Amlak International | Giraffy

Amlak International

Amlak International is a Saudi-based finance company regulated by the Saudi Central Bank (SAMA), known for delivering Sharia-compliant and customer-focused financing solutions. While it began as a pioneer in real estate financing, Amlak has since expanded its offerings to include personal and auto finance—making it a trusted name for both individuals and businesses seeking ethical, flexible financial services.

Home Finance: Ethical & Flexible Property Financing

Amlak International’s home finance solutions are built to support individuals and families looking to purchase or build residential property in Saudi Arabia. These options are structured with flexibility and full compliance with Islamic finance principles.

  • Multiple Property Types: Finance ready-built homes, under-construction units, or residential land plots based on your goals.
  • High Financing Limit: Borrow up to SAR 5 million, subject to eligibility and property value.
  • Long Repayment Periods: Repay over extended terms of up to 30 years, easing your monthly financial commitments.
  • No Salary Transfer Required: Apply for home financing without the need to transfer your salary to Amlak.
  • Sharia-Compliant Structure: All contracts are structured in accordance with Islamic finance principles.
  • Customer-Centric Process: Benefit from clear documentation, property evaluation support, and dedicated assistance throughout the journey.
  • Ownership Empowerment: Designed to help Saudi citizens and eligible residents achieve home ownership securely and ethically.

Why Choose Amlak International Home Finance?

  • Sharia-compliant and interest-free structure
  • Financing for ready, under-construction, and land purchases
  • Up to SAR 5 million in financing with flexible tenure
  • No salary transfer required
  • Support for both Saudi citizens and qualified residents
     

Personal finance: Quick Access to Sharia-Compliant Funding

Amlak International’s personal finance product is designed to meet a range of short-term financial needs through a fast, transparent, and fully Sharia-compliant solution. Ideal for customers seeking reliable support without the burden of unnecessary complexity.

  • Purpose-Driven Financing: Use the funds for education, healthcare expenses, travel, home improvements, or other personal commitments.
  • No Salary Transfer Required: Maintain your salary with your current bank while accessing the financing you need.
  • Sharia-Compliant Structure: Based on Islamic finance principles, ensuring ethical and interest-free transactions.
  • Fast Processing & Easy Application: Benefit from a streamlined application process, minimal paperwork, and rapid approval.
  • Flexible Repayment Plans: Choose a repayment schedule that suits your income and lifestyle, with fixed monthly payments.
  • Competitive Profit Rates: Access fair and transparent profit margins without hidden fees or penalties.

Why Choose Amlak International Personal finance?

  • No salary transfer needed
  • Sharia-compliant with fixed, transparent terms
  • Quick approval process and simple documentation
  • Ideal for covering short-term financial needs
  • Competitive profit rates with flexible repayment periods

Auto finance: Drive Away with Peace of Mind

Amlak International offers auto financing solutions for both new and used vehicles, giving customers a convenient path to car ownership with flexible, Sharia-compliant terms.

  • New & Used Car Financing: Choose from a wide range of vehicles, including certified pre-owned options from approved dealers.
  • No Salary Transfer Needed: Keep your current banking relationship while applying for vehicle financing with Amlak.
  • Fast Approval: Enjoy a quick application and approval process that gets you on the road faster.
  • Sharia-Compliant Financing: Built on Islamic contracts, ensuring interest-free, ethical transactions.
  • Flexible Payment Plans: Repay in manageable monthly installments suited to your income.
  • Transparent Terms: Competitive profit rates with no hidden charges or early settlement penalties.
  • Comprehensive Support: Dedicated service throughout your financing—from application to ownership.

Why Choose Amlak International Auto finance?

  • Finance both new and used vehicles
  • No salary transfer required
  • Competitive profit rates and manageable monthly payments
  • Fast processing and approval
  • Fully compliant with Islamic financing principles
     

Offers

Car Finance

Auto Finance

Price

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Why Amlak International ?

Amlak International blends industry expertise with a strong commitment to transparency and ethical finance. Whether you're purchasing a home, managing personal expenses, or financing a car, Amlak’s range of services is built to support your financial goals with confidence and ease. Backed by regulatory compliance and a customer-first approach, Amlak remains a go-to choice for responsible and flexible financing in Saudi Arabia.

Frequently Asked Questions

Amlak provides home finance, personal finance, and auto finance—each fully Sharia-compliant.
No, Amlak offers financing without the need for salary transfer.
Yes, both new and used cars are eligible under the auto finance program.
Up to SAR 5 million is available with flexible repayment options.
Yes, all Amlak products follow Islamic finance guidelines.
Home finance terms can go up to 30 years, while personal and auto finance vary based on eligibility.
Applications can be submitted online via Amlak’s website or at a branch location.
Yes, Amlak also supports SMEs with tailored business and real estate finance solutions.