What Are the Top Travel Credit Cards Available in Saudi Arabia? | Giraffy
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What Are the Top Travel Credit Cards Available in Saudi Arabia?

Travel credit cards are a fantastic way to earn rewards, enjoy travel-specific perks, and get peace of mind when exploring the world.

What Are the Top Travel Credit Cards Available in Saudi Arabia?

Travel credit cards are a fantastic way to earn rewards, enjoy travel-specific perks, and get peace of mind when exploring the world. In Saudi Arabia, banks offer travel credit cards tailored for frequent flyers, business travelers, and vacationers alike. Whether you want airport lounge access, air miles, free travel insurance, or exclusive global discounts, there’s a card for you!

Top Travel Credit Cards in Saudi Arabia (2025)

1. Al Rajhi Bank Signature Credit Card

  • Air Miles: Earn “Mokafaaty” loyalty points, redeemable for flights and hotels.

  • Travel Perks: Mastercard Travel Pass (airport lounge access in 1,300+ airports), free Wi-Fi via Boingo.

  • Insurance: Complimentary travel and purchase protection insurance.

  • Best For: Travelers wanting seamless airport experiences and robust global acceptance.

2. Saudi National Bank (SNB) Visa Signature & Infinite Cards

  • Miles & Rewards: “Loyalty Points” for every SAR spent—transferable to partner airlines.

  • Airport Lounge: Complimentary access to 1000+ Priority Pass lounges worldwide.

  • Insurance: Travel inconvenience, trip cancellation, accident, and purchase protection.

  • Best For: Those prioritizing travel comfort and top-tier insurance coverage.

3. SAIB MilesUp Credit Card

  • Air Miles: Earn “SAIB Points” quickly on every spend—redeemable for flights or upgrades.

  • Travel Extras: Combine points with cash for flexible travel bookings.

  • Other Perks: Exclusive discounts for travel and hotel partners.

  • Best For: Customers focused on maximizing air miles and redemption flexibility.

4. Samba Al Fursan Credit Card (Saudi Airlines)

  • Air Miles: Directly earns “AlFursan” miles with every spend.

  • Travel Benefits: Priority check-in, additional baggage, and lounge access on Saudia flights.

  • Insurance: Global coverage for international trips.

  • Best For: Frequent Saudia Airlines travelers seeking rapid air mile accumulation.

5. Alinma Bank Platinum & Signature Credit Cards

  • Rewards: Earn points for every purchase, easily redeemable for travel bookings.

  • Luxury Perks: Complimentary airport lounge access with LoungeKey, travel insurance.

  • Best For: Those seeking premium travel comfort and local support.

6. SABB World Mastercard & Ultimate Credit Cards

  • Miles & Rewards: Earn points for every SAR spent, redeemable with global airlines and hotels.

  • Airport Lounges: Complimentary LoungeKey access at 1,000+ lounges.

  • Insurance: Multi-trip travel insurance and purchase protection.

  • Best For: Elite travelers valuing both reward flexibility and exclusive privileges.

Key Features to Compare

  • Miles Accrual Rate: How quickly can you earn miles or points?

  • Lounge Access: Does the card offer LoungeKey, Priority Pass, or specific airline lounges?

  • Travel Insurance: Is it included and what does it cover (flight delays, baggage loss, accidents)?

  • Redemption Partners: Can you redeem points for multiple airlines, hotels, or upgrades?

  • Annual Fees: Premium cards may have higher fees—compare perks to the price.

Benefits of Saudi Travel Credit Cards

  • Save on Travel: Redeem points/miles for flights, upgrades, and hotel stays.

  • Airport Comfort: Enjoy lounge access, priority check-in, and free snacks.

  • Peace of Mind: Complimentary insurance covers emergencies and travel mishaps.

  • Global Convenience: Widely accepted and tailored for international use.

Summary Table: Top Travel Credit Cards

Card Name

Notable Travel Perks

Miles/Points Program

Lounge Access

Al Rajhi Signature

Mokafaaty points, Insurance, Boingo Wi-Fi

Al Rajhi Mokafaaty

Mastercard TravelPass

SNB Visa Signature/Infinite

Loyalty points, Top-tier travel insurance

SNB Loyalty

Priority Pass

SAIB MilesUp

Flexible miles, Travel discounts

SAIB Points

N/A

Samba Al Fursan (Saudia)

Direct AlFursan miles, Saudia perks

AlFursan (Saudia)

Saudia Lounges

Alinma Platinum/Signature

Travel points, LoungeKey, Insurance

Alinma Points

LoungeKey

SABB World/Ultimate Mastercard

Global points, LoungeKey, Travel insurance

SABB Rewards

LoungeKey

Final Tips

  • Apply online for faster approval—most banks offer fully digital processes.

  • Choose a card that fits your main airline/hotel preferences for the best value.

  • Watch for welcome bonuses; some cards offer extra miles in your first months!

  • Always read the latest terms, as offers and partners can change.