Compare the Best Home Finance in The Kingdom of Saudi Arabia for January 2026 | Giraffy

Compare Home Finance for Saudi Arabia January 2026

Discover Top Home Finance Offers – Compare mortgage rates, refinancing options, and flexible loan terms to choose the ideal plan for buying, renovating, or managing your home.

Deals are reviewed and rated by Giraffy's team based on value, features, and customer feedback.

Guide to home financing →

Updated on 11 January 2026

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Riyad Bank logo
Riyad Bank
Purchasing Readymade Property

Maximum Finance Amount (SAR)

5,000,000

Downpayment Requirement (SAR)

Upon Application

Minimum Interest Rate (APR)

5.74%

Minimum Salary (SAR)

5,000

Extras
Eligibility: Saudi Nationals
Eligibility: Expatriates/Residents
Salary Transfer Required
View Offer
Riyad Bank logo
Riyad Bank
Purchasing Incomplete Property

Maximum Finance Amount (SAR)

5,000,000

Downpayment Requirement (SAR)

Upon Application

Minimum Interest Rate (APR)

5.74%

Minimum Salary (SAR)

5,000

Extras
Eligibility: Saudi Nationals
Eligibility: Expatriates/Residents
Salary Transfer Required
View Offer
Riyad Bank logo
Riyad Bank
Home Equity Program

Maximum Finance Amount (SAR)

5,000,000

Downpayment Requirement (SAR)

Upon Application

Minimum Interest Rate (APR)

5.74%

Minimum Salary (SAR)

5,000

Extras
Eligibility: Saudi Nationals
Eligibility: Expatriates/Residents
Salary Transfer Required
View Offer