SAIB
The Saudi Investment Bank (SAIB) is a distinguished financial institution in Saudi Arabia, providing innovative and customer-focused banking solutions. SAIB offers a comprehensive range of services tailored to meet the needs of individuals, businesses, and corporate clients. With user-friendly digital platforms, multilingual support, and a strong commitment to security, SAIB empowers customers to achieve their financial goals effortlessly. Whether you're opening a savings account, managing international transactions, or exploring advanced financial products, SAIB is your trusted partner in financial success.
Personal Banking Solutions at SAIB: Tailored for Your Needs
Current Accounts
SAIBβs current accounts are designed for flexibility and convenience, catering to individuals and small businesses alike:
- Multi-Currency Accounts: Seamlessly manage funds in SAR, USD, and other major currencies, ideal for global transactions.
- 24/7 Digital Access: Conduct banking transactions anytime, anywhere through SAIBβs online and mobile platforms.
- Transparent Fees: No hidden charges, ensuring you know exactly what you're paying for.
Overdraft Facilities: Access additional funds when needed with flexible overdraft options.
Savings Accounts
SAIB offers a variety of savings accounts to help you achieve financial growth and stability:
- Attractive Interest Rates: Maximize your savings with competitive rates.
- Customizable Plans: Select options tailored to specific goals, such as education, retirement, or emergencies.
- Zero-Balance Accounts: Start saving without the need for an initial deposit.
- Sharia-Compliant Options: Ethical banking solutions adhering to Islamic principles.
Why choose it?
Current Accounts:
- Convenience: Hassle-free account management with robust digital tools.
- Global Reach: Multi-currency support for international transactions.
- Advanced Security: Protect your funds with state-of-the-art encryption.
- Dedicated Support: Multilingual customer service to assist with all banking needs.
Savings Accounts:
- Financial Growth: Benefit from high returns on savings.
- Convenience: Manage your savings online or via SAIBβs mobile app.
- Trust and Stability: Bank with a secure and reputable institution.
SAIB Credit Cards: Exclusive Benefits with Every Swipe
SAIB credit cards are crafted to complement your lifestyle, offering exclusive privileges and unparalleled flexibility:
- Reward Programs: Earn points on purchases and redeem them for travel, shopping, and dining.
- Worldwide Acceptance: Use your card confidently anywhere in the world.
- Premium Perks: Enjoy airport lounge access, cashback rewards, and concierge services.
Why Choose SAIB for Credit Cards?
- Personalized Options: Select a card that aligns with your spending habits.
- Exclusive Rewards: Enhance your lifestyle with tailored benefits.
- Enhanced Security: Enjoy peace of mind with advanced fraud protection.
Offers
Visa Signature Credit Card
Credit Cards
Price
500.00 SR
Visa Infinite Credit Card
Credit Cards
Price
800.00 SR
Platinum Cashback Credit Card
Cashback Credit Cards
Price
399.00 SR
SAIB Home Finance: Al Asalah β Tailored Murabaha Home Financing
SAIBβs Al Asalah Home Finance provides Shariah-compliant Murabaha solutions for purchasing completed properties, off-plan developments, self-construction projects, and refinancing existing mortgages. With flexible down-payment structures, optional initial-instalment deferral, and cooperative Takaful property insurance, you can craft a financing plan that fits your cash flow.
Apply digitally via SAIB Online or Mobile Appβor visit any branchβto run real-time repayment simulations, work with a dedicated relationship manager, and enjoy waiver protection in case of death or total disability.
Why Choose SAIB for Home Finance?
- Shariah-compliant Murabaha contracts approved by SAIBβs Shariah Committee
- Flexible down-payment and instalment plans to match cash flow
- Option to defer initial instalments for a smoother start
- Cooperative Takaful property insurance with waiver protection
- Digital simulations, application, and real-time tracking via SAIB Online & Mobile
SAIB Personal Finance: Flexible Tawarruq Solutions for Everyday Needs
SAIB Personal Finance offers Murabaha and Tawarruq financing to cover education, travel, healthcare, home improvements, debt consolidation, and more. Apply 24/7 via SAIB Online or Mobile App with minimal documentation, receive instant eligibility confirmation, and manage your repayment schedule on the go. Optional features include instalment freeze, top-up financing, and waiver coverage to adapt as your circumstances change.
Why Choose SAIB for Personal Finance?
- Shariah-compliant Murabaha & Tawarruq financing structures
- 24/7 digital application and instant eligibility check
- Flexible repayment plans with pause and top-up options
- No mandatory salary transfer or guarantor requirement
- Responsive support via digital channels and branches
Offers
Murabaha Personal Finance
Personal Finance
Price
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SAIB Auto Finance: Car Murabaha Loans for Seamless Ownership
SAIBβs Car Murabaha Finance lets you own new or pre-owned vehicles under a fixed-profit Murabaha agreement. Enjoy same-day financing disbursement upon complete documentation, access to a nationwide network of approved dealers for easy quotations, and a complimentary salary account with no minimum balance requirement.
Apply via SAIB Online or Mobile App, or visit any branch, and add optional Takaful insurance and maintenance bundles to protect your investment.
Why Choose SAIB for Auto Finance?
- Shariah-compliant Murabaha car financing approved by SAIBβs Shariah Committee
- Same-day disbursement upon completion of documentation
- Complimentary salary account with no minimum balance requirement
- Nationwide network of approved dealers for quick quotations
- Optional Takaful insurance and maintenance packages
Offers
Car Murabaha Finance
Auto Finance
Price
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Why SAIB ?
The Saudi Investment Bank (SAIB) is synonymous with reliability, innovation, and customer satisfaction. Offering diverse banking products, robust digital platforms, and exceptional support, SAIB ensures convenience and security at every step of your financial journey. From flexible accounts to feature-rich credit cards, SAIB delivers personalized solutions to meet your unique needs.