Key features of the Al Rajhi Bank Cash Back Credit Card (Cashback Plus Platinum)
The Al Rajhi Bank Cash Back Credit Card stands out for its high cashback rates on dining and supermarkets, valuable travel and lifestyle perks.
Key features of the Al Rajhi Bank Cash Back Credit Card (Cashback Plus Platinum) Cash Back Rates
Dining: Up to 10% cashback (max SAR 200/month)
Supermarkets: 6% cashback (max SAR 200/month)
Online Shopping: 2% cashback (max SAR 50/month)
Other International Spend: 1.5% cashback (max SAR 200/month)
Other Local Spend: 0.5% cashback
Total Monthly Cashback Cap: SAR 500 These rates make it one of the highest-earning cards for everyday categories in Saudi Arabia13.
Lifestyle & Travel Benefits
Airport Lounge Access: Access to over 25 global lounges via the Visa Airport Companion app (DragonPass)1.
Exclusive Dining Offers: Airport dining discounts at 200+ restaurants globally through DragonPass1.
Meet & Assist: Up to 15% off YQ Meet & Assist airport services1.
Hotel Benefits: Special offers at select hotels1.
2-for-1 Offers: Instant discounts at restaurants, salons, gyms, and more through the ENTERTAINER app1.
Card Management & Flexibility
0% Tasaheal Installment Program: Convert up to 4 transactions into equal monthly installments with no profit margin or processing fee at partner merchants1.
Flexible Payments: Pay as little as 5% of your monthly statement and carry over the balance1.
Free Supplementary Cards: Issue additional cards for family with customizable limits and notifications1.
Redemption & Usage
Easy Cashback Redemption: Redeem cash back directly through the Al Rajhi Bank app1.
Wide Acceptance: Accepted at millions of merchants locally and internationally15.
Shariah-Compliant: Structured to comply with Islamic finance principles5.
Additional Features
Instant Discounts: Enjoy a variety of merchant offers and experiences across travel, dining, and wellness1.
Security: 3D Secure for online transactions, instant notifications, and EMV chip protection57.
Purchase Protection & Extended Warranty: Coverage for eligible purchases1.
Summary Table: Cashback Earn Rates
Category | Cashback Rate | Monthly Cap (SAR) |
Dining | 10% | 200 |
Supermarkets | 6% | 200 |
Online Shopping | 2% | 50 |
Other International | 1.5% | 200 |
Other Local | 0.5% | - |
Total Cap | - | 500 |
In summary
The Al Rajhi Bank Cash Back Credit Card stands out for its high cashback rates on dining and supermarkets, valuable travel and lifestyle perks, flexible payment options, and Shariah compliance—making it a top choice for everyday and international spending in Saudi Arabia