Top Shariah-Compliant Cash Back Credit Cards in Saudi Arabia

Top Shariah-Compliant Cash Back Credit Cards in Saudi Arabia

1. SAIB Platinum Cashback Credit Card

• Shariah Compliance: Fully compliant financing structure.

• Cash Back: Up to 10% cashback on everyday spends, including supermarkets, education, fuel, dining, and international transactions.

• Perks: Complimentary access to VIP lounges, purchase protection, extended warranty, and digital wallet integration2.

2. Riyad Bank Cashback Visa Signature Islamic Credit Card

• Shariah Compliance: Designed as an Islamic credit card.

• Cash Back: Up to 10% cashback on selected categories.

• Perks: Airport lounge access, travel insurance, and a robust loyalty program1.

3. Al Rajhi Bank Cash Back and Platinum Credit Cards

• Shariah Compliance: Based on Murabaha, fully compliant with Islamic finance.

• Cash Back: 1% on all purchases (Cash Back Credit Card); up to 10% on daily spends like dining, supermarkets, and online shopping with the Cashback Plus Platinum Credit Card358.

• Perks: Flexible repayment, high credit limits, and wide acceptance.

4. Tasheel Finance Credit Cards

• Shariah Compliance: Approved by a Shariah board.

• Cash Back: Up to 2.25% cashback, with higher rates on e-commerce and international spending.

• Perks: No annual fees for the first year, tap & pay, flexible repayments, and unlimited monthly cashback on daily spends4.

5. Emkan UCard (Platinum and Classic)

• Shariah Compliance: Issued under Murabahah trading.

• Cash Back: Up to 2% instant cashback on purchases (Platinum); 0.6% for students (Classic).

• Perks: Instant issuance, lounge access, and a variety of travel and lifestyle discounts7.

Summary Table

Conclusion

Saudi Arabia offers a strong selection of Shariah-compliant cash back credit cards, with rates up to 10% on select categories and a variety of lifestyle and travel benefits. These cards are ideal for consumers seeking both Islamic financial compliance and rewarding everyday spending