National Finance House (NFH) | Giraffy

National Finance House (NFH)

National Finance House Company (NFH) is a licensed finance provider in Saudi Arabia, regulated by the Saudi Central Bank (SAMA). Specializing in Sharia-compliant financing, NFH offers easy, fast, and flexible solutions tailored to individuals and small to medium-sized enterprises. With a strong emphasis on transparency, customer satisfaction, and quick processing, NFH enables clients to achieve their personal and business goals with peace of mind.

NFH Personal Finance: Simple, Sharia-Compliant Financial Relief

National Finance House (NFH) offers personal financing solutions that are fast, flexible, and designed to support life’s essential needs without the burden of salary transfer requirements.

  • Sharia-Compliant Structure: Financing is aligned with Islamic principles, offering an ethical, interest-free alternative.
  • No Salary Transfer Required: Apply with freedomβ€”your salary stays with your current bank.
  • Quick Approvals: Minimal documentation and fast-track processing help you access funds when you need them.
  • Flexible Repayment Terms: Choose monthly installments that fit your budget and financial capacity.
  • Multi-Purpose Use: Ideal for education, healthcare, home improvements, weddings, or unexpected expenses.

 

Why Choose NFH Personal Finance?

  • Sharia-Compliant Structure: Fully aligned with Islamic finance principles for ethical borrowing.
  • No Salary Transfer Required: Enjoy financial flexibility without changing your salary account.
  • Quick & Simple Process: Fast approvals with minimal paperwork and hassle-free application.
  • Flexible Use of Funds: Suitable for education, healthcare, weddings, or personal emergencies.
  • Transparent Terms: Clear profit margins with no hidden fees or surprise charges.

NFH Auto Lease: Own Your Next Car with Confidence

NFH makes it easy to get behind the wheel with vehicle leasing solutions that are affordable, ethical, and convenient for everyday drivers.

  • New & Used Car Financing: Choose from a range of approved dealers and vehicle types with financing tailored to your needs.
  • Sharia-Compliant Leasing: Structured in accordance with Islamic finance guidelines for transparent, interest-free agreements.
  • Easy Monthly Payments: Fixed profit margins and flexible tenures make budgeting simple.
  • Fast, Hassle-Free Process: Enjoy quick approval times and straightforward documentation.
  • No Salary Transfer Needed: Maintain your financial independence while financing your vehicle.

Why Choose NFH Auto Lease?

  • New & Used Vehicle Options: Finance the car you want through authorized dealers across Saudi Arabia.
  • Sharia-Compliant Leasing: Structured with interest-free terms and full transparency.
  • Flexible Monthly Payments: Repayment plans designed to match your financial comfort.
  • No Salary Transfer Needed: Apply independently of your employer or salary bank.
  • Fast Approvals: Quick turnaround times so you can get on the road sooner.

Why National Finance House (NFH) ?

NFH combines trust, speed, and ethical finance in one place. Whether you’re buying a car or covering personal expenses, the application process is simple and digital, the customer service is dedicated, and the financing plans are tailored to your lifestyle. With no salary transfer requirement, NFH is accessible, transparent, and committed to empowering clients with worry-free financing.

Frequently Asked Questions

NFH currently provides Sharia-compliant personal and vehicle finance solutions for Saudi citizens.
Yes, NFH is fully licensed and supervised by SAMA, ensuring compliance with all financial regulations.
No, NFH financing does not require a salary transfer, making it flexible and accessible.
Saudi citizens who meet minimum salary and employment requirements can apply.
Yes, NFH allows financing for both new and pre-owned vehicles.
Most applications are reviewed and approved within a short period, depending on the completeness of the documents.
Yes, all NFH products adhere strictly to Islamic finance principles.