What types of financing does Bidaya Home Finance offer?

Bidaya offers financing for ready units, land purchases, self-build projects, and buy & lease back solutions.

Are Bidaya’s products Sharia-compliant?

Yes, all products are structured under Islamic finance principles and do not involve interest.

Do I need to transfer my salary to apply?

No, Bidaya does not require a salary transfer for home financing.

Can expatriates apply for financing?

Yes, Bidaya offers specific home financing solutions for eligible expat residents in Saudi Arabia.

What is the application process like?

You can apply digitally through Bidaya’s online platform, which ensures quick onboarding and minimal paperwork.

What is the maximum amount Bidaya can finance?

Financing amounts depend on property value and eligibility, with up to SAR 5 million available for qualified individuals.

Does Bidaya offer refinancing options?

Yes, Bidaya allows customers to refinance existing home loans with competitive profit rates and flexible terms.

Bidaya Finance

Updated: March 28, 2025 • All Bidaya Finance product data verified by Giraffy Radar.

Bidaya Finance is a licensed Saudi mortgage finance company regulated by the Saudi Central Bank (SAMA), offering innovative, Sharia-compliant home financing solutions. Focused on enabling accessible and ethical homeownership, Bidaya serves both Saudi nationals and eligible residents through a fully digital application process. Whether you're looking to purchase, build, or refinance, Bidaya provides tailored, interest-free solutions with flexibility and convenience.

Why Bidaya Finance?

Bidaya Home Finance stands out for combining modern technology with ethical financial practices. Its fully Sharia-compliant solutions are structured to support a wide range of clients—including individuals, families, and even expatriates—seeking property ownership in Saudi Arabia. With strong regulatory backing and an entirely digital process, Bidaya is redefining housing finance through simplicity, transparency, and flexibility.

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Bidaya Finance

Why Bidaya Finance?

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