
How to Open a Banque Saudi Fransi (BSF) Bank Account in Saudi Arabia
Opening a Banque Saudi Fransi (BSF) account in Saudi Arabia is a straightforward process, especially if you have the required documents and meet the residency criteria.
How to Open a Banque Saudi Fransi (BSF) Bank Account in Saudi Arabia
Opening a Banque Saudi Fransi (BSF) account in Saudi Arabia is a straightforward process, especially if you have the required documents and meet the residency criteria. Whether you are an expatriate or a Saudi national, you can benefit from both in-branch and increasingly digital account opening services. Here’s a step-by-step guide to help you get started.
Requirements for Opening a BSF Bank Account
Before you begin, make sure you have the following documents and information ready:
Valid Saudi Residence Permit (Iqama) or National ID (for Saudis)
Passport (original and copy)
National Address (registered in Saudi Arabia)
Mobile number registered in your name
Active Absher account (for digital identity verification)
No-Objection Certificate (NOC) from your employer, stating your salary (for expatriates)
Proof of address (such as a tenancy agreement, if requested)
Passport-size photographs (check with BSF for the required format)
Step-by-Step Guide: Opening a BSF Account
1. Prepare Your Documents
Gather all the required documents listed above. For expatriates, ensure your Iqama is valid and your employment NOC includes your salary details13.
2. Register Your National Address and Mobile Number
Your national address must be registered and up to date. Your mobile number should be linked to your residence number for KYC (Know Your Customer) and security purposes3.
3. Activate Your Absher Account
Most banks, including BSF, use Absher for digital identity verification. Make sure your Absher account is active and linked to your mobile number3.
4. Visit a BSF Branch or Start Online (if available)
In-Branch: Visit your nearest BSF branch with your documents. Complete the application form and submit your paperwork. Bank staff will guide you through the process, including signing forms and verifying your information134.
Online (if available): Some Saudi banks now offer online account opening via their website or app, requiring Absher authentication and digital submission of documents. Check BSF’s official website for current online options3.
5. Verification and Account Activation
The bank will review your documents and verify your identity. Once approved, you will receive your account details and can collect your debit card, or have it delivered to your registered address. You can then set up online banking and start using your account134.
Tips for a Smooth Account Opening
Employer Support: Ensure your employer provides a clear and accurate NOC, as this is often a key requirement for expatriates1.
Document Copies: Bring both originals and photocopies of all documents, including your passport and Iqama1.
National Address: Make sure your national address is registered and matches your current residence3.
Mobile Number: The mobile number you provide must be registered in your name and linked to your Absher and national address for verification and banking alerts3.
Absher: An active Absher account is essential for digital verification and online banking activation3.
Summary Table: BSF Account Opening Steps
Step | Action |
1. Prepare Documents | Iqama/National ID, passport, NOC, address, photos |
2. Register Address/Mobile | Ensure national address and mobile are up-to-date |
3. Activate Absher | For digital identity verification |
4. Apply (Branch/Online) | Complete application, submit documents, verify identity |
5. Account Activation | Receive account details and debit card, set up e-banking |
In summary:
Opening a BSF bank account in Saudi Arabia requires careful preparation of documents, registration of your national address and mobile number, and an active Absher account. The process can be completed at a branch, and possibly online if BSF offers digital onboarding. Once your account is approved, you’ll enjoy access to modern banking services across the Kingdom