SNB Accounts: Smart Banking for Every Lifestyle
SNB accounts are designed for convenience, accessibility, and long-term financial wellness. Whether you’re seeking simple day-to-day management or structured saving, SNB has the right account for your life stage.
- Current Accounts:
○ Effortless access to funds with international debit card.
○ Mobile and online banking for 24/7 convenience.
○ Multilingual support and instant alerts for all transactions.
○ Customizable account types for individuals, businesses, and youth.
○ Integration with government services like SADAD and Absher.
- Savings Accounts:
○ Profit-based returns under Islamic finance models.
○ Goal-based savings programs for education, weddings, travel, and more.
○ Automatic transfers to help build savings habits.
○ Full transparency with real-time profit tracking via app.
Why Choose SNB for Accounts?
● Variety of account types to fit all income levels and lifestyles.
● Advanced online banking tools with high-level security features.
● Easy onboarding with eKYC (Know Your Customer) process.
● Zero minimum balance options for certain accounts.
● Dedicated relationship managers for priority customers.
Offers
Current Account
Accounts

Price
0.00 SR
Wessam AlAhli Gold
Accounts

Price
0.00 SR
Elite
Accounts

Price
0.00 SR
SNB Credit Cards: Exclusive Privileges for Every Purchase
SNB credit cards are packed with features to make every purchase rewarding, secure, and globally accepted. Choose from a diverse portfolio to suit travel, lifestyle, or family needs.
- SNB Rewards Credit Card:
○ Earn points on local and international transactions.
○ Redeem points for flights, electronics, or statement credit.
○ 24/7 concierge and lifestyle services. - Cashback Card:
○ Up to 5% cashback on groceries, fuel, education, and e-commerce.
○ Special cashback boosts during seasonal promotions.
○ Automatic cashback deposit into your account. - Travel & Premium Cards:
○ Complimentary airport lounge access worldwide.
○ Free multi-trip travel insurance.
○ Luxury hotel discounts and airline ticket offers.
Why Choose SNB for Credit Cards?
- Wide variety including Islamic, Titanium, World, and Classic cards.
- Smart fraud detection and real-time alerts.
- Zero-liability protection on unauthorized transactions.
- Installment plans with 0% profit at select merchants.
- Contactless and digital wallet compatibility (Apple Pay, STC Pay, etc.).
Offers
Alfursan Visa Credit Card - Infinite
Airline Miles Credit Cards

Price
750.00 SR
Wessam AlAhli Platinum
Accounts

Price
0.00 SR
SNB Savings Products: Build Wealth with Confidence
SNB’s savings solutions help you plan your financial future while maintaining access and transparency.
- Structured Savings Plans:
○ Monthly contribution plans with preset savings goals.
○ Profit-sharing model based on Islamic principles.
○ Flexible maturity options from 1 to 10 years.
○ No penalties on early withdrawal under select plans.
- Children and Youth Savings:
○ Accounts to encourage saving habits in young customers.
○ Parental oversight and online tools to track performance.
○ Bonus incentives upon reaching key savings milestones.
Why Choose SNB for Savings?
- Tax-free profits under local laws.
- Visual goal-tracking through SNB’s mobile banking app.
- Variety of durations, profit frequencies, and investment strategies.
- Competitive profit rates compared to local benchmarks.
- Seamless integration with payroll and recurring deposit options.
SNB Retirement Insurance: Secure Your Golden Years
Secure your financial future post-retirement with SNB’s range of Takaful-based retirement plans.
- Retirement Takaful Plans:
○ Guaranteed monthly or lump-sum payments after retirement.
○ Flexible contribution amounts to suit your income.
○ Optional critical illness or disability coverage.
○ Retirement planning tools to project future income.
- Early Retirement Planning:
○ Designed for professionals looking to retire before age 60.
○ Incentives and loyalty bonuses for long-term participation.
○ Portability in case of employment changes.
Why Choose SNB for Retirement Insurance?
- Fully Shariah-compliant retirement solutions.
- Customizable coverage for spouse and dependents.
- Risk-sharing models offering ethical financial security.
- Transparent terms and professionally managed funds.
- Integration with SNB wealth management services.
SNB Home Finance: Move Into Your Dream Home
Whether you're purchasing, building, or refinancing a home, SNB offers housing finance options that are fast, flexible, and aligned with Islamic finance principles.
- Home Purchase Finance:
○ High finance-to-value ratios and long repayment terms.
○ Fixed or variable profit rate options.
○ Government subsidy support (Sakani & REDF).
○ Spouse or family joint financing available.
- Self-Construction & Refinancing:
○ Finance available for building on owned land.
○ Refinancing options for existing housing liabilities.
○ Bridge finance and down payment support.
Why Choose SNB for Home Finance?
- Quick approval timelines with minimal paperwork.
- Free property evaluation services and documentation guidance.
- Post-sale customer support and account monitoring tools.
- Early settlement flexibility without extra fees.
- Aligned with your faith through Murabaha and Ijarah structures.
SNB Personal Finance: Immediate Support for Life’s Needs
For unplanned expenses or planned milestones, SNB personal finance gives you peace of mind with ethical and fast funding.
- Quick Personal Finance:
○ Instant approval for eligible customers via SNB App.
○ Shariah-compliant Murabaha-based financing.
○ Financing up to SAR 2 million with flexible repayment. - Top-Up & Refinance:
○ Refinance your existing debts into a single payment.
○ Top-up existing SNB finance easily through self-service tools.
Why Choose SNB for Personal Finance?
- Transparent terms and no hidden charges.
- Competitive profit rates.
- Salary and non-salary transfer options.
- Digital journey from application to disbursement.
- Available for citizens and residents.
SNB Auto Leasing: Drive Your Dream Car with Ease
With SNB’s auto leasing program, driving the car you want has never been more convenient and affordable.
- Auto Lease-to-Own Program:
○ Choose from a wide range of new or certified used cars.
○ Profit rates starting from competitive benchmarks.
○ Full ownership at end of lease term.
○ Insurance and vehicle registration included. - Special Offers and Bundles:
○ Zero down payment campaigns.
○ Free maintenance and fuel vouchers.
○ Loyalty rewards for early payers.
Why Choose SNB for Auto Leasing?
- Digital lease calculator and online application.
- Partnerships with top car dealerships across KSA.
- 24/7 support for lease servicing and early buyouts.
- Transfer options for family members.
- No balloon payment at lease end.
Why Saudi National Bank ?
With decades of proven experience, SNB combines tradition with innovation. Whether you’re seeking secure digital solutions or personalized in-branch service, SNB stands out for its integrity, accessibility, and Shariah-compliant values. Trusted by millions across the Kingdom, SNB is the smart choice for every financial journey.