SNB Accounts: Smart Banking for Every Lifestyle
SNB accounts are designed for convenience, accessibility, and long-term financial wellness. Whether you’re seeking simple day-to-day management or structured saving, SNB has the right account for your life stage.
- Current Accounts:
○ Effortless access to funds with international debit card.
○ Mobile and online banking for 24/7 convenience.
○ Multilingual support and instant alerts for all transactions.
○ Customizable account types for individuals, businesses, and youth.
○ Integration with government services like SADAD and Absher.
- Savings Accounts:
○ Profit-based returns under Islamic finance models.
○ Goal-based savings programs for education, weddings, travel, and more.
○ Automatic transfers to help build savings habits.
○ Full transparency with real-time profit tracking via app.
Why Choose SNB for Accounts?
● Variety of account types to fit all income levels and lifestyles.
● Advanced online banking tools with high-level security features.
● Easy onboarding with eKYC (Know Your Customer) process.
● Zero minimum balance options for certain accounts.
● Dedicated relationship managers for priority customers.
Offers
Current Account
Accounts

Price
0.00 SR
Wessam AlAhli Gold
Accounts

Price
0.00 SR
Elite
Accounts

Price
0.00 SR
SNB Credit Cards: Exclusive Privileges for Every Purchase
SNB credit cards are packed with features to make every purchase rewarding, secure, and globally accepted. Choose from a diverse portfolio to suit travel, lifestyle, or family needs.
- SNB Rewards Credit Card:
○ Earn points on local and international transactions.
○ Redeem points for flights, electronics, or statement credit.
○ 24/7 concierge and lifestyle services. - Cashback Card:
○ Up to 5% cashback on groceries, fuel, education, and e-commerce.
○ Special cashback boosts during seasonal promotions.
○ Automatic cashback deposit into your account. - Travel & Premium Cards:
○ Complimentary airport lounge access worldwide.
○ Free multi-trip travel insurance.
○ Luxury hotel discounts and airline ticket offers.
Why Choose SNB for Credit Cards?
- Wide variety including Islamic, Titanium, World, and Classic cards.
- Smart fraud detection and real-time alerts.
- Zero-liability protection on unauthorized transactions.
- Installment plans with 0% profit at select merchants.
- Contactless and digital wallet compatibility (Apple Pay, STC Pay, etc.).
Offers
Alfursan Visa Credit Card - Infinite
Airline Miles Credit Cards

Price
750.00 SR
Wessam AlAhli Platinum
Accounts

Price
0.00 SR
SNB Savings Products: Build Wealth with Confidence
SNB’s savings solutions help you plan your financial future while maintaining access and transparency.
- Structured Savings Plans:
○ Monthly contribution plans with preset savings goals.
○ Profit-sharing model based on Islamic principles.
○ Flexible maturity options from 1 to 10 years.
○ No penalties on early withdrawal under select plans.
- Children and Youth Savings:
○ Accounts to encourage saving habits in young customers.
○ Parental oversight and online tools to track performance.
○ Bonus incentives upon reaching key savings milestones.
Why Choose SNB for Savings?
- Tax-free profits under local laws.
- Visual goal-tracking through SNB’s mobile banking app.
- Variety of durations, profit frequencies, and investment strategies.
- Competitive profit rates compared to local benchmarks.
- Seamless integration with payroll and recurring deposit options.
SNB Retirement Insurance: Secure Your Golden Years
Secure your financial future post-retirement with SNB’s range of Takaful-based retirement plans.
- Retirement Takaful Plans:
○ Guaranteed monthly or lump-sum payments after retirement.
○ Flexible contribution amounts to suit your income.
○ Optional critical illness or disability coverage.
○ Retirement planning tools to project future income.
- Early Retirement Planning:
○ Designed for professionals looking to retire before age 60.
○ Incentives and loyalty bonuses for long-term participation.
○ Portability in case of employment changes.
Why Choose SNB for Retirement Insurance?
- Fully Shariah-compliant retirement solutions.
- Customizable coverage for spouse and dependents.
- Risk-sharing models offering ethical financial security.
- Transparent terms and professionally managed funds.
- Integration with SNB wealth management services.
SNB Home Finance: Move Into Your Dream Home
Whether you're purchasing, building, or refinancing a home, SNB offers housing finance options that are fast, flexible, and aligned with Islamic finance principles.
- Home Purchase Finance:
○ High finance-to-value ratios and long repayment terms.
○ Fixed or variable profit rate options.
○ Government subsidy support (Sakani & REDF).
○ Spouse or family joint financing available.
- Self-Construction & Refinancing:
○ Finance available for building on owned land.
○ Refinancing options for existing housing liabilities.
○ Bridge finance and down payment support.
Why Choose SNB for Home Finance?
- Quick approval timelines with minimal paperwork.
- Free property evaluation services and documentation guidance.
- Post-sale customer support and account monitoring tools.
- Early settlement flexibility without extra fees.
- Aligned with your faith through Murabaha and Ijarah structures.
Offers
Residential Finance Products
Home Finance

Price
-
- -
SNB Personal Finance: Immediate Support for Life’s Needs
For unplanned expenses or planned milestones, SNB personal finance gives you peace of mind with ethical and fast funding.
- Quick Personal Finance:
○ Instant approval for eligible customers via SNB App.
○ Shariah-compliant Murabaha-based financing.
○ Financing up to SAR 2 million with flexible repayment. - Top-Up & Refinance:
○ Refinance your existing debts into a single payment.
○ Top-up existing SNB finance easily through self-service tools.
Why Choose SNB for Personal Finance?
- Transparent terms and no hidden charges.
- Competitive profit rates.
- Salary and non-salary transfer options.
- Digital journey from application to disbursement.
- Available for citizens and residents.
Offers
New Finance
Personal Finance

Price
-
- -
SNB Auto Leasing: Drive Your Dream Car with Ease
With SNB’s auto leasing program, driving the car you want has never been more convenient and affordable.
- Auto Lease-to-Own Program:
○ Choose from a wide range of new or certified used cars.
○ Profit rates starting from competitive benchmarks.
○ Full ownership at end of lease term.
○ Insurance and vehicle registration included. - Special Offers and Bundles:
○ Zero down payment campaigns.
○ Free maintenance and fuel vouchers.
○ Loyalty rewards for early payers.
Why Choose SNB for Auto Leasing?
- Digital lease calculator and online application.
- Partnerships with top car dealerships across KSA.
- 24/7 support for lease servicing and early buyouts.
- Transfer options for family members.
- No balloon payment at lease end.
Offers
AlAhli Lease Finance
Auto Leasing

Price
-
- -
Saudi National Bank Retirement Insurance: Secure Your Future
SNB Retirement Insurance offers unit-linked savings plans that combine protection and investment growth to provide a steady retirement income. You choose contribution frequency—monthly, quarterly, or annually—and allocate between preservation, balanced, or growth funds. The plan features a guaranteed minimum lifetime payout, optional lump-sum distribution at retirement, and waiver-of-contribution on death or total permanent disability. Apply online via SNB digital channels or visit any branch, then track performance, projections, and contributions in real time.
Why Choose SNB for Retirement Insurance?
- Flexible contribution schedules to fit any budget
- Choice of preservation, balanced, or growth funds
- Guaranteed minimum lifetime income
- Waiver-of-contribution on death or total disability
- Real-time digital tracking and advisory support
Offers
Retirement Program
Retirement Insurance

Price
-
- -
Why Saudi National Bank ?
With decades of proven experience, SNB combines tradition with innovation. Whether you’re seeking secure digital solutions or personalized in-branch service, SNB stands out for its integrity, accessibility, and Shariah-compliant values. Trusted by millions across the Kingdom, SNB is the smart choice for every financial journey.