Ismail Amara
Experienced analyst covering telecommunications and financial services in the GCC region.
What Are the Best Cash Back Credit Cards for Everyday Purchases in Saudi Arabia?
Saudi Arabia’s credit card market in 2025 is full of choices for consumers wanting great cash back on daily spending.
What Are the Top Travel Credit Cards Available in Saudi Arabia?
Travel credit cards are a fantastic way to earn rewards, enjoy travel-specific perks, and get peace of mind when exploring the world.
Which Credit Card Offers the Highest Cash Back on Fuel and Dining in Saudi Arabia?
Fuel and dining expenses are a major part of everyday life in Saudi Arabia. Fortunately, several leading banks offer credit cards with outstanding cash back rates tailored to these categories.
Which Credit Card Provides the Best Perks for Frequent Travelers in Saudi Arabia?
For frequent travelers in Saudi Arabia, the right credit card is more than just a payment tool—it unlocks airport luxury, exclusive rewards, and peace of mind on every journey.
Budget Calculator (50/30/20 Rule) in Saudi Arabia
The 50/30/20 budget calculator is a simple yet effective tool to manage your finances in Saudi Arabia, where balancing daily costs with cultural obligations and future goals is key.
Credit Score Estimators in Saudi Arabia
Credit score estimators are invaluable tools that help you gauge your financial reputation in Saudi Arabia, where the SIMAH credit bureau shapes lending decisions.
Emergency Fund Calculator in Saudi Arabia
An emergency fund calculator is your lifeline to financial security in Saudi Arabia, helping you determine how much cash to set aside for unexpected events like medical emergencies or job loss.
Investment Return Calculator in Saudi Arabia
An investment return calculator is your tool for forecasting wealth growth in Saudi Arabia, helping you estimate how investments—like stocks or Sukuk—can multiply over time.
Mortgage Calculator in Saudi Arabia
A mortgage calculator is your key to unlocking homeownership in Saudi Arabia.
Personal Loan Calculators in Saudi Arabia
Personal loan calculators are powerful tools that help you estimate the cost of borrowing in Saudi Arabia, where financial systems blend modern banking with Sharia-compliant principles.
Retirement Savings Calculator in Saudi Arabia
A retirement savings calculator is your roadmap to a financially secure future, helping you estimate how much you need to save for life after work in Saudi Arabia.
Zakat Calculator in Saudi Arabia
A Zakat calculator is an essential tool for Muslims in Saudi Arabia, helping you calculate the mandatory 2.5% charitable contribution on your wealth to purify it and support the community.
Personal Finance in Saudi Arabia
Understand where you stand financially and identify the next steps towards achieving financial security tailored specifically for life in Saudi Arabia.
Retirement Planning for Expats in Saudi Arabia
Retirement planning is an essential aspect of financial well-being, yet it can often be overlooked by expatriates living in Saudi Arabia.
The Role of Zakat in Financial Planning
Zakat, one of the Five Pillars of Islam, is more than just a religious obligation—it is a powerful tool for financial planning and social justice.
How to Use a Financial Advisor in Saudi Arabia
Financial planning is an essential part of achieving long-term stability and growth.
Money-Saving Tips in Saudi Arabia
Discover the latest tips on how to save money and budget efficiently in Saudi Arabia.
Financial Literacy for Families in Saudi Arabia
Financial literacy refers to understanding basic money management skills—budgeting, saving, investing, and planning for the future.
Sharia-compliant finance
Sharia-compliant finance—often referred to as Islamic finance—adheres to the ethical and legal codes of Islam as derived from the Qur’an and the Sunnah.
Tax Awareness in Saudi Arabia
Economic diversification efforts under Vision 2030 and the government’s drive to broaden revenue streams have made the tax environment more dynamic.
Financial Planning in Saudi Arabia
Financial planning is the methodical approach to managing one’s finances—from budgeting and saving to investing and insurance.
Debt Management in Saudi Arabia
Discover how to get around and save the most on your debt in Saudi Arabia.
Personal Investing in Saudi Arabia
Saudi Arabia has long been synonymous with oil wealth, yet recent reforms—particularly those under Vision 2030—have aimed to reduce reliance on hydrocarbons and diversify the economy.
Saving Strategies in Saudi Arabia
Saudi Arabia’s economic environment has evolved significantly over the past few decades.
Budgeting Basics in Saudi Arabia
Saudi Arabia boasts a stable economy underpinned by its oil wealth, yet individuals still face rising living costs—particularly in major cities like Riyadh, Jeddah, and Dammam.
Advanced Investment Strategies: Growing Your Wealth in Saudi Arabia
Navigating the financial markets requires both foundational knowledge and a strategic approach, especially in Saudi Arabia's rapidly evolving investment landscape.
Investing Laws in Islamic Finance: A Comprehensive Guide
Islamic finance offers a unique approach to investing, guided by principles rooted in Sharia law.
How to Set SMART Financial Goals in Saudi Arabia
Setting financial goals is essential for building a stable and prosperous future.
How Islamic Takaful Differs from Conventional Insurance
Islamic Takaful is a unique alternative to conventional insurance, deeply rooted in Islamic principles and ethics.
Debt Snowball vs. Debt Avalanche: Which Strategy Works Best?
Debt can be overwhelming, but having a clear plan to tackle it makes all the difference.
How to Get Out of Debt in Saudi Arabia: A Step-by-Step Plan
If you’re feeling overwhelmed by debt in Saudi Arabia, you're not alone.
Family Budgeting: Managing Finances for a Household in Saudi Arabia
Managing a household budget can feel like a daunting task, especially when balancing the needs of every family member.
Annual Budgeting and Financial Forecasting in Saudi Arabia
Annual budgeting and financial forecasting are essential strategies for effectively managing your finances throughout the year.
Zero-Based Budgeting in Saudi Arabia: A Complete Guide
If you're looking for a budgeting method that offers total control over your finances, zero-based budgeting might be exactly what you need.
The Envelope Budgeting Method
Managing finances can be challenging, but the Envelope Budgeting Method offers a straightforward and practical solution.
Step-by-Step Guide to Building a Monthly Budget in Saudi Arabia
Managing your finances effectively starts with creating a solid monthly budget.
Emergency Budgeting: How to Adjust Your Finances During Tough Times in Saudi Arabia
Financial challenges can arise unexpectedly, from job loss to sudden medical expenses.
How to Apply the 50/30/20 Budget Rule?
Managing your finances can seem overwhelming, but the 50/30/20 budgeting rule offers a simple yet effective way to handle your money.
How to Save on Everyday Expenses in Saudi Arabia
Saving money in your daily life doesn’t have to be daunting, especially in Saudi Arabia, where a mix of modern conveniences and traditional practices provides plenty of opportunities to cut costs.
Steps to Fix a Low Credit Score in Saudi Arabia
A low credit score in Saudi Arabia, as reported by the Saudi Credit Bureau (SIMAH), can limit your access to loans, increase borrowing costs, or hinder major life goals like buying a home.
Building Credit as an Expat in Saudi Arabia
Living as an expatriate in Saudi Arabia offers unique opportunities, but building a credit history can feel daunting.
Shariah-Compliant Loans: What You Need to Know
In Saudi Arabia, where Islamic finance is a cornerstone of the financial system, Shariah-compliant loans offer a way to borrow money while adhering to religious principles.
How to Lower Your Credit Utilization Ratio Fast
Your credit utilization ratio—the percentage of your available credit that you’re using—is a major factor in your credit score in Saudi Arabia, as tracked by the Saudi Credit Bureau (SIMAH).
Best Tools for Tracking Your Credit Score in Saudi Arabia
Monitoring your credit score is essential for maintaining financial health in Saudi Arabia, where the Saudi Credit Bureau (SIMAH) oversees credit reporting.
Disputing Errors on Your SIMAH Report: A Step-by-Step Guide
Your SIMAH credit report, maintained by the Saudi Credit Bureau (SIMAH), is a critical record of your financial history in Saudi Arabia.
How to Request and Read Your SIMAH Credit Report
Your SIMAH credit report is a vital tool for understanding your financial standing in Saudi Arabia.
Top 5 Factors That Impact Your Credit Score in Saudi Arabia
Your credit score is a critical measure of your financial health, influencing your ability to secure loans, finance a car, or even rent a home in Saudi Arabia.
How Vision 2030 Is Changing Credit Access in Saudi Arabia
Saudi Arabia’s Vision 2030 launched in 2016, is revolutionizing the Kingdom’s economy by reducing oil dependency and enhancing financial opportunities.
Protecting Your Income During Economic Uncertainty
Economic uncertainty in Saudi Arabia—driven by oil price swings, global slowdowns, or Vision 2030 transitions—can threaten your financial stability.
How to Stand Out in Saudi Arabia’s Job Market
Saudi Arabia’s job market is competitive, fueled by Vision 2030’s economic diversification and Saudization policies that prioritize local hires.
Understanding Shariah-Compliant Investments in Saudi Arabia
Shariah-compliant investments offer a halal way to grow your money in Saudi Arabia, aligning financial gains with Islamic principles.
How Saudi Women Can Boost Their Income
Saudi women are stepping into the economic spotlight, empowered by Vision 2030’s push for gender inclusion and a growing range of opportunities.
Making Money as an Expat in Saudi Arabia
As an expatriate in Saudi Arabia, earning money offers both opportunities and challenges.
Top Freelancing Platforms for Saudis and Expats
Freelancing is a flexible, lucrative way to earn money in Saudi Arabia, whether you’re a Saudi national or an expatriate.
Starting an Online Business in Saudi Arabia
Launching an online business in Saudi Arabia is a low-cost, high-potential way to earn income, tapping into a growing digital economy.
How to Invest in Saudi Real Estate for Beginners
Investing in real estate in Saudi Arabia is a powerful way to build wealth, offering opportunities for rental income, property appreciation, and long-term stability.
How to Apply for a Personal Loan in Saudi Arabia
Applying for a personal loan in Saudi Arabia can provide quick funds for needs like a wedding, medical costs, or a car purchase, all within a Shariah-compliant system.
How to Pay Off Your Personal Loan Faster
Paying off your personal loan faster in Saudi Arabia saves you money on profit costs and boosts your SIMAH credit score.
Consolidating Personal Loans in Saudi Arabia
Consolidating personal loans in Saudi Arabia can simplify your finances by merging multiple debts into one manageable payment.
Using Personal Loans to Boost Income
In Saudi Arabia, a personal loan can be more than just a financial lifeline—it can be a tool to generate income.
Understanding Shariah-Compliant Personal Loans
In Saudi Arabia, Shariah-compliant personal loans offer a halal way to borrow money, adhering to Islamic principles that prohibit riba (interest).
Getting a Personal Loan as an Expat in Saudi Arabia
Securing a personal loan as an expatriate in Saudi Arabia can fund major expenses—e.g., SR 30,000 for relocation or a car—but comes with unique challenges tied to residency and sponsorship rules.
Government-Backed Personal Loans in Saudi Arabia
In Saudi Arabia, government-backed personal loans provide affordable financing options beyond traditional banks, often tied to housing through subsidies or programs like Sakani.
How to Avoid Personal Loan Debt Traps
Taking a personal loan in Saudi Arabia can fund urgent needs—e.g., SR 30,000 for a medical bill—but mismanaging it risks a debt trap, where repayments spiral out of control.
Buying Your First Home in Saudi Arabia: Navigating Mortgages and Government Assistance Programs
Buying your first home is an exciting milestone, especially in Saudi Arabia, where owning property has become more accessible thanks to various mortgage options and generous government programs.
Avoiding Financial Scams and Predatory Loans: Protect Yourself in Saudi Arabia
Financial scams and predatory lending practices have become increasingly sophisticated, making it essential for consumers in Saudi Arabia to stay informed.
What to Do If You Miss a Loan Payment in Saudi Arabia
Missing a personal loan payment in Saudi Arabia—e.g., SR 1,000 due on a SR 30,000 loan—can happen due to unexpected setbacks like job loss or medical costs.
How to Maintain a Healthy Credit Score During Economic Uncertainty
Economic uncertainty—whether from global downturns, oil price shifts, or local job market changes—can strain your finances in Saudi Arabia. Discover how credit scores play into that.
Budgeting During Ramadan and Eid in Saudi Arabia
Ramadan and Eid are significant times in Saudi Arabia, marked by spiritual reflection, increased social activities, and higher spending.
Navigating Saudi Labor Laws for Entrepreneurs
From Saudization quotas to visa rules, these regulations shape how you hire, operate, and grow.