Tiqmo in Saudi Arabia: 1 live plan compared
tiqmo is a SAMA-regulated Saudi digital wallet whose main card is the tiqmo Platinum prepaid card. Giraffy lists the card with a SAR 0 annual fee and a 2.00% reward rate. You top up the wallet in the app and spend with the card in shops, online and abroad. The costs to check are cash withdrawals (SAR 75 per withdrawal listed, SAR 30 for international ATM withdrawals), a 1.70% international transaction fee and a SAR 50 card replacement fee. tiqmo suits Saudi residents who want a prepaid card with rewards and no bank account relationship. Compare it with STC Pay, urpay and bank prepaid cards on Giraffy before you load money.
Live offers
- tiqmo Platinum Card
| Provider | tiqmo |
|---|---|
| Country | Saudi Arabia |
| Provider type | SAMA-regulated digital wallet |
| Products | tiqmo Platinum prepaid card |
| Annual fee | SAR 0 |
| Reward rate | 2.00% |
| International transaction fee | 1.70% |
| Cash withdrawal fee | SAR 75 (SAR 30 international, as listed) |
| Alternatives | STC Pay, urpay, Tweeq |
Best for
- Saudi residents who want a prepaid card with a SAR 0 annual fee and a listed 2.00% reward rate
- Card payments where you would rather not link a full bank account
Not ideal for
- Frequent cash withdrawals — the listed SAR 75 withdrawal fee is high
- Users who need international transfers, credit cards or savings
tiqmo Platinum prepaid card
The tiqmo Platinum card is the wallet's prepaid spending card, listed on Giraffy with no annual fee.
- Annual fee: SAR 0
- Reward rate: 2.00%
- International transaction fee: 1.70%
- Cash withdrawal fee: SAR 75; international cash withdrawal: SAR 30
- Card replacement fee: SAR 50
Best for: Everyday card spending from a topped-up wallet, not cash withdrawals.
Compare prepaid cards in Tiqmo in Saudi Arabia: 1 live plan compared
Tiqmo vs alternatives
Tiqmo vs STC Pay
Saudi Arabia's leading mobile wallet. tiqmo vs STC Pay: STC Pay is more established with Platinum and Signature card tiers. tiqmo is a simpler alternative.
Tiqmo vs urpay
Another Saudi wallet with a prepaid card and transfers. tiqmo vs urpay: both are app-first wallets with prepaid cards. Compare the reward rate, international fee and ATM fees on the prepaid cards page.
Tiqmo in Tiqmo in Saudi Arabia: 1 live plan compared — FAQ
What is tiqmo?
tiqmo is a SAMA-regulated Saudi digital wallet offering the tiqmo Platinum prepaid card for everyday payments.
Does the tiqmo card have an annual fee?
No. Giraffy lists the tiqmo Platinum prepaid card with a SAR 0 annual fee. Its main costs are a 1.70% international transaction fee, cash withdrawal fees and a SAR 50 card replacement fee.
How much does tiqmo charge for cash withdrawals?
Giraffy's data lists a SAR 75 cash withdrawal fee and SAR 30 for international cash withdrawals. If you need cash often, compare prepaid cards with lower ATM fees on Giraffy.
Is tiqmo good for spending abroad?
The tiqmo Platinum card is listed with a 1.70% international transaction fee and a 2.00% reward rate. Check the prepaid cards comparison for cards with lower foreign transaction fees before you travel.