Saib — Saudi Arabia
Live offers from Saib in Saudi Arabia, tracked daily by Giraffy.
Live offers
- EDUPAY Student Card
- Car Murabaha Finance
- Murabaha Personal Finance
- "EasyPay" Payroll Card
- "EasyPay" Household Card
SAIB (Saudi Investment Bank) is a full-service Sharia-compliant Saudi bank offering credit cards, prepaid cards, personal finance, auto finance and savings accounts. Its credit card range starts from SAR 100/year (EasyShopping card) and includes Visa Platinum at SAR 300 and Visa Signature at SAR 500. SAIB also offers specialised prepaid cards including an EDUPAY student card and an EasyPay payroll card — making it notable for prepaid products targeting specific user segments. All products are Sharia-compliant.
| Provider | SAIB (Saudi Investment Bank) |
|---|---|
| Country | Saudi Arabia |
| Provider type | Full-service Islamic bank |
| Sharia compliance | 100% — all products are Sharia-compliant |
| Credit cards | EasyShopping (SAR 100), Platinum (SAR 300), Signature (SAR 500), Platinum Cashback (SAR 399) |
| Prepaid cards | EDUPAY student card, EasyPay payroll (SAR 50), Travel Card (SAR 100) |
| Best for | Users who want specialised prepaid cards (student, payroll) or mid-range credit cards |
| Alternatives | Bank AlJazira, Bank AlBilad, ANB |
Best for
- Students and young Saudis who want the EDUPAY prepaid student card
- Employers and payroll users who want the EasyPay payroll prepaid card
- Users who want a mid-range Sharia-compliant Visa credit card (SAR 100-500/year)
Not ideal for
- Users who need the best cashback or airline miles cards — Riyad Bank and Al Rajhi are stronger
- Users who need the widest ATM network
SAIB vs alternatives
SAIB vs Bank AlJazira
Lower annual fee credit card at SAR 50/year. SAIB vs Bank AlJazira: AlJazira's Ajwaa Digital starts at SAR 50 versus SAIB's SAR 100 EasyShopping. Both are smaller Islamic banks with comparable branch reach.
SAIB vs Bank AlBilad
Mid-size bank with AlFursan miles cards. SAIB vs Bank AlBilad: Bank AlBilad focuses on airline miles cards. SAIB is stronger for prepaid and payroll card products.
SAIB in Saudi Arabia — FAQ
What is the SAIB EDUPAY card?
EDUPAY is SAIB's prepaid student card designed for students to manage their allowance or educational expenses in a Sharia-compliant prepaid format.
What is the SAIB EasyPay card?
EasyPay (SAR 50) is SAIB's payroll prepaid card for employees to receive salaries and make purchases. There is also a Household version of the same card.
SAIB Credit Cards: Exclusive Benefits with Every Swipe
SAIB credit cards are crafted to complement your lifestyle, offering exclusive privileges and unparalleled flexibility:
- Reward Programs: Earn points on purchases and redeem them for travel, shopping, and dining.
- Worldwide Acceptance: Use your card confidently anywhere in the world.
- Premium Perks: Enjoy airport lounge access, cashback rewards, and concierge services.
Why Choose SAIB for Credit Cards?
- Personalized Options: Select a card that aligns with your spending habits.
- Exclusive Rewards: Enhance your lifestyle with tailored benefits.
- Enhanced Security: Enjoy peace of mind with advanced fraud protection.
SAIB Personal Finance: Flexible Tawarruq Solutions for Everyday Needs
SAIB Personal Finance offers Murabaha and Tawarruq financing to cover education, travel, healthcare, home improvements, debt consolidation, and more. Apply 24/7 via SAIB Online or Mobile App with minimal documentation, receive instant eligibility confirmation, and manage your repayment schedule on the go. Optional features include instalment freeze, top-up financing, and waiver coverage to adapt as your circumstances change.
Why Choose SAIB for Personal Finance?
- Shariah-compliant Murabaha & Tawarruq financing structures
- 24/7 digital application and instant eligibility check
- Flexible repayment plans with pause and top-up options
- No mandatory salary transfer or guarantor requirement
- Responsive support via digital channels and branches
SAIB Auto Finance: Car Murabaha Loans for Seamless Ownership
SAIB’s Car Murabaha Finance lets you own new or pre-owned vehicles under a fixed-profit Murabaha agreement. Enjoy same-day financing disbursement upon complete documentation, access to a nationwide network of approved dealers for easy quotations, and a complimentary salary account with no minimum balance requirement.
Apply via SAIB Online or Mobile App, or visit any branch, and add optional Takaful insurance and maintenance bundles to protect your investment.
Why Choose SAIB for Auto Finance?
- Shariah-compliant Murabaha car financing approved by SAIB’s Shariah Committee
- Same-day disbursement upon completion of documentation
- Complimentary salary account with no minimum balance requirement
- Nationwide network of approved dealers for quick quotations
- Optional Takaful insurance and maintenance packages