Personal Banking Solutions by Bank Albilad: Tailored to Your Needs
Current Accounts
Bank Albilad's current accounts are designed to offer flexibility and convenience for daily banking needs:
- Online Account Opening: Open your current account online without visiting a branch, providing ease and efficiency.
Bank Albilad - Debit Cards: Receive an Albilad mada debit card upon account opening, facilitating seamless transactions locally and internationally.
Bank Albilad - Digital Banking Services: Access your account 24/7 through Albilad Net and the Albilad App, enabling you to manage your finances from anywhere.
Bank Albilad
Savings Accounts
Bank Albilad offers a variety of savings and investment accounts to help you achieve your financial goals:
- Awaed Albilad Account: Earn competitive returns with this Sharia-compliant savings account.
- Investment Wakalah Program: Participate in investment opportunities managed on your behalf, aiming for optimal returns.
- Goal Saving Account: Save systematically for specific objectives, such as education or travel, with flexible plans tailored to your needs.
Why Choose Bank Albilad for Personal Banking?
- Sharia-Compliant Services: All products adhere to Islamic banking principles, ensuring ethical financial solutions.
- Digital Accessibility: Comprehensive online and mobile banking platforms provide round-the-clock access to your accounts.
- Customer-Centric Approach: A commitment to understanding and fulfilling customer needs with personalized services.
Credit Cards from Bank Albilad: Unlock Exclusive Benefits
Bank Albilad offers a range of credit cards designed to cater to diverse customer needs, providing unmatched privileges and financial flexibility.
Tamkeen Plus Credit Card
- Sharia-Compliant: Designed in accordance with Islamic banking principles.
- Flexible Credit Limits: Tailored to suit your financial requirements.
- Mukafaat Albilad: Earn points on every transaction, redeemable for a variety of rewards.
Prepaid Cards
- Medad Card: Ideal for online shopping and travel expenses, offering controlled spending and enhanced security.
- Household Labor Card: Facilitates salary payments for domestic workers, ensuring convenience and compliance with regulations.
Why Choose Bank Albilad for Credit Cards?
- Diverse Options: A variety of cards to meet different spending habits and financial needs.
- Rewards Program: Mukafaat Albilad loyalty program lets you earn points and redeem them for exciting rewards.
- Global Acceptance: Use your card internationally with confidence and ease.
Bank AlBilad Home Finance: Ethical & Flexible Path to Home Ownership
Bank AlBilad’s “Dari” Home Finance is your end-to-end solution for purchasing completed homes, financing off-plan developments, or self-construction projects. Through the AlBilad App, online portal, or any branch, you can run real-time repayment simulations, request property valuations, and track every step of your application—backed by personalised advisory at key milestones.
Why Choose Bank AlBilad for Home Finance?
- Ethical Shariah-compliant Murabaha contracts
- Transparent terms with no hidden fees
- Customisable down-payment and tenure plans
- Multi-channel support: app, online portal, or in-branch
- Dedicated relationship managers and optional Takaful
Offers
Flexible Real Estate Financing
Home Finance

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Bank AlBilad Personal Finance: Fast, Shariah-Compliant Funding
Bank AlBilad Personal Finance lets you fulfil goals—from education and travel to home improvements—through a guided, minimal-document journey. Use the AlBilad App to upload just the essentials, get instant pre-qualification, and receive funds directly into your account within hours, then manage and adjust your plan online as needed.
Why Choose Bank AlBilad for Personal Finance?
- Shariah-approved Murabaha financing
- 24/7 digital pre-qualification and application
- Flexible repayment and installment-pause options
- No salary-transfer requirement; retirees eligible
- Responsive customer support throughout
Offers
Digital Personal Finance
Personal Finance

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Bank AlBilad Auto Finance: Drive Your Dream Car with Ease
Bank AlBilad Auto Finance simplifies vehicle ownership by letting you browse partner-dealer inventories in-app, compare monthly instalments with our interactive calculator, and submit your documents electronically. Enjoy next-business-day approval, delivery coordination, and optional Takaful or maintenance bundles—all managed from the AlBilad App, online portal, or any branch.
Why Choose Bank AlBilad for Auto Finance?
- Ethical Murabaha-based financing
- Zero down-payment options
- Instant, next-business-day approvals
- In-app instalment calculator and document upload
- Optional Takaful and maintenance packages
Offers
Auto Financing (Murabaha)
Auto Finance

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Why Bank AlBilad ?
Bank Albilad distinguishes itself through its commitment to Sharia-compliant banking, innovative digital solutions, and a customer-centric approach. With a wide range of products and services tailored to meet the diverse needs of its clients, Bank Albilad ensures a seamless and secure banking experience for all.