D360 Bank in Saudi Arabia: 7 live plans compared
D360 Bank is a Saudi digital bank offering savings accounts, current accounts, personal finance, auto finance and home finance. It was established as a digitally-focused Islamic bank targeting Saudis who want competitive savings rates and lending products managed entirely via app. The Sanabil Daily Distribution Account is a notable product offering daily profit distribution on savings. D360 suits users who want a lean digital bank alternative to the established Big Three.
Live offers
- D360 Bank Account
- D360 Bank Savings KSA
- Sanabil Daily Distribution Account
- D360 Auto Finance KSA
- D360 Bank Finance KSA
| Provider | D360 Bank |
|---|---|
| Country | Saudi Arabia |
| Provider type | Digital Islamic bank |
| Products | Savings, accounts, personal finance, auto finance, home finance |
| Best for | Digitally-native Saudis who want competitive savings and lending from a digital-first bank |
| Alternatives | meem, Alinma, Al Rajhi Bank |
Best for
- Users who want competitive savings rates from a digital bank
- Saudi residents who prefer app-based lending without visiting branches
Not ideal for
- Users who want credit cards — D360 does not offer credit cards
- Users who need a physical branch network
D360 Bank Account
D360's current account is opened in the app with no minimum balance.
- Minimum opening and ongoing balance: SAR 0
- No minimum salary transfer
- SAR 0 domestic, GCC and international cash withdrawals; 0.00% international transaction fee
- SAR 0 online local, same-day and international transfers
- Card replacement: SAR 30
Best for: Low-cost everyday banking, including spending and withdrawing abroad.
Compare accounts in D360 Bank in Saudi Arabia: 7 live plans compared
Sanabil Daily Distribution Account
D360's savings account pays profit daily, with tiered expected returns.
- Expected return tiers listed at 0.50%, 1.00%, 1.50% and 2.00%
- Minimum deposit: SAR 2,500
- No fixed term, unlimited withdrawals, no withdrawal penalty
- Profit calculated on the daily balance and distributed daily
Best for: Savers who want flexible access with daily profit.
Compare savings in D360 Bank in Saudi Arabia: 7 live plans compared
D360 Digital Lending
Personal finance applied for and managed in the D360 app.
- Maximum finance: SAR 400,000
- Term: up to 60 months
- Admin fee: 1.00%
- No salary transfer required; open to Saudi nationals and expats
Best for: Borrowers who do not want to move their salary to a new bank.
Compare personal finance in D360 Bank in Saudi Arabia: 7 live plans compared
D360 Bank vs alternatives
D360 Bank vs Alinma
Established digital-first bank with full product range including credit cards. D360 vs Alinma: Alinma is more established with a wider product range. D360 is newer with a tighter focus on savings and lending products.
D360 Bank vs meem
GIB-backed digital bank with credit cards. D360 vs meem: meem focuses on credit cards; D360 focuses on savings and lending. Both are digital-first alternatives to traditional banks.
D360 Bank in D360 Bank in Saudi Arabia: 7 live plans compared — FAQ
What is D360 Bank?
D360 Bank is a Saudi digital Islamic bank offering savings, accounts, personal finance, auto finance and home finance. The Sanabil account pays daily profit distributions.
Is D360 Bank safe?
D360 Bank is licensed by the Saudi Central Bank (SAMA) and operates under Islamic banking principles. Deposits are subject to Saudi banking regulations.
Can I open a D360 account online?
Yes. D360 is app-based. Giraffy lists the D360 Bank Account with a SAR 0 minimum opening balance, no minimum salary transfer and SAR 0 fees for online local, same-day and international transfers. Card replacement is SAR 30.
Does D360 charge for ATM withdrawals?
According to Giraffy's data, the D360 Bank Account has SAR 0 fees for domestic, GCC and international cash withdrawals and a 0.00% international transaction fee.
How much can I borrow with D360 Digital Lending?
D360 Digital Lending is listed with a maximum of SAR 400,000 over up to 60 months, a 1.00% admin fee and no salary transfer requirement. It is open to Saudi nationals and expats; the rate depends on eligibility.
D360 Bank Account: Effortless Digital Banking
Opening a bank account in Saudi Arabia has never been easier with D360 Bank’s fully digital process. Whether you're a resident or an expatriate, the streamlined application ensures a hassle-free experience. With minimal paperwork, an intuitive online platform, and instant verification, customers can set up an account in minutes.
D360 Bank also offers multi-currency support, making it ideal for individuals who travel frequently or handle international transactions. Plus, with 24/7 customer assistance, any concerns or queries are addressed promptly, ensuring a smooth and secure banking experience.
Why Choose a D360 Bank Account?
- Instant Application: Apply online without visiting a branch.
- Secure & Convenient: Advanced encryption ensures data safety.
- Multi-Currency Support: Manage multiple currencies with ease.
- Zero Hidden Fees: Transparent banking with no surprise charges.
- Integration with mada Pay: Link your account to mada Pay for seamless transactions.