Digital Banking - Compare in Ksa | Giraffy

Compare Digital Banking for Saudi Arabia October 2025

Explore and compare the best digital banking services in Saudi Arabia. Discover secure online accounts, smart financial tools, and exclusive offers from top banks to manage your money anytime and anywhere.

Updated on 7 October 2025

20 results available

Filters

Minimum
Maximum
SAR
SAR +
Bouki logo
Bouki
Bouki Card

Reward Rate

None

Cash Withdrawal Fee (SAR)

35.00

Monthly Profit Rate

-

Price

Annual
SAR 0

Extras
Airport Lounge Access
Select Merchant Discounts
Travel Insurance
View Offer
D360 Bank logo
D360 Bank
Digital Lending

Reward Rate

-

Cash Withdrawal Fee (SAR)

-

Monthly Profit Rate

-


Extras
Airport Lounge Access
Select Merchant Discounts
Travel Insurance
View Offer
Bank Aljazira logo
Bank Aljazira
Ajwaa Digital Card

Reward Rate

Domestic

0.50

points / SAR

International

1.00

points / SAR

Cash Withdrawal Fee (SAR)

3.00% Maximum Fee:

75.00

Monthly Profit Rate

2.20%

Price

Annual
SAR 50

Extras
Airport Lounge Access
Select Merchant Discounts
Travel Insurance
View Offer
Al Rajhi Bank logo
Al Rajhi Bank
Digital Cashback

Reward Rate

Local

0.60%

Cashback

International

1.00%

Cashback

Cash Withdrawal Fee (SAR)

N/A

Monthly Profit Rate

-

Price

Annual
SAR 0

Extras
Airport Lounge Access
Select Merchant Discounts
Travel Insurance
View Offer
FREE for Life
Bank AlBilad logo
Bank AlBilad
Digital Personal Finance

Reward Rate

-

Cash Withdrawal Fee (SAR)

-

Monthly Profit Rate

-


Extras
Airport Lounge Access
Select Merchant Discounts
Travel Insurance
View Offer
Barq logo
Barq
Barq mada card

Reward Rate

None

Cash Withdrawal Fee (SAR)

0.00

Monthly Profit Rate

-

Price

Annual
SAR 0

Extras
Airport Lounge Access
Select Merchant Discounts
Travel Insurance
View Offer
Alinma Pay logo
Alinma Pay
Mada Debit Card

Reward Rate

None

Cash Withdrawal Fee (SAR)

0.00

Monthly Profit Rate

-

Price

Annual
SAR 0

Extras
Airport Lounge Access
Select Merchant Discounts
Travel Insurance
View Offer
Alinma Pay logo
Alinma Pay
Signature prepaid card

Reward Rate

1.60%

Cashback

Cash Withdrawal Fee (SAR)

25.00

Monthly Profit Rate

-

Price

Annual
SAR 300

Extras
Airport Lounge Access
Select Merchant Discounts
Travel Insurance
View Offer
Alinma Pay logo
Alinma Pay
Platinum Cashback prepaid card

Reward Rate

1.20%

Cashback

Cash Withdrawal Fee (SAR)

25.00

Monthly Profit Rate

-

Price

Annual
SAR 0

Extras
Airport Lounge Access
Select Merchant Discounts
Travel Insurance
View Offer
Mobily Pay logo
Mobily Pay
Signature

Reward Rate

1.50%

Cashback (Local)

2.00%

Cashback (International)

Cash Withdrawal Fee (SAR)

0.00

Monthly Profit Rate

-

Price

Annual
SAR 575

Extras
Airport Lounge Access
Select Merchant Discounts
Travel Insurance
View Offer
STC Pay logo
STC Pay
Platinum

Reward Rate

0.70%

Cashback

Cash Withdrawal Fee (SAR)

28.75

Monthly Profit Rate

-

Price

Annual
SAR 230

Extras
Airport Lounge Access
Select Merchant Discounts
Travel Insurance
View Offer
ANB logo
ANB
Cashback Digital Card

Reward Rate

Domestic

0.50%

Cashback

International

1.00%

Cashback

Cash Withdrawal Fee (SAR)

3.00%

Maximum Fee: 75 SAR

Monthly Profit Rate

2.49%

Price

Issuance
SAR 0

Annual
SAR 100

Extras
Airport Lounge Access
Select Merchant Discounts
Travel Insurance
View Offer
Barq logo
Barq
Barq Platinum Card

Reward Rate

None

Cash Withdrawal Fee (SAR)

30.00

Monthly Profit Rate

-

Price

Annual
SAR 0

Extras
Airport Lounge Access
Select Merchant Discounts
Travel Insurance
View Offer
Tweeq logo
Tweeq
Tweeq Mada Card

Reward Rate

-

Cash Withdrawal Fee (SAR)

-

Monthly Profit Rate

-

Price

Annual
SAR 0

Extras
Airport Lounge Access
Select Merchant Discounts
Travel Insurance
View Offer
Tweeq logo
Tweeq
Edge Card

Reward Rate

All Spend

2.00%

Cashback for 3 months

Cash Withdrawal Fee (SAR)

75.00

Monthly Profit Rate

-

Price

Annual
SAR 0

Extras
Airport Lounge Access
Select Merchant Discounts
Travel Insurance
View Offer
urpay logo
urpay
Al Ahli Club Prepaid Card

Reward Rate

None

Cash Withdrawal Fee (SAR)

28.50

Monthly Profit Rate

-

Price

Annual
SAR 34.50

Extras
Airport Lounge Access
Select Merchant Discounts
Travel Insurance
View Offer
Mobily Pay logo
Mobily Pay
Platinum

Reward Rate

1.00%

Cashback (Local)

1.50%

Cashback (International)

Cash Withdrawal Fee (SAR)

0.00

Monthly Profit Rate

-

Price

Annual
SAR 0

Extras
Airport Lounge Access
Select Merchant Discounts
Travel Insurance
View Offer
Mobily Pay logo
Mobily Pay
Classic

Reward Rate

0.50%

Cashback (Local)

0.50%

Cashback (International)

Cash Withdrawal Fee (SAR)

0.00

Monthly Profit Rate

-

Price

Annual
SAR 0

Extras
Airport Lounge Access
Select Merchant Discounts
Travel Insurance
View Offer
STC Pay logo
STC Pay
Signature

Reward Rate

1.00%

Cashback

Cash Withdrawal Fee (SAR)

28.75

Monthly Profit Rate

-

Price

Annual
SAR 575

Extras
Airport Lounge Access
Select Merchant Discounts
Travel Insurance
View Offer
STC Pay logo
STC Pay
Classic

Reward Rate

0.50%

Cashback

Cash Withdrawal Fee (SAR)

28.75

Monthly Profit Rate

-

Price

Annual
SAR 0

Extras
Airport Lounge Access
Select Merchant Discounts
Travel Insurance
View Offer

Product Information

Introduction: What is Digital Banking?

Digital banking is the modern way of managing your finances using secure online platforms and mobile apps provided by banks. It allows you to access your account, transfer money, pay bills, and even apply for financial products without visiting a branch. In Saudi Arabia, digital banking is growing rapidly, with leading banks offering user-friendly apps and smart tools that give customers control of their money anytime and anywhere.

Why Choose Digital Banking?

Convenience: Manage your accounts, pay bills, and transfer funds from your phone or computer without visiting a branch.

Security: Benefit from advanced authentication, biometric login, and encryption to protect your financial data.

Smart tools: Access features such as expense tracking, instant alerts, and digital statements that make money management easier.

Exclusive offers: Enjoy special discounts, cashback rewards, and personalized promotions available only through digital channels.

When is Digital Banking the Best Choice?

For busy professionals: Digital banking saves time by offering all services online, making it perfect for people with hectic schedules.

For tech-savvy users: If you prefer mobile apps and online services, digital banking fits seamlessly into your lifestyle.

For travelers: Access and manage your finances abroad without needing to visit a local branch.

Conclusion: Is Digital Banking Right for You?

If you value speed, convenience, and full control over your finances, digital banking is the best choice. With secure platforms, smart tools, and around-the-clock access, Saudi banks are making it easier than ever to manage money online.

FAQs: Digital Banking in Saudi Arabia

What is digital banking?
Digital banking is the use of mobile apps and online platforms to manage your bank accounts, payments, and financial services.

Is digital banking safe?
Yes, banks use encryption, two-factor authentication, and biometric login to protect customer data.

Can I open an account online?
Yes, most Saudi banks allow you to open a digital account without visiting a branch.

Do I need a specific app?
Yes, each bank has its own mobile app that you can download and use to access services.

Are there fees for digital banking?
Many services are free, but some transactions may carry standard bank charges depending on the provider.