — FAQ
Does American Express work in Saudi Arabia?
Yes. American Express cards are accepted at most major retailers, hotels and restaurants in Saudi Arabia. Some smaller merchants may only accept Mada, Visa or Mastercard.
What is the cheapest American Express card in Saudi Arabia?
The American Express Blue Card at SAR 230/year is the most affordable AmEx card in Saudi Arabia.
Does AmEx Saudi offer AlFursan miles?
Yes. The AlFursan American Express Credit Card (SAR 1,078/year) earns SAUDIA AlFursan miles on spending.