United Arab Emirates consumer deals report — October 2026
596 live deals from 129 providers across 5 categories in United Arab Emirates, computed from Giraffy's catalogue on 2026-10-21: cheapest sim plans, best savings rates, fee-free cards, price movers, new and withdrawn deals.
596 live deals from 129 providers across 5 categories in United Arab Emirates, computed from Giraffy's catalogue on 2026-10-21: cheapest sim plans, best savings rates, fee-free cards, price movers, new and withdrawn deals.
What to watch
- SIM plans: the cheapest monthly plan on Giraffy is Virgin Mobile UAE 20GB from Virgin Mobile UAE at AED 49 a month (20GB) — 19 monthly-priced plans with a stated allowance were compared across 3 providers; the median is AED 125.
- Savings accounts: the highest advertised rate is 3.5% AER from Emirates NBD (Emirates NBD Savings Account); 5 of 22 live listings publish a headline rate.
- Credit cards: 12 of 25 cards with a listed annual fee charge nothing (3 issuers); the lowest paid fee is AED 1 a year (Emirates NBD Emaar Visa Family Credit Card).
- Prices: none of the 526 deals tracked in both the 2026-09-19 and 2026-10-21 snapshots changed its listed price; 4 listings were re-verified during October 2026.
- Catalogue size: 528 priced live deals at the 2026-10-21 snapshot vs 531 at 2026-09-19 (-3).
- Listings: 2 new deals added and 10 withdrawn in October 2026.
- Across all Giraffy markets the catalogue held 20,410 live deals on 2026-10-21 vs 20,311 on 2026-09-19.
Market overview
596 live deals from 129 providers across 27 products. 4 listings were re-verified during October 2026.
| Category | Live deals | Providers | Products |
|---|---|---|---|
| Banking | 244 | 61 | Credit Cards (38), Bank Accounts (24), Savings Accounts (22), Fixed Deposits (21), Accounts (20), Cashback Credit Cards (20), Airline Miles Credit Cards (20), Money Transfer (20), Pension & Retirement Savings (20), Business Banking (20), Prepaid Cards (19) |
| Mobile | 132 | 13 | Travel SIMs (68), Mobile Devices (44), Mobile SIMs (20) |
| Finance | 96 | 48 | Home Finance (20), Investing (20), Buy Now Pay Later (20), Auto Finance (19), Personal Finance (17) |
| Insurance | 78 | 34 | Home Insurance (22), Life Insurance (19), Travel Insurance (19), Car Insurance (18) |
| Internet | 42 | 2 | 5G Internet (22), Fiber Internet (20) |
Best deals by product
| Product | Best deal | Price / rate | Live · providers |
|---|---|---|---|
| SIM plans | Virgin Mobile UAE 20GB — Virgin Mobile UAE · 20GB | AED 49 /month | 20 · 3 |
| Fibre home internet | Du Fibre 100Mbps — Du · Unlimited · 100 | AED 259 /month | 20 · 2 |
| 5G home internet | Du Prepaid 5G 30GB — Du · 30GB · 300 Mbps | AED 99 /month | 22 · 2 |
| Credit cards | Emaar Visa Family Credit Card — Emirates NBD | AED 1 /year | 38 · 16 |
| Savings accounts | Emirates NBD Savings Account — Emirates NBD · Conventional | AED 3.50 % AER | 22 · 16 |
| Bank accounts | 19 of 20 listings are fee-free | — | 24 · 19 |
Price movers
526 deals were priced in both the 2026-09-19 and 2026-10-21 snapshots; 0 changed price.
New and withdrawn deals
2 new deals and 10 withdrawn in October 2026.
- New: Unlimited 5G Home Wireless Plan — Du (mobile-devices), AED 206 /month, added 2026-10-02
- New: etisalat UAE — Etisalat (mobile-devices), AED 206 /month, added 2026-10-06
- Withdrawn: National Insurance Motor Cover — National Insurance UAE (auto-insurance), AED 450 /year, archived 2026-10-16
- Withdrawn: FAB Term Deposit UAE — First Abu Dhabi Bank (fixed-deposits), AED 5.25 % gross, archived 2026-10-16
- Withdrawn: RAKBank Car Finance — RAKBank (auto-finance), AED 2.49 % APR, archived 2026-10-20
- Withdrawn: RAKBANK Fixed Deposit UAE — RAKBank (fixed-deposits), AED 5.15 % gross, archived 2026-10-20
- Withdrawn: Standard Chartered FD UAE — Standard Chartered UAE (fixed-deposits), AED 5.20 % gross, archived 2026-10-20
- Withdrawn: FAB Personal Finance — First Abu Dhabi Bank (personal-finance), AED 3.49 % APR, archived 2026-10-26
- Withdrawn: Zurich Travel Insurance UAE — Zurich Insurance UAE (travel-insurance), AED 100 /year, archived 2026-10-26
- Withdrawn: ADCB SimplyLife Prepaid — Abu Dhabi Commercial Bank (prepaid-cards), AED 20 (setup), archived 2026-10-27
- Withdrawn: Mashreq Personal Loan — Mashreq (personal-finance), AED 3.99 % APR, archived 2026-10-27
- Withdrawn: ADCB Personal Loan UAE — Abu Dhabi Commercial Bank (personal-finance), AED 2,000 /month, archived 2026-10-27
Providers with the most live deals
- Etisalat · 52
- Du · 42
- Abu Dhabi Commercial Bank · 34
- Emirates NBD · 34
- First Abu Dhabi Bank · 31
- ADIB · 28
- Mashreq · 21
- Dubai Islamic Bank · 18
- RAKBank · 15
- HSBC UAE · 14
- Sharjah Islamic Bank · 14
- KnowRoaming · 13
Method
Live catalogue: every deal with status "Live" in Giraffy's United Arab Emirates database when this report was generated (596 deals, 129 providers). Counts per category are live deals, not products.
Cheapest plan: among deals priced per month (suffix "/month", "Per month", incl./+ VAT) with a price above zero and a stated data allowance; multi-month, weekly and daily bundles are excluded so prices are like-for-like, and plans listed under a third of the product's median monthly price are treated as mis-listed add-ons and dropped. Savings: highest listed headline rate (% p.a. / % AER). Cards and accounts: the listed annual / monthly fee, where zero means fee-free.
Price movers: each deal's price in the last daily price_history snapshot of October 2026 (2026-10-21) compared with the last snapshot before the month (2026-09-19). New deals use the listing's creation date; withdrawn deals use the archive date. Prices are as advertised by providers; Giraffy does not adjust for VAT, promotions or introductory periods.
This report is generated automatically from the data on the 1st of each month (scripts/generate-market-reports.mjs) and is not edited by hand.
Compare everything in United Arab Emirates · More Giraffy research