Al Rajhi Takaful — Saudi Arabia
Live offers from Al Rajhi Takaful in Saudi Arabia, tracked daily by Giraffy.
Live offers
- Al Rajhi Takaful Visa KSA
- Schengen
- Islamic Life Insurance
- Platinum
- Gold
Al Rajhi Takaful is the insurance arm of the Al Rajhi banking group, operating on Islamic takaful (cooperative mutual) principles. It offers a wide product range including auto insurance, travel insurance, home insurance, life takaful, domestic worker insurance, visit visa insurance and retirement takaful plans. As the takaful arm of Saudi Arabia's largest Islamic bank, Al Rajhi Takaful benefits from strong brand recognition and an extensive distribution network. Takaful differs from conventional insurance in that participants contribute to a mutual fund from which claims are paid, with surplus distributed back to participants.
| Provider | Al Rajhi Takaful |
|---|---|
| Country | Saudi Arabia |
| Provider type | Islamic takaful insurance — auto, travel, home, life, domestic worker, visit visa, retirement |
| Sharia compliance | 100% takaful (Islamic mutual insurance) model |
| Best for | Customers of Al Rajhi Bank who want insurance from the same Islamic brand family |
| Alternatives | Tawuniya, AlJazira Takaful, Salama, GIG, Allianz Saudi Fransi |
Best for
- Al Rajhi Bank customers who want to keep their insurance within the same Islamic banking ecosystem
- Saudi residents who want strictly takaful (Islamic mutual) insurance products
- Families needing domestic worker and visit visa insurance with a trusted Saudi brand
- Travellers wanting Islamic travel insurance from a locally regulated provider
Not ideal for
- Users who want conventional (non-takaful) insurance structures
- Users who want the lowest auto insurance premium — always compare multiple providers on Giraffy
Al Rajhi Takaful vs alternatives
Al Rajhi Takaful vs Tawuniya
Saudi Arabia's largest and most established insurer by premium written. Al Rajhi Takaful vs Tawuniya: Tawuniya is the largest KSA insurer. Al Rajhi Takaful uses a strict takaful model aligned with Al Rajhi Bank's Islamic principles. Compare premiums for auto and health insurance.
Al Rajhi Takaful vs AlJazira Takaful
Bank-affiliated takaful insurer with a comparable product range. Al Rajhi Takaful vs AlJazira Takaful: Both are takaful providers affiliated with Saudi banks. Compare auto and home insurance premiums — pricing varies by risk profile.
Al Rajhi Takaful vs Salama
Takaful insurer with competitive travel and domestic worker premiums. Al Rajhi Takaful vs Salama: Both use takaful models. Salama is competitive on travel insurance. Al Rajhi Takaful benefits from larger brand recognition and the Al Rajhi branch network.
Al Rajhi Takaful in Saudi Arabia — FAQ
What is takaful insurance?
Takaful is the Islamic alternative to conventional insurance. Participants contribute to a shared fund (the takaful fund). Claims are paid from this fund, and any surplus is distributed back to participants. It operates on principles of mutual assistance (taawun) and donation (tabarru), avoiding interest (riba) and excessive uncertainty (gharar).
Is Al Rajhi Takaful part of Al Rajhi Bank?
Al Rajhi Takaful is affiliated with the Al Rajhi group but operates as a separately licensed insurance company. It is not the bank itself but benefits from the Al Rajhi brand and distribution.
What types of insurance does Al Rajhi Takaful offer?
Al Rajhi Takaful offers: auto insurance, domestic worker insurance, life takaful, visit visa insurance, travel takaful, home insurance and retirement takaful plans.
How does Al Rajhi Takaful compare to Tawuniya?
Tawuniya is the largest KSA insurer by premium written and has a broader commercial insurance range. Al Rajhi Takaful uses a strict takaful structure and benefits from the Al Rajhi brand. Always compare premiums for your specific cover on Giraffy.
Al Rajhi Takaful Motor Insurance: Comprehensive Coverage for Every Journey
Choose from basic third-party liability up to fully comprehensive packages with optional roadside assistance and deductible waivers. Policies can be purchased online or in-branch in minutes, with instant digital issuance, direct billing at approved garages, and 24/7 multilingual claims support. Coverage includes your own vehicle’s damage, third-party liability, fire, theft, and windscreen protection—so you can drive worry-free.
Why Choose Al Rajhi Takaful for Motor Insurance?
- Full-cover and basic plans to suit any driver
- Instant digital quotes and policy issuance
- Optional roadside assistance and deductible waiver
- Direct billing at approved service centers
- 24/7 bilingual claims support
Al Rajhi Takaful Domestic Helper Insurance: Secure Care for Your Home Staff
Protect your live-in helpers with medical treatment, accident benefits, emergency evacuation, and repatriation services. Select Basic or Premium packages with customizable coverage limits and optional liability or personal accident extensions. Instant policy issuance via app or web, direct billing with leading medical providers, and 24/7 multilingual support make managing staff protections effortless.
Why Choose Al Rajhi Takaful for Domestic Helper Insurance?
- Shariah-compliant plans with transparent terms
- Flexible Basic or Premium package options
- Direct billing with leading medical providers
- Instant digital purchase and policy issuance
- 24/7 bilingual claims and support
Al Rajhi Takaful Home Insurance: Protect Your Sanctuary
Cover your building, contents, and personal liability against fire, theft, natural disasters, and accidental damage. Optional add-ons include valuables cover, alternative accommodation, and legal liability protection. Purchase or renew in minutes via app, web, or branch, and access an authorized repair network and 24/7 emergency support for complete peace of mind.
Why Choose Al Rajhi Takaful for Home Insurance?
- Comprehensive building and contents protection
- Cover against fire, theft, and natural perils
- Optional add-ons for valuables and alternative housing
- Quick online or in-branch purchase and renewal
- 24/7 emergency assistance and repair network
Al Rajhi Takaful Life Insurance: Financial Security for Your Loved Ones
Choose from term and endowment-style family Takaful plans that pay out on death, total permanent disability, or critical illness. Flexible contributions, savings accumulation, and waiver-of-contribution options help you build lasting security. Apply via app, web, or branch, and enjoy tailored advisory, policy tracking, and 24/7 bilingual service.
Why Choose Al Rajhi Takaful for Life Insurance?
- Shariah-compliant term and endowment plans
- Death, disability, and critical illness cover
- Flexible contributions with savings benefits
- Waiver-of-contribution on covered events
- Personalized advisory and policy tracking
Al Rajhi Takaful Travel Insurance: Journey with Peace of Mind
Single and multi-trip plans cover emergency medical, evacuation, repatriation, trip cancellation, baggage loss, and personal liability. Tailored add-ons—such as adventure sports cover or cancel-for-any-reason—ensure every itinerary is protected. Purchase instantly via app or web, select trip duration, and access global assistance hotlines 24/7.
Why Choose Al Rajhi Takaful for Travel Insurance?
- Flexible single- and multi-trip plan options
- Broad emergency medical and evacuation cover
- Trip cancellation and baggage protection
- 24/7 global assistance hotlines
- Adventure sports and cancel-for-any-reason add-ons
Al Rajhi Takaful Visit Visa Insurance: Essential Cover for Your Guests
Short-term single-entry and multiple-entry plans protect visitors with emergency medical, repatriation, baggage loss, and trip interruption cover. Issue policies instantly via mobile or web, define stay duration, and enjoy guaranteed direct billing to hospitals plus bilingual support throughout their visit.
Why Choose Al Rajhi Takaful for Visit Visa Insurance?
- Single- and multi-entry short-term plans
- Emergency medical and evacuation cover
- Baggage loss and trip interruption protection
- Instant policy issuance via app or web
- Direct hospital billing and bilingual support