Alright, so you're ready to dive into the world of credit cards? Whether you want to earn cashback, collect airline miles, or just need a prepaid card that keeps your budget in check, I’ve got you covered. No stress—by the time we’re done here, you’ll know exactly which card suits you best. Let’s get into it!
Here’s the rundown on some of the most popular credit card providers in Saudi:
1. Al Rajhi Bank
Al Rajhi is a large player in Saudi. If you're looking for Sharia-compliant cards, they’ve got options that will not only make your purchases easy but also keep everything in line with Islamic principles. Plus, if you're a traveler, you’ll love their airline miles cards that rack up points like crazy.
Why Choose Al Rajhi?
Sharia-compliant credit cards—peace of mind and practicality in one.
Great airline miles cards that help you stack up points for flights and upgrades.
Ideal for those looking to get the most out of everyday spending with rewards.
2. Saudi National Bank (SNB)
SNB is like that friend who knows how to get the best deals. From cashback credit cards to travel rewards, they’ve got something for everyone. So, if you're someone who spends a lot on groceries or fueling up the car, you’re gonna love SNB’s cashback options.
Why Pick SNB?
Cashback cards that give you back on everyday expenses like groceries and gas.
Airline miles cards for travelers who want to turn purchases into their next adventure.
Excellent online services—apply, track, and manage your card without stepping into a branch.
3. Riyad Bank
Riyad Bank offers a solid mix of cards for all types of spenders. Want cashback? They’ve got you. Prefer earning points for flights? They’ve got that too. Oh, and if you’re someone who likes to stay in control, check out their prepaid cards for easy budgeting.
Why Choose Riyad Bank?
Earn cashback on the things you’re already buying.
Airline miles cards to turn purchases into flight rewards.
Prepaid card options for when you want to stick to a budget without sacrificing convenience.
4. SABB (Saudi British Bank)
SABB is a great option if you're looking for international perks and a bit more flexibility. With a mix of cashback and airline miles options, SABB credit cards are designed to fit the needs of both frequent travelers and everyday spenders. Their cards come with access to global services and benefits, making it ideal if you travel often or want international rewards.
Why Choose SABB?
Airline miles cards that work with international airlines, perfect for globetrotters.
Strong cashback options for those who want to save on everyday purchases.
Great for customers who want access to global perks and lounge access during travel.
5. STC Pay
Now, let’s talk prepaid cards. STC Pay isn’t your typical bank, but they have a popular option: prepaid cards that let you stay in control of your spending. These cards are perfect if you want the convenience of a credit card without the fear of debt creeping up on you.
Why Go for STC Pay?
Prepaid cards with no hidden fees—spend what you load, no surprises.
Easily reloadable via the STC Pay app, and you can use it just like a regular card.
No need to worry about monthly bills or interest—just set it, load it, and forget it.
6. Mobily Pay
If you’re looking for another prepaid card option, Mobily Pay has your back. This card works similarly to STC Pay but offers a few different perks, and it's great if you love the idea of controlling your spending through an app.
Why Choose Mobily Pay?
Prepaid convenience—perfect for anyone who wants to stay debt-free.
Load up your card directly from your phone using the Mobily Pay app.
Ideal for online shopping, travel, or just everyday spending.
»MORE: Learn more about credit card providers.
Who Should You Choose for Credit Cards?
Choosing the right credit card is all about finding what fits your lifestyle. Whether you want to earn cashback on everyday purchases, rack up airline miles for your next vacation, or keep things simple with a prepaid card, the choice comes down to how you spend and what kind of perks matter most to you. Don’t worry if you’re still on the fence—our next article will guide you through comparing credit card options so you can make the best choice.