Salama Cooperative Insurance Company Review, Offers, Rates & Alternatives
Salama Cooperative Insurance Company is a Saudi SAMA-regulated cooperative insurer offering motor, health and general takaful products. It is an affiliate of Islamic Arab Insurance (Salama), one of the pioneer Islamic insurance brands in the Arab world. In Saudi Arabia, Salama operates as a cooperative insurer under Sharia-compliant principles.
Live offers
- Travel
- Salama Retirement Plan KSA
- Salama Home Insurance KSA
- Home Insurance
- Salama Life Insurance KSA
| Provider | Salama Cooperative Insurance |
|---|---|
| Country | Saudi Arabia |
| Provider type | Cooperative takaful insurer — motor, health, general |
| Best for | Saudi residents wanting a Sharia-compliant cooperative insurance brand with Arab heritage |
| Motor insurance | Third party from SAR 1,200 a year, third-party liability covered up to SAR 10,000,000 |
| Travel insurance | From SAR 100 a year; medical expenses and evacuation up to SAR 187,500; single or multi-trip |
| Home insurance | From SAR 600 a year; fire, flood, earthquake, malicious damage and business interruption covered |
| Policies listed | 6 — motor, home, travel, life and retirement |
| Alternatives | Al Rajhi Takaful, Tawuniya, Walaa |
Best for
- Saudi residents seeking a Sharia-compliant cooperative insurer with an Islamic insurance heritage
Not ideal for
- Users who need a large insurer with an extensive network and claim processing capacity
Salama car insurance
Salama's motor policy on Giraffy is third-party cover, the legal minimum for driving in Saudi Arabia.
- Third party: from SAR 1,200 a year
- Third-party liability covered up to SAR 10,000,000
- Own-car damage, theft, roadside assistance and cover outside KSA are not included — compare comprehensive policies if you need them
Best for: Drivers who only need the mandatory third-party cover.
Salama travel insurance
Single or multi-trip cover for leisure, business or study.
- From SAR 100 a year
- Medical expenses and medical evacuation up to SAR 187,500; repatriation up to SAR 37,500
- Trip cancellation and delay up to SAR 1,875 each; lost baggage up to SAR 3,750
Best for: Saudi residents travelling abroad who want low-cost medical cover.
Salama home insurance
Named-peril home and contents cover with business interruption add-ons.
- From SAR 600 a year
- Fire, flood, earthquake, malicious damage and external impact covered
- Personal belongings and personal liability not included on the listed policy
Salama Cooperative Insurance Company vs alternatives
Salama Cooperative Insurance Company vs Al Rajhi Takaful
Largest bank-backed takaful provider in Saudi Arabia. Salama vs Al Rajhi Takaful: Both are takaful insurers. Al Rajhi Takaful benefits from Al Rajhi Bank's distribution. Compare premiums for motor and health.
Salama Cooperative Insurance Company vs Tawuniya
Saudi Arabia's largest cooperative insurer. Salama vs Tawuniya: Tawuniya is the cooperative market leader. Salama is a smaller takaful alternative.
Salama Cooperative Insurance Company in Saudi Arabia — FAQ
Is Salama insurance halal?
Yes. Salama operates as a cooperative insurer under Islamic takaful principles. It is SAMA-regulated and Sharia-compliant.
How much is Salama car insurance in Saudi Arabia?
Salama's third-party motor policy is listed on Giraffy from SAR 1,200 a year, covering third-party liability up to SAR 10,000,000. It does not cover damage to your own car, theft or roadside assistance, so compare comprehensive motor insurance if you need those.
Does Salama offer travel insurance?
Yes. Salama travel insurance is listed from SAR 100 a year for single or multiple trips, with medical expenses and evacuation covered up to SAR 187,500 and lost baggage up to SAR 3,750.
Does Salama sell visit visa insurance?
Giraffy does not currently list a Salama visit visa policy. Visitors to Saudi Arabia can compare visit visa insurance from other licensed insurers on Giraffy's visit visa insurance page.
Salama Motor Insurance: Drive with Confidence
Salama’s Motor Insurance offers a spectrum from third-party liability to full comprehensive cover. You can tailor your policy with optional roadside assistance, zero-deductible plans, windscreen protection, and no-claim discounts. Purchase or renew in minutes via the Salama e-portal, mobile app, or any branch, and benefit from instant digital issuance, direct billing at approved repair centers, and 24/7 bilingual claims support.
Why Choose Salama for Motor Insurance?
- Plans from liability to full comprehensive cover
- Optional roadside assistance & zero-deductible cover
- Instant online quotes and digital policy issuance
- Direct billing at approved garages
- 24/7 bilingual claims support
Salama Home Insurance: Safeguard Your Sanctuary
Salama Home Insurance protects your building, contents, and personal liability against fire, theft, water damage, and natural perils. Customize with optional add-ons like high-value item cover, alternative accommodation, and legal liability protection. Buy or renew online, via app, or in-branch, then access an authorized repair network and 24/7 emergency assistance for complete peace of mind.
Why Choose Salama for Home Insurance?
- Comprehensive building & contents cover
- Protection from fire, theft & water damage
- Add-ons for valuables & alternative housing
- Quick online, app, or branch purchase & renewal
- 24/7 emergency assistance & repair network
Salama Travel Insurance: Journey with Peace of Mind
Salama Travel Insurance offers single-trip and annual multi-trip plans covering emergency medical, evacuation, repatriation, trip cancellation, baggage loss, and personal liability. Optional add-ons—such as adventure sports cover and cancel-for-any-reason—ensure every itinerary is protected. Purchase instantly via app, e-portal, or branch and access global assistance hotlines 24/7.
Why Choose Salama for Travel Insurance?
- Flexible single-trip & multi-trip options
- Broad emergency medical & evacuation cover
- Trip cancellation & baggage protection
- 24/7 global assistance hotlines
- Adventure sports & cancel-for-any-reason add-ons