Compare Savings for Saudi Arabia September 2025
Find the Best Savings Plans – Compare deposit options and easily review profit rates, term lengths, and withdrawal rules. Explore Shariah-compliant savings accounts with flexible terms and no linked account requirements. Choose the ideal plan to grow your savings with secure, transparent options tailored to your financial goals.
Updated on 18 September 2025
17 results available
Al Rajhi Bank
Awaeed AccountExpected Annual Return
Variable
Profit: on Maturity
Minimum Deposit (SAR)
50,000
Term Length
3, 6, 9, or 12 months
Islamic Account Features
Shariah Compliance:
Mudarabah
Zakat Payment:
Automatic
Withdrawal Rules
Early Surrender
Withdrawal Penalty
Yes (reduced or forfeited profit)
Extras
Emirates NBD KSA
Mudarabah Savings AccountExpected Annual Return
up to 250K SAR:
3.50%
Profit: Monthly
250K - 10M SAR:
4.00%
Profit: Monthly
Over 10M SAR:
3.50%
Profit: Monthly
Minimum Deposit (SAR)
0
Term Length
No Fixed Term
Islamic Account Features
Shariah Compliance:
Mudarabah
Zakat Payment:
Customer Responsibility
Withdrawal Rules
Unlimited Withdrawals
Withdrawal Penalty:
No
Extras
Bank AlBilad
Savings AccountExpected Annual Return
Variable
Profit: Monthly
Minimum Deposit (SAR)
1,000
Term Length
No Fixed Term
Islamic Account Features
Shariah Compliance:
Mudarabah
Zakat Payment:
Customer Responsibility
Withdrawal Rules
Unlimited Withdrawals
Withdrawal Penalty:
No
Extras
SAB
Islamic Mudarabah Savings AccountExpected Annual Return
Indicative
0.10%
Profit: Monthly
Minimum Deposit (SAR)
5,000
Term Length
No Fixed Term
Islamic Account Features
Shariah Compliance:
Murabaha
Zakat Payment:
Customer Responsibility
Withdrawal Rules
Unlimited Withdrawals
Withdrawal Penalty:
No
Extras
SAB
Wafer AccountExpected Annual Return
12 months:
2.67%
Profit: Monthly
24 months:
2.89%
Profit: Monthly
36 months:
2.95%
Profit: Monthly
Minimum Deposit (SAR)
100
Monthly Payment
Term Length
12, 24, or 36 months
Islamic Account Features
Shariah Compliance:
Mudarabah
Zakat Payment:
Customer Responsibility
Withdrawal Rules
Early Withdrawals Permitted
Withdrawal Penalty:
Yes (50% of accumulated profit)
Extras
Al Rajhi Bank
Hassad AccountExpected Annual Return
Variable
Profit: Monthly
Minimum Deposit (SAR)
5,000
Term Length
No Fixed Term
Islamic Account Features
Shariah Compliant:
Mudarabah
Zakat Payment:
Customer Responsibility
Withdrawal Rules
Unlimited Withdrawals
Withdrawal Penalty:
No
Extras
Al Rajhi Bank
Future AccountExpected Annual Return
Variable
Profit: Monthly
Minimum Deposit (SAR)
1,000
Term Length
No Fixed Term
Islamic Account Features
Shariah Compliance:
Mudarabah
Zakat Payment:
Customer Responsibility
Withdrawal Rules
Unlimited Withdrawals
Withdrawal Penalty:
No
Extras
Al Rajhi Bank
Million AccountExpected Annual Return
Indicative
0.05%
Profit: Monthly
Minimum Deposit (SAR)
1,000
Term Length
No Fixed Term
Islamic Account Features
Shariah Compliance:
Mudarabah
Zakat Payment:
Customer Responsibility
Withdrawal Rules
Unlimited Withdrawals
Withdrawal Penalty:
No
Extras
Riyad Bank
Islamic Savings AccountExpected Annual Return
0.30%
Profit: Monthly
Minimum Deposit (SAR)
20,000
Term Length
No Fixed Term
Islamic Account Features
Shariah Compliance:
Mudarabah
Zakat Payment:
Customer Responsibility
Withdrawal Rules
Unlimited Withdrawals
Withdrawal Penalty:
No
Extras
Bank Aljazira
Savings AccountExpected Annual Return
Indicative
2.00%
Profit: Monthly
Minimum Deposit (SAR)
0
Term Length
No Fixed Term
Islamic Account Features
Shariah Compliance:
Mudarabah
Zakat Payment:
Customer Responsibility
Withdrawal Rules
Unlimited Withdrawals
Withdrawal Penalty:
No
Extras
Alinma
Savings AccountExpected Annual Return
Less than 1M SAR:
2.00%
Profit: Monthly
1M - 3M SAR:
2.22%
Profit: Monthly
Above 3M SAR:
2.70%
Profit: Monthly
Minimum Deposit (SAR)
1
Term Length
No Fixed Term
Islamic Account Features
Shariah Compliance:
Mudarabah
Zakat Payment:
Customer Responsibility
Withdrawal Rules
Unlimited Withdrawals
Withdrawal Penalty:
No
Extras
BSF
Savings AccountExpected Annual Return
0.10%
Profit: Six Monthly
Minimum Deposit (SAR)
0
Term Length
No Fixed Term
Islamic Account Features
Shariah Compliance:
Yes
Zakat Payment:
Customer Responsibility
Withdrawal Rules
Unlimited Withdrawals
Withdrawal Penalty:
No
Extras
SAIB
E-SaveExpected Annual Return
Variable
Profit: Monthly
Minimum Deposit (SAR)
0
Term Length
No Fixed Term
Islamic Account Features
Shariah Compliance:
Mudarabah
Zakat Payment:
Customer Responsibility
Withdrawal Rules
Unlimited Withdrawals
Withdrawal Penalty:
No
Extras
Saudi National Bank
Retirement ProgramExpected Annual Return
6.11%
Profit: Maturity
Minimum Deposit (SAR)
500
And Regular Payment Requirement
Term Length
5 years
Islamic Account Features
Shariah Compliance:
Takaful-based (Wakalah + Mudarabah)
Zakat Payment:
Customer Responsibility
Withdrawal Rules
Early Surrender
Withdrawal Penalty:
Yes (reduced capital and profit)
Extras
Saudi National Bank
Education ProgramExpected Annual Return
6.59%
Profit: Maturity
Minimum Deposit (SAR)
500
And Regular Payment Requirement
Term Length
5 years
Islamic Account Features
Shariah Compliance:
Takaful-based (Wakalah + Mudarabah)
Zakat Payment:
Customer Responsibility
Withdrawal Rules
Early Surrender
Withdrawal Penalty:
Yes (reduced capital and profit)
Extras
Saudi National Bank
Marriage ProgramExpected Annual Return
6.36%
Profit: Maturity
Minimum Deposit (SAR)
500
And Regular Payment Requirement
Term Length
5 years
Islamic Account Features
Shariah Compliance:
Takaful-based (Wakalah + Mudarabah)
Zakat Payment:
Customer Responsibility
Withdrawal Rules
Early Surrender
Withdrawal Penalty:
Yes (reduced capital and profit)
Extras
Saudi National Bank
Ladies ProgramExpected Annual Return
4.22%
Profit: Maturity
Minimum Deposit (SAR)
500
And Regular Payment Requirement
Term Length
5 years
Islamic Account Features
Shariah Compliance:
Takaful-based (Wakalah + Mudarabah)
Zakat Payment:
Customer Responsibility
Withdrawal Rules
Early Surrender
Withdrawal Penalty:
Yes (reduced capital and profit)