Saudi banks have developed comprehensive mobile and online banking platforms, enabling customers to manage various financial tasks efficiently from their devices.
With services ranging from transfers and payments to enhanced security features, these digital platforms cater to the needs of modern banking.
»MORE: Learn more about Banking in Saudi Arabia
Features of Online and Mobile Banking Platforms
Account Management Customers can easily check their account balances, view recent transactions, and manage how their money is allocated. This makes it simple to keep track of their finances.
Bill Payments Most banks allow direct bill payments for utilities, government fees, school fees, and other expenses. These payments are done in seconds through digital platforms, so you don’t need to visit the bank or use other payment sites.
Fund Transfers Domestic and international transfers are made seamless, allowing users to move funds locally or globally with just a few taps. Many banks offer competitive fees and exchange rates for international transfers through their apps, ideal for expats.
Mobile Deposits Some Saudi banks offer mobile check deposit, allowing customers to take a photo of a check with the bank's app to deposit it. This feature saves time and reduces the need to visit a branch.
Security Features To secure customer data, Saudi banks use two-factor authentication, biometric login options (such as fingerprint or face recognition), and robust encryption. These security layers help prevent unauthorized access and protect transactions.
How to Set Up and Use Mobile Apps for Saudi Banks
Download the App
Start by downloading your bank’s official mobile app from the App Store or Google Play.
Make sure you download the verified version released by the bank.
Register
To register, you usually need your bank account number and some personal details.
You might also have to verify your identity through an SMS or email.
Some banks may require a short visit to a branch for the initial setup to enhance security.
Explore App Features
After registering, you can use the app for various functions, such as:
Transferring funds
Paying bills
Checking your balance
Depositing checks
Setting up custom alerts to stay updated on your account activities.
Troubleshooting and Support
Most banking apps have in-app help or live chat to help you resolve common issues without going to a branch.
Some apps also provide alerts for large transactions or unusual account activity, making it easier to monitor and manage your finances.