Nayifat — Saudi Arabia
Live offers from Nayifat in Saudi Arabia, tracked daily by Giraffy.
Live offers
- Nayifat Classic Card
- Nayifat Platinum Card
- Nayifat Rewards Card
- Nayifat Plan
- Nayifat Auto Finance KSA
Nayifat Finance is a Saudi consumer finance company offering personal finance, auto finance and a Rewards cashback credit card. The Nayifat Rewards Card and Platinum Card earn cashback on everyday spending. Personal finance starts from SAR 1,500/month and auto finance from SAR 700/month. Nayifat is SAMA-regulated and operates on Sharia-compliant financing structures, targeting Saudis who want accessible consumer finance alternatives to traditional banks.
| Provider | Nayifat Finance |
|---|---|
| Country | Saudi Arabia |
| Provider type | Consumer finance company — credit cards, personal finance, auto finance |
| Best for | Users who want personal and auto finance with a cashback credit card from a Saudi finance company |
| Alternatives | Emkan, SAIB, Bank AlJazira |
Best for
- Saudis who want personal and auto finance with a cashback credit card from a non-bank
- Users who prefer regulated finance companies over traditional banks
Not ideal for
- Users who need a full banking relationship — Nayifat does not offer savings accounts or current accounts
Nayifat vs alternatives
Nayifat vs Emkan
Similar consumer finance company with Classic and Platinum cashback cards. Nayifat vs Emkan: Both offer cashback cards and personal finance. Compare earn rates and annual fees on current offers.
Nayifat in Saudi Arabia — FAQ
What is Nayifat Finance?
Nayifat Finance is a SAMA-regulated Saudi consumer finance company offering personal and auto finance alongside the Nayifat Rewards cashback credit card.