Bank Aljazira | Giraffy

Bank Aljazira

Bank AlJazira is a leading Shari'ah-compliant financial institution in Saudi Arabia, dedicated to providing a comprehensive suite of personal, corporate, and investment banking services. With a focus on innovation and customer satisfaction, Bank AlJazira offers user-friendly digital platforms, multilingual support, and tailored financial solutions to meet the diverse needs of its clients. Whether you're opening an account, seeking financing, or exploring investment opportunities, Bank AlJazira ensures a seamless and efficient banking experience.

Personal Banking Solutions by Bank AlJazira: Tailored to Your Needs

Current Accounts

Bank AlJazira offers current accounts designed to simplify your daily banking needs with features such as:

  • Online Account Opening: Conveniently open your account through AlJazira Online without visiting a branch.
  • AlJazira mada Debit Card: Access your funds globally with a debit card accepted at millions of locations.
  • E-Statements: Receive your account statements electronically for easy access and environmental sustainability.
  • AlJazira Online and AlJazira SMART: Manage your account anytime, anywhere with our online and mobile banking services.

Savings Accounts

Bank AlJazira's savings accounts are designed to help you achieve your financial goals with features including:

  • Competitive Profit Rates: Earn attractive returns on your savings in compliance with Shari'ah principles.
  • No Minimum Balance Requirement: Start saving without the pressure of maintaining a minimum balance.
  • Flexible Savings Plans: Choose from various savings plans tailored to your specific financial objectives.
  • Shari'ah-Compliant Options: Engage in ethical banking with products that adhere to Islamic finance principles.

Why Choose Bank AlJazira for Personal Banking?

  • Shari'ah Compliance: All products and services are designed in accordance with Islamic banking principles.
  • Innovative Digital Services: Benefit from advanced online and mobile banking platforms for seamless account management.
  • Customer-Centric Approach: Experience personalized services tailored to your individual financial needs.

Credit Cards from Bank AlJazira: Unlock Exclusive Benefits

Bank AlJazira offers a range of credit cards to suit your lifestyle, providing benefits such as:

  • Mokafaaty Program: Earn reward points on every purchase, redeemable for travel, shopping, and more.
  • Worldwide Acceptance: Use your card at millions of locations globally with confidence.
  • Secure Transactions: Enjoy peace of mind with advanced security features protecting your purchases.
  • Flexible Payment Options: Manage your expenses with convenient payment plans and installment options.

Why Choose Bank AlJazira for Credit Cards?

  • Rewarding Benefits: Participate in the Mokafaaty Program to earn and redeem points effortlessly.
  • Global Acceptance: Make purchases worldwide with ease and security.
  • Customer Support: Access dedicated assistance for all your credit card-related inquiries.

Offers

Ajwaa Signature Credit Card

Credit Cards

Price

900.00 SR

Infinite Credit Card

Credit Cards

Price

1000.00 SR

AlJazira World Elite Mastercard Credit Card

Credit Cards

Price

1500.00 SR

Bank Aljazira Home Finance: โ€œBaityโ€ โ€“ Your Gateway to Home Ownership

Bank Aljaziraโ€™s โ€œBaityโ€ Home Finance is a Shariah-compliant Murabaha solution for purchasing ready units, off-plan developments, or land-and-build projects. You can apply end-to-end online via the AlJazira SMART App, AlJazira Online portal, or at any branch, and benefit from features like high financing ratios and optional initial repayment deferral.

Why Choose Bank Aljazira for Home Finance?

  • Shariah-compliant Murabaha contracts approved by BAJโ€™s Shariah Board
  • High financing ratios for salaried and self-employed customers
  • Initial repayment deferral option to ease cash flow
  • Joint-finance facility with first-degree relatives
  • Optional Takaful and property insurance coverage

Bank Aljazira Personal Finance: Tawaruq-Based Funding for Lifeโ€™s Needs

Bank Aljazira Personal Finance uses Tawaruq-based Shariah-compliant contracts to cover anything from education and travel to debt consolidation and lifestyle expenses. Apply 24/7 via the AlJazira SMART App, AlJazira Online portal, or in-branch with minimal documentation and receive funds directly to your account.

Why Choose Bank Aljazira for Personal Finance?

  • Shariah-compliant Tawaruq contracts for ethical financing
  • 24/7 digital pre-qualification and application
  • Flexible-purpose financing for any personal need
  • No salary-transfer requirementโ€”available to all customer segments
  • Top-up and refinancing without early-settlement penalties

Bank Aljazira Auto Leasing: Ijarah-Based Mobility Solutions

Bank Aljazira Auto Leasing is an Ijarah-based program for new and certified pre-owned vehicles, offering customizable down-payment and tenure options. Apply easily via the AlJazira SMART App, AlJazira Online portal, or at approved partner showrooms, and enjoy swift approvals and seamless contract management.

Why Choose Bank Aljazira for Auto Leasing?

  • Shariah-compliant Ijarah agreements approved by BAJโ€™s Shariah Board
  • Customizable down-payment and end-of-lease structures
  • Flexible lease tenures to suit individual budgets
  • Quick online approvals and digital contract management
  • Optional insurance and maintenance bundles

Offers

Auto Lease Finance - Flexible

Auto Leasing

Price

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Auto Lease Finance - 50% - 50%

Auto Leasing

Price

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Why Bank Aljazira ?

Bank AlJazira is committed to providing innovative, Shari'ah-compliant banking solutions that cater to the diverse needs of its customers. With a focus on digital innovation, customer satisfaction, and ethical banking practices, Bank AlJazira is your trusted partner for all your financial needs.

Frequently Asked Questions

You will need a valid national ID or Iqama and proof of address to open an account.
Yes, all savings accounts adhere to Islamic banking principles.
You can apply online through AlJazira Online or visit any Bank AlJazira branch.
The Mokafaaty Program allows you to earn points on purchases, which can be redeemed for various rewards.
Yes, Bank AlJazira provides comprehensive digital banking services through AlJazira Online and AlJazira SMART.
Many savings accounts have no minimum balance requirement, allowing you to save with flexibility.
You can reach Bank AlJazira through their 24/7 customer service hotline or visit the nearest branch.
Bank AlJazira offers personal finance, auto lease, and real estate finance solutions to meet your needs.