Compare Savings for Saudi Arabia - June 2025
Find the Best Savings Plans โ Compare deposit options and easily review profit rates, term lengths, and withdrawal rules. Explore Shariah-compliant savings accounts with flexible terms and no linked account requirements. Choose the ideal plan to grow your savings with secure, transparent options tailored to your financial goals.
Updated on 5 June 2025
17 results available
Al Rajhi Bank
Awaeed Account
Expected Annual Return
Variable
Profit: on Maturity
Minimum Deposit (SAR)
50,000
Term Length
3, 6, 9, or 12 months
Islamic Account Features
Shariah Compliance:
Mudarabah
Zakat Payment:
Automatic
Withdrawal Rules
Early Surrender
Withdrawal Penalty
Yes (reduced or forfeited profit)
Extras
Basic Savings (Low Yield)
Flexible Profit-Sharing Savings
Structured or Goal-Based Savings
Prize-Linked or Incentive Accounts
Takaful & Protection Plans
High-Growth Investment Savings
Emirates NBD KSA
Mudarabah Savings Accountโ
Expected Annual Return
up to 250K SAR:
3.50%
Profit: Monthly
250K - 10M SAR:
4.00%
Profit: Monthly
Over 10M SAR:
3.50%
Profit: Monthly
Minimum Deposit (SAR)
0
Term Length
No Fixed Term
Islamic Account Features
Shariah Compliance:
Mudarabah
Zakat Payment:
Customer Responsibility
Withdrawal Rules
Unlimited Withdrawals
Withdrawal Penalty:
No
Extras
Basic Savings (Low Yield)
Flexible Profit-Sharing Savings
Structured or Goal-Based Savings
Prize-Linked or Incentive Accounts
Takaful & Protection Plans
High-Growth Investment Savings
Bank AlBilad
Savings Account
Expected Annual Return
Variable
Profit: Monthly
Minimum Deposit (SAR)
1,000
Term Length
No Fixed Term
Islamic Account Features
Shariah Compliance:
Mudarabah
Zakat Payment:
Customer Responsibility
Withdrawal Rules
Unlimited Withdrawals
Withdrawal Penalty:
No
Extras
Basic Savings (Low Yield)
Flexible Profit-Sharing Savings
Structured or Goal-Based Savings
Prize-Linked or Incentive Accounts
Takaful & Protection Plans
High-Growth Investment Savings
SAB
Islamic Mudarabah Savings Account
Expected Annual Return
Indicative
0.10%
Profit: Monthly
Minimum Deposit (SAR)
5,000
Term Length
No Fixed Term
Islamic Account Features
Shariah Compliance:
Murabaha
Zakat Payment:
Customer Responsibility
Withdrawal Rules
Unlimited Withdrawals
Withdrawal Penalty:
No
Extras
Basic Savings (Low Yield)
Flexible Profit-Sharing Savings
Structured or Goal-Based Savings
Prize-Linked or Incentive Accounts
Takaful & Protection Plans
High-Growth Investment Savings
SAB
Wafer Account
Expected Annual Return
12 months:
2.67%
Profit: Monthly
24 months:
2.89%
Profit: Monthly
36 months:
2.95%
Profit: Monthly
Minimum Deposit (SAR)
100
Monthly Payment
Term Length
12, 24, or 36 months
Islamic Account Features
Shariah Compliance:
Mudarabah
Zakat Payment:
Customer Responsibility
Withdrawal Rules
Early Withdrawals Permitted
Withdrawal Penalty:
Yes (50% of accumulated profit)
Extras
Basic Savings (Low Yield)
Flexible Profit-Sharing Savings
Structured or Goal-Based Savings
Prize-Linked or Incentive Accounts
Takaful & Protection Plans
High-Growth Investment Savings
Al Rajhi Bank
Hassad Account
Expected Annual Return
Variable
Profit: Monthly
Minimum Deposit (SAR)
5,000
Term Length
No Fixed Term
Islamic Account Features
Shariah Compliant:
Mudarabah
Zakat Payment:
Customer Responsibility
Withdrawal Rules
Unlimited Withdrawals
Withdrawal Penalty:
No
Extras
Basic Savings (Low Yield)
Flexible Profit-Sharing Savings
Structured or Goal-Based Savings
Prize-Linked or Incentive Accounts
Takaful & Protection Plans
High-Growth Investment Savings
Al Rajhi Bank
Future Account
Expected Annual Return
Variable
Profit: Monthly
Minimum Deposit (SAR)
1,000
Term Length
No Fixed Term
Islamic Account Features
Shariah Compliance:
Mudarabah
Zakat Payment:
Customer Responsibility
Withdrawal Rules
Unlimited Withdrawals
Withdrawal Penalty:
No
Extras
Basic Savings (Low Yield)
Flexible Profit-Sharing Savings
Structured or Goal-Based Savings
Prize-Linked or Incentive Accounts
Takaful & Protection Plans
High-Growth Investment Savings
Al Rajhi Bank
Million Account
Expected Annual Return
Indicative
0.05%
Profit: Monthly
Minimum Deposit (SAR)
1,000
Term Length
No Fixed Term
Islamic Account Features
Shariah Compliance:
Mudarabah
Zakat Payment:
Customer Responsibility
Withdrawal Rules
Unlimited Withdrawals
Withdrawal Penalty:
No
Extras
Basic Savings (Low Yield)
Flexible Profit-Sharing Savings
Structured or Goal-Based Savings
Prize-Linked or Incentive Accounts
Takaful & Protection Plans
High-Growth Investment Savings
Riyad Bank
Islamic Savings Account
Expected Annual Return
0.30%
Profit: Monthly
Minimum Deposit (SAR)
20,000
Term Length
No Fixed Term
Islamic Account Features
Shariah Compliance:
Mudarabah
Zakat Payment:
Customer Responsibility
Withdrawal Rules
Unlimited Withdrawals
Withdrawal Penalty:
No
Extras
Basic Savings (Low Yield)
Flexible Profit-Sharing Savings
Structured or Goal-Based Savings
Prize-Linked or Incentive Accounts
Takaful & Protection Plans
High-Growth Investment Savings
Bank Aljazira
Savings Account
Expected Annual Return
Indicative
2.00%
Profit: Monthly
Minimum Deposit (SAR)
0
Term Length
No Fixed Term
Islamic Account Features
Shariah Compliance:
Mudarabah
Zakat Payment:
Customer Responsibility
Withdrawal Rules
Unlimited Withdrawals
Withdrawal Penalty:
No
Extras
Basic Savings (Low Yield)
Flexible Profit-Sharing Savings
Structured or Goal-Based Savings
Prize-Linked or Incentive Accounts
Takaful & Protection Plans
High-Growth Investment Savings
Alinma
Savings Account
Expected Annual Return
Less than 1M SAR:
2.00%
Profit: Monthly
1M - 3M SAR:
2.22%
Profit: Monthly
Above 3M SAR:
2.70%
Profit: Monthly
Minimum Deposit (SAR)
1
Term Length
No Fixed Term
Islamic Account Features
Shariah Compliance:
Mudarabah
Zakat Payment:
Customer Responsibility
Withdrawal Rules
Unlimited Withdrawals
Withdrawal Penalty:
No
Extras
Basic Savings (Low Yield)
Flexible Profit-Sharing Savings
Structured or Goal-Based Savings
Prize-Linked or Incentive Accounts
Takaful & Protection Plans
High-Growth Investment Savings
BSF
Savings Account
Expected Annual Return
0.10%
Profit: Six Monthly
Minimum Deposit (SAR)
0
Term Length
No Fixed Term
Islamic Account Features
Shariah Compliance:
Yes
Zakat Payment:
Customer Responsibility
Withdrawal Rules
Unlimited Withdrawals
Withdrawal Penalty:
No
Extras
Basic Savings (Low Yield)
Flexible Profit-Sharing Savings
Structured or Goal-Based Savings
Prize-Linked or Incentive Accounts
Takaful & Protection Plans
High-Growth Investment Savings
SAIB
E-Save
Expected Annual Return
Variable
Profit: Monthly
Minimum Deposit (SAR)
0
Term Length
No Fixed Term
Islamic Account Features
Shariah Compliance:
Mudarabah
Zakat Payment:
Customer Responsibility
Withdrawal Rules
Unlimited Withdrawals
Withdrawal Penalty:
No
Extras
Basic Savings (Low Yield)
Flexible Profit-Sharing Savings
Structured or Goal-Based Savings
Prize-Linked or Incentive Accounts
Takaful & Protection Plans
High-Growth Investment Savings
Saudi National Bank
Retirement Program
Expected Annual Return
6.11%
Profit: Maturity
Minimum Deposit (SAR)
500
And Regular Payment Requirement
Term Length
5 years
Islamic Account Features
Shariah Compliance:
Takaful-based (Wakalah + Mudarabah)
Zakat Payment:
Customer Responsibility
Withdrawal Rules
Early Surrender
Withdrawal Penalty:
Yes (reduced capital and profit)
Extras
Basic Savings (Low Yield)
Flexible Profit-Sharing Savings
Structured or Goal-Based Savings
Prize-Linked or Incentive Accounts
Takaful & Protection Plans
High-Growth Investment Savings
Saudi National Bank
Education Program
Expected Annual Return
6.59%
Profit: Maturity
Minimum Deposit (SAR)
500
And Regular Payment Requirement
Term Length
5 years
Islamic Account Features
Shariah Compliance:
Takaful-based (Wakalah + Mudarabah)
Zakat Payment:
Customer Responsibility
Withdrawal Rules
Early Surrender
Withdrawal Penalty:
Yes (reduced capital and profit)
Extras
Basic Savings (Low Yield)
Flexible Profit-Sharing Savings
Structured or Goal-Based Savings
Prize-Linked or Incentive Accounts
Takaful & Protection Plans
High-Growth Investment Savings
Saudi National Bank
Marriage Program
Expected Annual Return
6.36%
Profit: Maturity
Minimum Deposit (SAR)
500
And Regular Payment Requirement
Term Length
5 years
Islamic Account Features
Shariah Compliance:
Takaful-based (Wakalah + Mudarabah)
Zakat Payment:
Customer Responsibility
Withdrawal Rules
Early Surrender
Withdrawal Penalty:
Yes (reduced capital and profit)
Extras
Basic Savings (Low Yield)
Flexible Profit-Sharing Savings
Structured or Goal-Based Savings
Prize-Linked or Incentive Accounts
Takaful & Protection Plans
High-Growth Investment Savings
Saudi National Bank
Ladies Program
Expected Annual Return
4.22%
Profit: Maturity
Minimum Deposit (SAR)
500
And Regular Payment Requirement
Term Length
5 years
Islamic Account Features
Shariah Compliance:
Takaful-based (Wakalah + Mudarabah)
Zakat Payment:
Customer Responsibility
Withdrawal Rules
Early Surrender
Withdrawal Penalty:
Yes (reduced capital and profit)
Extras
Basic Savings (Low Yield)
Flexible Profit-Sharing Savings
Structured or Goal-Based Savings
Prize-Linked or Incentive Accounts
Takaful & Protection Plans
High-Growth Investment Savings