Saudi Real Estate Refinance Company (SRC)
The Saudi Real Estate Refinance Company (SRC) is a licensed, government-owned entity established in 2017 and wholly owned by the Public Investment Fund (PIF). Licensed by the Saudi Central Bank (SAMA) to operate in the secondary mortgage market, SRC is tasked with transforming the Kingdomβs housing finance landscape by injecting liquidity and providing capital relief to banks and real estate finance companies. By purchasing and packaging home loan portfolios into long-term fixed-rate products, SRC enables lenders to expand and diversify their origination of sustainable financing solutions, ultimately enhancing access to homeownership and supporting Saudi Arabiaβs Vision 2030 housing objectives
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Why Saudi Real Estate Refinance Company (SRC) ?
Saudi Real Estate Refinance Company (SRC) is Saudi Arabiaβs leading government-backed refinance entity, known for its innovative, liquidity-focused solutions and commitment to expanding homeownership access. Whether youβre a bank seeking capital relief through fixed-rate mortgage refinancing or a real estate finance company aiming to diversify funding, SRC offers a suite of refinancing instruments and tailored programs designed to boost lendersβ capacity. In this guide, weβll explore the key services that make SRC a cornerstone of Vision 2030βs housing finance transformation.